Haris Ashley
USAA offers cell phone insurance on all of its credit cards. Cardholders can claim up to $500 per claim to repair or replace their damaged or stolen phone, as long as they charge the phone bill to their credit card every month. The maximum protection coverage amount is $1,000 per year, as cardholders can file up to two claims annually. USAA cell phone protection does not cover phone accessories, rented, borrowed or prepaid phones, cosmetic damage, or lost phones.
| Characteristics | Values |
|---|---|
| Insurance Coverage | Up to $500 per claim, with a maximum of $1000 per year |
| Insurance Criteria | Must charge monthly phone bill to an eligible USAA credit card |
| Insurance Coverage Criteria | Damaged or stolen phones |
| Insurance Exclusions | Phone accessories, rented, borrowed, or prepaid phones, cosmetic damage, and lost phones |
| Insurance Type | Secondary insurance |
| Contact | 1 (844) 288-2141 |
Explore related products
What You'll Learn
- USAA offers cell phone insurance on all its credit cards
- Cardholders can claim up to $500 per claim for a damaged or stolen phone
- The maximum protection coverage amount is $1,000 per year
- USAA's cell phone protection does not cover rented, borrowed, or prepaid phones
- The USAA Rewards Visa card does not offer cell phone insurance
USAA offers cell phone insurance on all its credit cards
The USAA Rewards Visa card, for example, does not offer cell phone insurance. However, other cards like the USAA Rate Advantage Platinum Visa, the USAA® Cashback Rewards Plus American Express® Card, and the USAA® Secured American Express® Card do offer this benefit.
To be eligible for reimbursement, you must charge your monthly cell phone bill to your USAA credit card. The coverage also applies to phones purchased with an eligible USAA card. The maximum USAA cell phone protection coverage amount is $1,000 per year, as you can file up to two claims annually.
It is important to note that USAA cell phone protection does not cover phone accessories, rented, borrowed, or prepaid phones, cosmetic damage, or lost phones. Additionally, USAA cell phone protection is secondary to any other type of coverage, meaning you must exhaust all other types of insurance before making a cell phone insurance claim with USAA.
Superior Construction: Insurance Discounts
You may want to see also
Explore related products
Cardholders can claim up to $500 per claim for a damaged or stolen phone
USAA offers cell phone insurance on all of its credit cards. Cardholders can claim up to $500 per claim to repair or replace their damaged or stolen phone. To be eligible, cardholders must charge their monthly cell phone bill to their USAA credit card. This benefit is available to valid cardholders of eligible US-issued cards enrolled in the Cellular Telephone Protection benefit.
The USAA Rate Advantage Platinum Visa, for example, offers cell phone protection. This means that if you charge your monthly cell phone bill to this card and your eligible cell phone is stolen or damaged, you can be reimbursed for up to $500.
It is important to note that the coverage also applies to phones purchased with an eligible USAA card. The maximum USAA cell phone protection coverage amount is $1,000 per year, as cardholders can file up to two claims annually.
USAA cell phone protection does not cover phone accessories, rented, borrowed, or prepaid phones, cosmetic damage, or lost phones. It is considered secondary to any other type of coverage, meaning that all other types of insurance must be exhausted before making a cell phone insurance claim with USAA.
HIV Test: Insurance Coverage?
You may want to see also
Explore related products
The maximum protection coverage amount is $1,000 per year
USAA offers cell phone insurance on all of its credit cards. This insurance is available to people with eligible USAA credit cards, who can claim up to $500 per claim to repair or replace their damaged or stolen phone. To be eligible, the cardholder must charge their phone bill to their credit card every month. The maximum protection coverage amount is $1,000 per year, and cardholders can file up to two claims annually.
The USAA cell phone protection does not cover phone accessories, rented, borrowed, or prepaid phones, cosmetic damage, or lost phones. It is also secondary to any other type of coverage, meaning that cardholders must exhaust all other types of insurance before making a cell phone insurance claim with USAA.
The USAA Rewards Visa card, in particular, does not offer cell phone insurance. This is because the benefit was removed as part of an industry-wide shift away from traditional secondary perks on credit card offers. However, other cards, such as the U.S. Bank Altitude Connect card and the Wells Fargo Reflect card, do offer cell phone protection.
To file a claim on USAA cell phone insurance, cardholders can call 1 (844) 288-2141 or visit the Benefit Administrator's website. They will be notified as soon as their claim has been processed.
Lie Insurance: Protecting Parents' Legacy
You may want to see also
Explore related products
USAA's cell phone protection does not cover rented, borrowed, or prepaid phones
USAA does offer cell phone insurance on all of its credit cards. This means that eligible USAA cardholders can get up to $500 per claim to repair or replace their damaged or stolen phone, as long as they charge the phone bill to the credit card every month. The maximum USAA cell phone protection coverage amount is $1,000 per year, as you can file up to two claims annually.
However, USAA's cell phone protection does not cover rented, borrowed, or prepaid phones. It also does not cover phone accessories, cosmetic damage, or lost phones. This means that if you have a rented, borrowed, or prepaid phone, you will not be able to claim insurance on it through USAA.
It is important to note that USAA cell phone protection is secondary to any other type of coverage. This means that you will have to exhaust all other types of insurance you have before making a cell phone insurance claim with USAA.
If you need to file a claim on your USAA cell phone insurance, you can do so by calling 1 (844) 288-2141 or visiting the Benefit Administrator's website. You will be notified as soon as your claim has been processed.
While USAA does offer cell phone insurance, it is important to carefully review the terms and conditions of their policies, as well as any exclusions or limitations, to fully understand what is and is not covered.
Young Drivers: Discounted Insurance Options
You may want to see also
Explore related products
The USAA Rewards Visa card does not offer cell phone insurance
USAA's cell phone insurance provides coverage of up to $500 per claim, with a maximum of two claims per year, resulting in a total coverage of $1,000 annually. To be eligible for this insurance, cardholders must charge their monthly cell phone bill to their USAA credit card and ensure that the incident occurs after the billing cycle in which the bill was charged. This insurance does not cover phone accessories, rented or borrowed phones, cosmetic damage, or lost phones.
While the USAA Rewards Visa card does not offer cell phone insurance, there are alternative credit cards available that provide this benefit. For instance, the U.S. Bank Altitude Connect card and the Wells Fargo Reflect card offer cell phone protection. Additionally, certain cards like the Chase Freedom Flex® Credit Card and Wells Fargo's consumer credit cards offer up to 2-3 cell phone protection claims annually, along with other rewards.
It is always recommended to carefully review the terms and conditions of any credit card before applying, as benefits and coverage options can vary. By doing so, you can make an informed decision about which card best suits your needs and provides the desired level of protection for your cell phone.
Hospital Surcharge Billing: Understanding Insurance Coverage for New Yorkers
You may want to see also
Frequently asked questions
Yes, USAA does offer cell phone insurance on all of its credit cards.
People with an eligible USAA credit card can get up to $500 per claim to repair or replace their damaged or stolen phone, as long as they charge the phone bill to the credit card every month. The maximum USAA cell phone protection coverage amount is $1,000 per year, as you can file up to two claims annually.
USAA cell phone protection does not cover phone accessories, rented, borrowed or prepaid phones, cosmetic damage, and lost phones.
You can file a claim by calling 1 (844) 288-2141 or visiting the Benefit Administrator's website.
