USAA offers auto insurance in Massachusetts, but only to military personnel and their families. USAA was founded in the 1920s by military members and is now one of the largest insurance providers in the nation. USAA's auto insurance rates are some of the lowest on the market, with an average of $59 per month, or $119.67 in Massachusetts. The company offers various coverage options, including liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection.
What You'll Learn
- USAA offers the cheapest car insurance for 16-year-olds in Massachusetts
- USAA offers the cheapest car insurance for teens in Massachusetts
- USAA offers the cheapest car insurance for military families in Massachusetts
- USAA offers the cheapest car insurance for drivers with a DUI in Massachusetts
- USAA offers the cheapest car insurance for drivers with a speeding ticket in Massachusetts
USAA offers the cheapest car insurance for 16-year-olds in Massachusetts
USAA offers auto insurance in Massachusetts, but only to those with a connection to the U.S. military, including veterans and their immediate families.
USAA is the cheapest option for auto insurance for 16-year-olds in Massachusetts, with an average annual rate of $2,917. This is over $1,000 cheaper than the next cheapest insurer, Geico, which offers an average annual rate of $3,162 for 16-year-old drivers.
The average cost of car insurance for 16-year-olds in Massachusetts is $4,853 per year. This is because younger drivers are more likely to get into an accident and need to file a claim, due to their inexperience behind the wheel.
However, USAA is only available to those with a military connection, so for those without, Geico is the next best option.
Auto Insurance Awareness: Unraveling the Mystery of Policyholder Deaths
You may want to see also
USAA offers the cheapest car insurance for teens in Massachusetts
USAA is also the most affordable car insurance company in Massachusetts, while Geico is the cheapest company for drivers not affiliated with the military.
Massachusetts is a no-fault state, which means drivers must have Personal Injury Protection (PIP) to pay for their medical bills after a car accident. The state also has more property damage and bodily injury claims per vehicle than most other states, which contributes to higher insurance premiums across the board.
When looking for car insurance in Massachusetts, it is important to be strategic as the cost of auto insurance is more expensive than in other states due to the state's dense population.
Ever-Ready Auto Insurance: Does GEICO Really Renew Automatically?
You may want to see also
USAA offers the cheapest car insurance for military families in Massachusetts
USAA is a highly-rated insurance company that offers cheap auto insurance to military members and their families in Massachusetts. The company was founded in the 1920s by military members and has since expanded its services to include not just insurance but also banking, investment, and retirement products.
USAA auto insurance rates are some of the lowest on the market, with an average monthly rate of $59. In Massachusetts, the average monthly rate is $119.67. USAA also offers various discounts that can further lower insurance rates, such as the Military Installation discount, which lowers comprehensive premiums by 15% for those who park their vehicles on a military base.
USAA's auto insurance is available in all 50 states, including Massachusetts, and Washington, D.C. However, it is important to note that USAA's SafePilot program, which rewards safe driving behaviours and can save drivers up to 30% on their auto insurance, is only available in 25 states.
In addition to auto insurance, USAA offers other insurance products such as homeowners, renters, boat, RV, and motorcycle coverage. They also provide life and health insurance, auto loans, and investment opportunities.
USAA's commitment to serving military members and their families, along with their competitive pricing and various coverage options, make them a great choice for those who are eligible.
Auto Insurance: Age-Based Discounts
You may want to see also
USAA offers the cheapest car insurance for drivers with a DUI in Massachusetts
USAA is the most affordable car insurance company in Massachusetts, but it is only available to those with a connection to the US military. For drivers with a DUI in Massachusetts, USAA, GEICO, and Norfolk & Dedham offer the lowest rates.
Massachusetts drivers with a DUI on their record pay a higher average rate of $3,035 per year, which is 95% more than the rates for drivers with a clean driving history. The average rate for a driver with a DUI is $2,572 per year.
GEICO is the cheapest option for drivers with a DUI, with an average annual rate of $1,673.
USAA also offers the cheapest car insurance for 16-year-olds in Massachusetts.
Gap Insurance: Can You Cancel Auto Coverage?
You may want to see also
USAA offers the cheapest car insurance for drivers with a speeding ticket in Massachusetts
USAA is a good option for drivers with speeding tickets in Massachusetts who are connected to the military. While USAA is the most affordable car insurance company in Massachusetts, it is only available to those with affiliations with the armed services.
USAA also offers the cheapest car insurance for 16-year-olds in Massachusetts. For teens, car insurance rates can be high due to their inexperience on the road. The cheapest insurer for teens is USAA, with an average annual rate of $2,917.
However, for those with no military connections, GEICO is the cheapest option. GEICO is the most affordable auto insurer in Massachusetts across several demographics, with an average annual premium of $978. GEICO is also the cheapest option for drivers with speeding tickets, with a sample rate of $1,088 annually.
Massachusetts drivers with speeding tickets will see an average increase in their car insurance rates of at least $20 per month. The more tickets you have, the higher your insurance rates will be.
Canceling Auto Insurance: Over the Phone?
You may want to see also
Frequently asked questions
Yes, USAA auto insurance is available in all 50 states.
To be eligible for USAA membership, you need to be an active, separated, or retired veteran or the family member of one. Military members who have served for the Army, Marines, Air Force, Navy, Coast Guard, Reserves, and National Guard are eligible.
The average USAA auto insurance rates in Massachusetts are $119.67 per month.
You can get a USAA auto insurance quote by calling their customer service line or by requesting one through their website.