Safe Auto's Motorcycle Insurance: What Riders Need To Know

Safe Auto Insurance is a subsidiary of National General Insurance and is based in Columbus, Ohio. The company provides car insurance in 20 states and offers a range of insurance products, including motorcycle insurance. Safe Auto caters to high-risk drivers and provides SR-22 insurance for those who need it. In addition to motorcycle insurance, Safe Auto offers homeowners, renters, health, and life insurance, among others.

Safe Auto motorcycle insurance coverage options

Safe Auto offers a range of motorcycle insurance coverage options to suit different needs and budgets. Here is an overview of the coverage options available:

Bodily Injury

This coverage option protects against financial losses resulting from bodily injuries caused to the rider and/or passengers in an accident. It covers medical expenses, hospital bills, and, in some cases, funeral costs.

Collision

The collision coverage option insures against damage to the motorcycle in a collision with another vehicle or object. It also covers hit-and-run accidents and can provide peace of mind for riders concerned about vandalism or accidental damage.

Comprehensive

Comprehensive coverage is ideal for protecting your motorcycle against incidents beyond your control. This includes theft, fire, and weather-related damage. It is particularly useful for riders who store their motorcycles for extended periods or live in areas prone to natural disasters.

Guest Passenger Liability

This coverage option is designed to protect passengers riding on your motorcycle. It covers their medical expenses and injuries sustained in an accident, providing additional peace of mind for riders who frequently carry passengers.

Medical Expense

Safe Auto's medical expense coverage helps with medical, hospital, and funeral expenses for the insured rider in any vehicular event, regardless of fault. This comprehensive coverage even includes incidents where the insured is a pedestrian or a passenger in another vehicle.

Rental Reimbursement

The rental reimbursement option is perfect for riders who rely on their motorcycles daily. If your motorcycle is being repaired or replaced after an accident, this coverage helps with the cost of a rental vehicle, ensuring you can still get around.

Replacement Cost

This coverage option is ideal for riders concerned about the cost of replacing their motorcycle. It provides financial assistance to help replace your bike if it is damaged beyond repair or stolen, ensuring you can get back on the road sooner.

Roadside Assistance

Roadside assistance from Safe Auto offers 24/7 support for breakdowns and accidents. With this coverage, you can call for a tow to the nearest repair shop or be directly connected with a towing company, making motorcycle emergencies more manageable.

Underinsured/Uninsured Motorist

This coverage option is essential for protecting yourself financially in the event of an accident with an underinsured or uninsured motorist. It covers bodily injury and property damage, ensuring you are not left with unexpected expenses due to another driver's lack of insurance.

Optional/Special Equipment Coverage

Safe Auto also offers coverage for optional or special equipment on your motorcycle. This includes aftermarket parts, custom paint jobs, and additional safety features, ensuring that your unique motorcycle is fully protected.

Personal Injury Protection

Personal Injury Protection (PIP) provides enhanced financial support for medical bills and other expenses resulting from a motorcycle accident. It may also cover lost wages, childcare, and funeral expenses, providing comprehensive protection for riders and their families.

Physical Damage Plus

The Physical Damage Plus coverage option from Safe Auto goes beyond standard collision and comprehensive coverage. It offers additional protection for your motorcycle, ensuring that physical damage to your bike is covered, no matter the cause.

Property Damage

This coverage option insures against property damage and loss of use for third parties in an accident. It is an essential coverage option for riders concerned about their financial liability in the event of a collision.

Safe Auto's range of motorcycle insurance coverage options allows riders to customize their policies to meet their specific needs. By choosing the right combination of coverage options, riders can ensure they are protected financially while enjoying their motorcycles.

Safe Auto motorcycle insurance partners

Safe Auto offers motorcycle insurance in partnership with Dairyland. Dairyland is known for providing affordable motorcycle insurance.

Safe Auto itself is an independent insurance carrier that provides car insurance coverage in 17 states. The company is based in Columbus, Ohio, and has been in business since 1993. Safe Auto specializes in providing affordable, state-minimum auto insurance and full comprehensive and collision policies.

Safe Auto's motorcycle insurance coverage options include bodily injury, collision, comprehensive, guest passenger, medical expense, rental reimbursement, replacement cost, roadside assistance, underinsured/uninsured motorist bodily injury, and property damage.

Safe Auto also offers bundling options for customers who want to combine their motorcycle insurance with other types of policies, such as car, homeowners, or renters insurance.

In addition to Dairyland, Safe Auto has partnered with several other companies to provide a range of insurance products. For renters insurance, they have partnered with Millennial Specialty Insurance/Spinnaker Insurance, Century-National, and Cypress Property and Casualty Insurance. For homeowners insurance, they have partnered with Hippo. For commercial business insurance, they work with CoverWallet, Liberty Mutual, CNA, Starr, Guard, Hamilton, Markel, Employers, Travelers, Progressive, Hiscox, Atlas, and others. For health insurance and other related products, they have partnered with Augeo Benefits.

Safe Auto motorcycle insurance cost

Safe Auto provides motorcycle insurance in 20 states across the US. The company is based in Columbus, Ohio, and provides car insurance in 20 states. It is dedicated to providing 24/7 customer service and offers flexible payment options.

Safe Auto motorcycle insurance covers bodily injury, collision, comprehensive, guest passenger, medical expense, rental reimbursement, replacement cost, roadside assistance, underinsured/uninsured motorist bodily injury, underinsured/uninsured motorist property damage, optional/special equipment, personal injury protection, physical damage plus, and property damage.

The cost of Safe Auto motorcycle insurance will depend on several factors, including the state in which the policy is taken out, the driver's experience, their age, and their location. On average, an auto insurance policy with Safe Auto runs about $156 per month, but rates can vary from driver to driver.

Safe Auto also offers a range of discounts and payment options for customers. These include a multi-vehicle discount, a new business transfer discount, and a homeowner discount.

Safe Auto motorcycle insurance quotes

Safe Auto offers motorcycle insurance in 20 states across the US. The company provides a range of coverage options, including bodily injury, collision, comprehensive, guest passenger, medical expense, rental reimbursement, replacement cost, roadside assistance, and property damage. Safe Auto also offers bundling options for customers with multiple vehicles or policies, which can result in significant discounts.

Safe Auto's motorcycle insurance is designed to meet the needs of high-risk drivers, including those who need SR-22 or FR-44 filings. The company specializes in providing affordable, state-minimum insurance coverage and has service call centers available 24/7, including holidays.

To get a Safe Auto motorcycle insurance quote, you can call an agent or visit the company's website. You will need to provide some personal information, such as your date of birth, driving record, address, and details about your motorcycle, including its year, make, and model. It is recommended to add all riders who will be using the motorcycle to ensure adequate coverage.

Safe Auto also offers a range of discounts that can lower your insurance premium. These include discounts for safe driving, seniors, military members, multi-vehicle policies, and multi-policy customers. Be sure to review the available discounts during the quote process to see if you are eligible for any savings.

In addition to motorcycle insurance, Safe Auto provides a variety of other insurance products, including car, homeowners, renters, business, health, and life insurance. The company is known for its flexible policy terms and commitment to helping high-risk drivers find affordable coverage.

Safe Auto motorcycle insurance reviews

Safe Auto Insurance Company provides motorcycle insurance in 20 states. The company is based in Columbus, Ohio, and has been in operation since 1993. Safe Auto offers a range of insurance products, including car, homeowners, renters, business, health, and life insurance.

Safe Auto's motorcycle insurance coverage options include bodily injury, collision, comprehensive, guest passenger, medical expense, rental reimbursement, replacement cost, roadside assistance, underinsured/uninsured motorist bodily injury, and property damage. The company also offers bundling options for customers with multiple vehicles or policies.

Safe Auto has received mixed reviews from customers. While some appreciate the company's affordable rates and flexibility for high-risk drivers, others have complained about slow claims processing times and unavailable agents. The National Association of Insurance Commissioners (NAIC) reports that Safe Auto receives six times more complaints than other insurers. The Safe Auto mobile app has also received mediocre ratings of 3.7/5 stars from Android users and 2.4/5 stars from Apple users, with common issues relating to login difficulties and lost payments.

Safe Auto's motorcycle insurance may be a good option for those seeking affordable coverage, especially high-risk drivers. However, it is important to carefully review the coverage options and consider the potential trade-offs in customer service and claims processing before purchasing a policy.

Frequently asked questions