Paul Sanchez
SimpliSafe is a home security system that offers DIY installation, professional installation, and multiple packages to meet the needs and budgets of homeowners. The system includes various sensors, cameras, and environmental protection devices. SimpliSafe also provides a monitoring certificate to prove to insurance companies that you have a monitored system, which can lead to discounts on home insurance premiums. The amount of savings can vary between insurance companies, but SimpliSafe has partnered with Branch Insurance to offer discounts of up to 15.5% on home insurance for customers who use their professionally monitored home security system. Additionally, some insurance companies only offer discounts for professionally installed and monitored security systems, so it is important to check with your insurance provider about specific discounts and requirements.
| Characteristics | Values |
|---|---|
| Discount on Home Insurance | Yes |
| Discount Amount | Up to 20% |
| Insurance Companies Offering Discounts | Branch Insurance, Selective Insurance, Hippo Insurance, etc. |
| Requirements | Active professional monitoring subscription (Pro Plus, Pro, Core, Standard) |
| Certificate | Available for download on the SimpliSafe Mobile App or Online Account |
| Discount on Insurance Premium | Yes |
| Free Equipment | 7-piece home security system |
| Free Monitoring | 1 complimentary month of SimpliSafe's comprehensive professional security monitoring |
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$147.52 $199.99
What You'll Learn
Discounts on insurance premiums
Home security systems can help reduce the number of insurance claims made by homeowners, which is why some insurance companies offer discounts to customers who have home security systems installed. SimpliSafe is a home security system that offers equipment, monitoring, and other features such as professional monitoring, smart locks, entry sensors, and 105dB sirens.
- Insurance company partnerships: SimpliSafe has partnered with insurance companies like Branch Insurance to offer discounts to their mutual customers. Branch Insurance offers its members discounts of up to 15.5% on their home insurance if they have a professionally monitored SimpliSafe system installed. Hippo Insurance offers new customers in select states a complimentary SimpliSafe home alarm system and a discount on their annual home insurance premium.
- Alarm certificate: SimpliSafe provides a certificate that you can download from your account to show your insurance company that you have a monitored system. This certificate can be used to get a discount on your homeowner's insurance policy.
- Hazard monitoring: SimpliSafe offers hazard monitoring for burglary, panic, fire, water/freeze, and smoke detection. By reducing the risk of fire and water damage, you can lower your insurance premiums.
- Smart thermostat integration: SimpliSafe works with a Nest thermostat, which can help save money on your electric bill every month.
- Discounts on other insurance types: SimpliSafe's partnership with Branch Insurance also offers discounts on auto insurance when bundled with home insurance.
The amount of discount on insurance premiums may vary between insurance companies, so it is always a good idea to check with your insurance provider to understand their discount offers fully.
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Security features and eligibility
Security systems are a great way to protect your home and save money on insurance. SimpliSafe offers a range of security features that can help you reduce your homeowners insurance costs.
SimpliSafe provides equipment, monitoring, and other features such as professional monitoring, smart locks, entry sensors, and 105dB sirens. The company also offers multiple packages with various sensors, cameras, and environmental protection devices to meet your needs and budget. SimpliSafe is known for its flexibility and affordability, making it a popular choice for budget-conscious homeowners.
In terms of eligibility, it's important to note that some insurance companies only offer discounts for professionally installed and monitored security systems. While SimpliSafe offers both DIY and professional installation options, their monitored home security service has no annual contract or installation fees, making it a cost-effective choice.
To find out if you're eligible for a discount on your homeowner's insurance, contact your insurance provider. They will be able to provide specific information on the discounts they offer and any requirements needed to qualify. Additionally, you can download a monitoring certificate from the SimpliSafe Mobile App or Online Account to illustrate that you have professional monitoring. This certificate can be emailed to your insurance agent, and they may even backdate discounts to match the activation date of your monitoring plan.
It's worth mentioning that the amount of savings can vary between insurance companies. On average, a home security system can help you save up to 20% on home insurance premiums, but this may differ from company to company. Some insurance providers, like Branch Insurance, offer significant discounts of up to 15.5% on home insurance when you protect your home with a professionally monitored SimpliSafe system.
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Cost savings and benefits
SimpliSafe is a DIY installation system that offers monitored home security services with no annual contract and no installation fees. The company offers multiple packages to meet diverse needs and budgets, including various sensors, cameras, and environmental protection devices.
SimpliSafe can help you save up to 20% on your homeowners insurance premiums. The amount you save will vary from company to company, but a monitored system from SimpliSafe can reduce costs. For example, Branch Insurance members can receive discounts of up to 15.5% on their home insurance by protecting their homes with a professionally monitored SimpliSafe system. Similarly, Hippo Insurance offers new customers in select states a complimentary SimpliSafe home alarm system and two free months of 24/7 interactive monitoring, along with a discount on their annual home insurance premium.
To further increase your savings, consider adding monitored fire protection to your security service. Most insurance companies offer higher discounts if you have a monitored smoke detector with your burglar detection system. SimpliSafe provides a smoke detector at no extra monthly cost, and their monitored smoke detector will call first responders for you, which can save you money and provide peace of mind.
Additionally, you can save money by connecting a smart thermostat to your SimpliSafe system. For example, the Nest thermostat will adjust the temperature when you leave your house and arm the alarm, reducing energy consumption and lowering your electric bill. SimpliSafe also offers a certificate that you can download and provide to your insurance company as proof of your monitored system, making it easier to access the available discounts.
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Insurance company partnerships
SimpliSafe has partnered with Branch Insurance, a startup that offers bundled home and auto insurance, to make insurance more affordable for homeowners. Branch members can receive discounts of up to 15.5% on their home insurance by adopting a professionally monitored SimpliSafe system. This partnership also provides new Branch members with a complimentary 7-piece SimpliSafe home security system and a free month of SimpliSafe's comprehensive professional security monitoring.
Hippo Insurance also has a partnership with SimpliSafe, whereby new customers in select states who enrol in its smart home programme receive a complimentary professionally monitored SimpliSafe home alarm system, two free months of 24/7 interactive monitoring, and a discount on their annual home insurance premium.
SimpliSafe also partnered with Selective Insurance, whose homeowner policyholders in approved states can request a complimentary 7-piece SimpliSafe home security system. Activating the system within 60 days of receipt will result in an automatic discount on the policyholder's insurance policy.
SimpliSafe has also partnered with one of the largest member associations in the US, which has resulted in tens of thousands of dollars in savings for its members. Additionally, SimpliSafe's partnership with a leading credit card issuer led to an immediate increase in cardmember engagement and six-figure statement credit savings for cardmembers in the first 60 days.
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Homeowner security and protection
Landscape Design and Lighting: Thoughtful landscaping can act as a powerful deterrent against intruders. Incorporating thorny plants, such as roses or holly bushes, near vulnerable entry points can make it challenging for intruders to approach unnoticed. Additionally, adequate outdoor lighting improves visibility, eliminates hiding spots, and signals that your property is well-maintained and secure.
Strong Locks and Smart Locks: Upgrading to deadbolt locks or modern smart locks adds convenience and enhances security. Smart locks allow remote access and monitoring, giving you control even when you're away from home. However, remember that locks are only effective if used consistently, so make it a habit to secure all doors and windows when leaving the house.
Security Systems and Surveillance: Security cameras, alarm systems, and surveillance systems provide real-time monitoring and recording capabilities, offering an extra layer of protection. SimpliSafe, for example, offers equipment and features such as professional monitoring, smart locks, entry sensors, and sirens, which can help qualify you for insurance discounts.
Monitored Smoke Detectors and Sprinkler Systems: Installing monitored smoke detectors and sprinkler systems not only protects your home from fire hazards but also reduces the likelihood of filing insurance claims. Insurance companies often provide significant discounts for these safety measures, as fire and lightning claims tend to be much higher than burglary or theft claims.
Home Insurance Discounts: Several home insurance companies offer discounts on monthly or annual premiums for homeowners with security systems in place. For example, Hippo Insurance provides new customers in select states with a complimentary SimpliSafe home alarm system and a discount on their annual premium. Branch Insurance offers similar discounts of up to 15.5% for customers with professionally monitored SimpliSafe systems.
By implementing these security measures, homeowners can create a safer living environment and potentially reduce their homeowners' insurance costs.
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Frequently asked questions
Yes, SimpliSafe can save you up to 20% on your homeowners insurance. The amount of savings varies from company to company.
You can download a monitoring certificate using the SimpliSafe Mobile App or SimpliSafe Online Account. This PDF version of your monitoring certificate can be emailed to your insurance agent as proof that you have professional monitoring at your property.
You can opt for a higher deductible, improve your credit score, upgrade your home's electrical, plumbing, or heating systems, install storm shutters, or reinforce your roof.
