
If you're a homeowner, you may already have gas line insurance as part of your existing home insurance policy. It's worth checking with your insurance provider to see if you're covered for gas line repairs or damage, as this could save you money in the long run. Gas line issues can be costly to fix, with repairs costing hundreds or even thousands of dollars. Some companies offer gas line coverage plans, which can provide peace of mind and financial protection in the event of a gas line emergency. These plans typically include a 24/7 repair hotline and cover the cost of sending a plumbing professional to address the issue. It's important to prioritize gas safety, as gas leaks can be dangerous and require immediate action.
| Characteristics | Values |
|---|---|
| Cost of repairs without insurance | $150 to $800 for a single appliance, thousands of dollars for the main line |
| What is covered by insurance | Wear and tear on gas lines, propane tank outlet connection, connectors to each natural gas/propane appliance |
| What to do in case of a gas leak | Leave the area, call your gas company or 911 |
| Signs of a gas leak | Smell of sulfur, hissing sound, houseplants dying, bubbles in water |
| How to get gas line insurance | Contact HomeServe USA Corp or People's Protection Programs |
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What You'll Learn
- Gas line insurance may be included in your homeowner's insurance policy
- Gas line repairs can be costly, ranging from USD 150 to thousands of dollars
- Gas leaks are considered emergencies and you should call your gas company or emergency services immediately
- Gas line coverage plans can provide peace of mind and save you money on repairs
- HomeServe is a leading provider of home repair service plans, including gas line coverage

Gas line insurance may be included in your homeowner's insurance policy
Gas line insurance may be included in your homeowners insurance policy. It is important to check with your insurance provider to see if you already have coverage for gas line repairs. In some cases, homeowners insurance will cover gas line repairs due to wear and tear, or in the event of a fire or explosion caused by a gas line leak.
However, it is also important to note that the service lines for your natural gas, including the gas in-house lines, are typically your financial responsibility. This means that if something goes wrong with the gas line in your home, you may be responsible for paying for the resulting repairs. The cost of repairing a damaged gas line can range from a few hundred to thousands of dollars, depending on the extent of the damage.
To avoid unexpected costs, some homeowners choose to purchase additional gas line insurance or a home repair plan from a company like HomeServe. These plans can provide peace of mind and help cover the cost of repairs in the event of a gas line emergency. With coverage from a company like HomeServe, you can call their 24/7 repair hotline, and they will send a plumbing professional to address the covered gas line issue.
Before purchasing additional coverage, it is essential to review your existing homeowners insurance policy carefully and understand what is and isn't covered. Checking with your insurance agent annually to ensure your coverage is up-to-date and adequate for your needs is always a good idea.
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Gas line repairs can be costly, ranging from USD 150 to thousands of dollars
The pipe material plays a significant role in determining the overall repair cost. Common materials such as PVC, HDPE, black iron, and galvanized steel vary in price, typically ranging from USD 15 to USD 35 per linear foot. Copper and brass pipes, for instance, can cost between USD 1 and USD 3 per linear foot. The type of repair method chosen by the contractor will also impact the cost. For instance, a simple rust removal job can be addressed with sanding or a rust removal product, while more complex issues may require welding or pipe replacement.
Labour costs for gas line repairs typically range from USD 45 to USD 200 per hour, and some plumbers may charge a callout fee for emergency services. Additionally, emergency repairs often come with a surcharge due to the urgency and after-hours service, which can range from USD 200 to USD 300. It is worth noting that most insurance companies will not cover gas line issues on a self-installed line, so it is essential to hire a licensed professional to ensure that future repairs or maintenance can be covered by insurance.
The complexity of the repair also influences the overall cost. For example, fixing a standard gas pipe leak can cost between USD 120 and USD 250. However, if drywall needs to be removed to access the leak, the cost can increase to between USD 270 and USD 760. If the leak is underground and excavation is necessary, the cost can soar to between USD 1,500 and USD 5,000.
To avoid unexpected repairs and costs, it is recommended to have regular inspections of gas lines. Seasonal inspections for cracks, rust, and unusual smells can help identify potential issues early on. These professional inspections typically cost between USD 50 and USD 75 and are a worthwhile investment for safety and peace of mind.
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Gas leaks are considered emergencies and you should call your gas company or emergency services immediately
Gas line insurance is an important consideration for homeowners, especially if you're planning construction work that might impact your gas line. Most basic homeowners' insurance policies will cover gas line repairs, but it's worth checking with your provider to see if this is included in your plan. Some companies offer specific gas line protection programs that can save you money on unexpected repairs and provide peace of mind. These programs usually cover repairs for damage to service lines and in-house gas lines, which are otherwise the financial responsibility of the customer.
Now, gas leaks are considered emergencies and you should call your gas company or emergency services immediately. Do not attempt to locate the leak if you smell gas. Instead, leave the house or building right away. Make sure you do not turn on or off any electrical switches, appliances, or lights, as an electrical spark could be dangerous. Move to a safe place, at least 100 meters upwind from the potential source of the leak, and then call your gas provider's emergency hotline or the general emergency services number. If there is a major incident with a risk to life or property, contact the fire service. Gas companies are equipped to handle these situations and will provide you with instructions to ensure your safety. They will guide you on when it is safe to return to the area.
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Gas line coverage plans can provide peace of mind and save you money on repairs
Gas line coverage plans are designed to offer protection against unexpected repair costs. Gas line issues can be dangerous and costly, with repairs costing hundreds or even thousands of dollars. For example, a simple fix to a damaged gas line serving a single appliance in your home can cost anywhere from $150 to $800. More extensive repairs can cost much more, and as the homeowner, you are typically responsible for paying for these repairs.
With a gas line coverage plan, you can have peace of mind knowing that you are protected from the financial burden of unexpected gas line repairs. These plans can save you a significant amount of money if you ever need to repair or replace your gas lines. The plans also offer additional benefits, such as 24/7 emergency response services and access to a network of qualified professionals who can assist with repairs.
Some companies, like Peoples Natural Gas, offer protection programs that cover the cost of repairs to your natural gas, water, and sewer service lines, as well as your gas in-house lines. Their plans start at just $4.05 per month, and they offer discounts on coverage packages. With Peoples Protection Programs, you also have the convenience of not having to find your own contractor, as all work will be completed by a qualified professional from their network.
HomeServe is another provider of gas line coverage plans, offering protection against unexpected repair costs with affordable plans. They have partnered with CenterPoint and HomeServe USA Corp to offer emergency home repair programs that cover wear and tear on gas lines, including connections to natural gas/propane appliances inside and outside the home.
It is important to note that gas line coverage may already be included in your existing homeowners insurance policy, so it is worth checking with your insurance provider before enrolling in a separate gas line coverage plan. However, if you are doing construction on your home that might affect your gas line, it may be worth considering additional coverage. Gas line coverage plans can provide valuable peace of mind and save you money on repairs, ensuring that you are not left with a hefty bill in the event of a gas line emergency.
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HomeServe is a leading provider of home repair service plans, including gas line coverage
As a homeowner, you are responsible for the gas lines on your property. HomeServe is an independent provider of home repair services, including gas line coverage, that can help you protect your finances in the event of a gas line emergency.
HomeServe's gas line coverage repair plan provides protection against unexpected repair costs, offering up to $8,000 in annual covered repair costs and multiple service calls for covered repairs to your gas line. This includes repairing leaks and connectors to natural gas appliances damaged from normal wear and tear. When a gas line issue occurs, such as a gas leak, you can call HomeServe's 24/7 repair hotline, and they will send a plumbing professional to address the covered issue.
In addition to gas line coverage, HomeServe offers a range of other home repair service plans to provide peace of mind for homeowners. These include a Water Heater Repair and Replacement Plan, which provides up to a $1,000 annual benefit for repairs or replacements, and Heating System Coverage, which includes emergency breakdown repair costs with up to $2,500 annually for covered repairs.
HomeServe has been helping homeowners for over a decade, serving more than 4 million homeowners in the U.S. and Canada. They are dedicated to providing customer-focused, best-in-class emergency repair services through leading utility partners and directly to consumers. With HomeServe, you can worry less about the financial impacts of home repairs and focus on enjoying the sense of independence that comes with being a homeowner.
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Frequently asked questions
Check your homeowner's insurance policy to see if you are covered for gas line repairs. If you are unsure, contact your insurance agent to discuss what is covered in your policy.
Gas line insurance covers the cost of repairs to gas lines in the event of a leak or damage. This includes the service lines for your natural gas, water, and sewer service, as well as your gas in-house lines.
The cost of gas line insurance can vary depending on the provider and the specific plan. Some plans charge based on the amount of line needed, typically ranging from $15 to $25 per linear foot of the line.
Gas line insurance can provide peace of mind and financial protection in the event of unexpected repairs. Without insurance, homeowners are typically responsible for the full cost of repairs, which can range from hundreds to thousands of dollars, depending on the extent of the damage.








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