Sedgwick Insurance: Auto Claims Specialists?

Sedgwick is a third-party administrator (TPA) that handles insurance claims for companies that don't have their own in-house claims department. They are not an insurance company themselves, but rather a contracted insurance adjuster for self-insured companies and smaller insurance companies. They handle the claims process on behalf of their clients, which include companies like Target, Home Depot, and Walgreens. This includes handling auto/motor injury claims, as well as other types of claims such as workers' compensation, liability, and disability. They offer a range of services to help insurance carriers, fleet management companies, and corporate customers manage first- and third-party auto losses.

Third-party claims

To file a third-party claim, one must know the at-fault driver's name, phone number, auto insurance policy number, and details about the accident. One can then work with their insurance company to file the third-party claim or do it themselves through the other driver's insurance company.

The third-party claims process involves working with a claims adjuster, who determines fault by investigating the accident and estimates how much the claimant is owed. If the third-party claim is successful, the claimant will receive a payout or settlement offer from the at-fault driver's insurance company. If the claim is unsuccessful or the settlement offer is too low, the claimant can dispute the judgment or try to negotiate a different offer.

Sedgwick, a "third-party administrator," is not an actual insurance company. They are a contracted insurance adjuster for self-insured companies and smaller insurance companies that don't have their own claims department. They handle the claims process on behalf of their clients, including car crashes, workers' compensation, premises liability, disability, and professional liability.

Auto liability claims

As a third-party administrator, Sedgwick is not an insurance company but a contracted insurance adjuster for self-insured companies and smaller insurance companies that lack a claims department. The company handles the claims process on behalf of its clients, including auto liability claims.

Auto liability insurance covers the costs of the other driver's property and bodily injuries if you're found at fault in an accident. It consists of two types of auto coverage: bodily injury liability protection and property damage liability protection.

Bodily injury liability protection covers the medical expenses of the other party if you are found at fault in an accident. It may also cover lost wages and/or legal fees if the injured party files a lawsuit. Property damage liability protection covers damages to property resulting from a covered accident in which you are at fault. It may cover the other party's vehicle repair or replacement costs, as well as other property damage, such as fences, structures, or phone poles.

When dealing with an auto liability claim, it is important to contact your insurance company as soon as possible to report the accident. Be prepared to provide information such as the covered vehicle involved, the location and time of the accident, a basic description of the accident, and the name and insurance information of the other driver. It is also crucial to file a police report and wait for an adjuster to be assigned to your claim. The adjuster will inspect the damage to your vehicle and provide an estimate of the repair costs, which will be considered by your insurance company when determining the final payment amount.

Auto loss claims

Sedgwick is not an insurance company but a third-party administrator (TPA) that handles the claims process on behalf of their clients. They are a contracted insurance adjuster for self-insured companies and smaller insurance companies that don't have their own claims department. They handle the claims process for car crashes, workers' comp, premises liability, disability, and professional liability, among others.

Sedgwick's end-to-end auto solution offers first- and third-party auto liability claims management, loss adjusting and program administration, as well as comprehensive appraisal and product recall services specific to the automotive space. They have a network of dedicated field appraisers who are industry experts and are backed by highly qualified, service-oriented colleagues.

To start an auto loss claim with Sedgwick, you need to fill out a form on their website. You will need to select the type of claim you want to report and enter the first name, last name, and email address of the person reporting the claim. You must also select a claim location and complete fields with as much information as is known about the loss. It is okay if you don't have complete information, as Sedgwick can complete any missing information once the claim is set up in their system.

For third-party claims (automobile liability or general liability), you must provide claimant information by selecting "Claimant" from the drop-down menu and filling in the third party's information. If you are not the departmental contact for this loss, you must provide that person's information in the Contact Information section. You can attach all pertinent documents to the form and hit "Submit" to submit your first report.

Once you submit the form, you will receive a claim number and an automated email confirmation from Sedgwick. The assigned adjuster will contact the designated departmental contact person within 24 hours.

Personal injury claims

Sedgwick is a third-party administrator (TPA) that handles personal injury claims for companies that don't have their own in-house claims personnel. They are not an insurance company but act as a contracted insurance adjuster for self-insured companies and smaller insurance companies.

Sedgwick handles the claims process on behalf of their clients, which include large companies like Target, LabCorp, Home Depot, Walgreens, Sears, General Electric, and Kroger. They manage a wide range of claims, from car crashes and workers' compensation to premises liability, disability, and professional liability.

In personal injury cases, Sedgwick follows certain "best practices." They make immediate contact with injured third-party claimants to gather facts and claimed damages. They also obtain statements from the claimant and witnesses, police reports, and photographs, as appropriate.

Sedgwick's stance on claims is directed by their clients, and they typically have limited authority to resolve claims independently. As a result, their settlement offers can vary, and they may try to settle cases for as little as possible to save their clients money.

Sedgwick is one of the largest TPAs in the United States, with a revenue of over $1.4 billion. They employ experienced injury liability claims adjusters and have a team of over 300 dedicated auto liability claims adjusters in regional hubs across the US, handling approximately 250,000 auto liability claims annually.

Accident claims

Sedgwick is a third-party administrator (TPA) that handles accident claims on behalf of self-insured companies and smaller insurance companies that lack a claims department or have a small one. They are not an insurance company but a contracted insurance adjuster. They have a network of dedicated field appraisers who are experts in the industry and are backed by highly qualified, service-oriented colleagues.

Sedgwick's end-to-end auto solution offers first- and third-party auto liability claims management, loss adjusting, and program administration, as well as comprehensive appraisal and product recall services specific to the automotive space. They provide a full range of customizable services to help insurance carriers, fleet management companies, and corporate customers manage first- and third-party auto losses. Their services include personal injury protection (PIP) medical bill review, appraisals, direct repair programs, recalls, and loss adjusting.

Sedgwick's auto direct repair program offers a solution that connects clients and carriers with high-quality repair facilities across the United States. Their major case unit helps clients handle high-complexity and large exposure transportation claims, providing investigations and collaborating with defence counsel to control costs and minimise the risk of exceptionally high jury awards.

Sedgwick handles the entire claims process, including field investigations at accident scenes, coordinating with lawyers defending their clients' claims, and trying to reach a settlement with the victim's lawyers. They also figure out how much must be set aside in reserves for injury claims.

To report an insurance claim to Sedgwick, go to https://intake.sedgwick.com/u/YUC/intake and select the type of claim you want to report. Complete the form with the first name, last name, and email address of the person reporting the claim. You must also select a claim location and provide claimant information for third-party claims. Attach all pertinent documents, and you will receive a claim number and an automated email confirmation once the form is submitted. The assigned adjuster will contact the designated departmental contact person within 24 hours.

Frequently asked questions