Understanding Aarp's Impact On Auto Insurance Savings

how does aarp influence savings on auto insurance

AARP, or the American Association of Retired Persons, offers auto insurance plans through The Hartford Group. AARP members are given exclusive access to these auto insurance policies, which provide a range of benefits and discounts. On average, members save $577 per year on their auto insurance policies.

AARP auto insurance is available to members' families, including children or spouses, and offers a variety of coverage options and add-ons. The organisation also provides a range of other insurance types, including homeowners, health, dental, and life insurance.

AARP membership costs $12 for the first year with automatic renewal, granting access to members-only products, hundreds of discounts, and a subscription to AARP's magazine.

Characteristics Values
Average member savings $577
Discount for bundling home and auto policies Up to 20% off
Discount for bundling auto insurance with another insurance product Up to 5% off
Discount for paying car insurance bill in full N/A
Discount for getting an online quote N/A
Discount for safe driving Up to 25% off
Discount for safety features N/A
Discount for vehicle fuel type N/A
Discount for young drivers who complete an approved training course N/A
Discount for completing a defensive driving course N/A

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AARP members save an average of $577 on auto insurance.

The AARP, or the American Association of Retired Persons, has offered auto insurance plans through The Hartford Group since 1984. The Hartford operates in most US states and offers various auto insurance coverage options, including bodily injury liability insurance, property damage liability insurance, uninsured/underinsured motorist coverage, comprehensive insurance, collision insurance, medical payments coverage, and personal injury protection insurance.

In addition to the standard offerings, AARP members have access to exclusive auto insurance add-ons, such as new car replacement coverage, RecoverCare coverage, disappearing deductibles, full glass coverage, and car towing coverage.

AARP members also benefit from a range of discounts on their auto insurance policies. These include a 10% discount for being an AARP member, a bundle discount of up to 5% on auto insurance and up to 20% on home insurance, a paid-in-full discount, an online quote discount, a safe driving discount of up to 12% through The Hartford's TrueLane® telematics program, a safety features discount, a vehicle fuel type discount, a driver training discount, and a defensive driving discount.

By taking advantage of these coverage options and discounts, AARP members are able to achieve significant savings on their auto insurance, with an average savings of $577.

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AARP members get exclusive access to auto insurance policies through The Hartford.

AARP members get exclusive access to auto insurance policies through The Hartford, with an average saving of $577. The AARP, or the American Association of Retired Persons, has offered auto insurance plans through The Hartford Group since 1984.

The Hartford offers a range of insurance options for members, including auto, RV, renters, condo, and home insurance. There are also other types of coverage available for purchase through The Hartford, such as employee benefits for businesses and commercial auto insurance, that are available to those without an AARP membership.

AARP members benefit from a variety of discounts on auto insurance, including a discount of up to 10% just for being a member. Other discounts include:

  • Bundle discount: Save up to 5% on auto insurance and up to 20% on home, renters, or condo insurance by bundling different insurance products.
  • Paid-in-full discount: Pay your car insurance bill in full instead of in monthly installments and receive a discount.
  • Online quote discount: Get a discount for obtaining a quote online.
  • Safe driving discount: Enrol in The Hartford's TrueLane® telematics program and save up to 12% for participation and up to 25% on insurance renewal based on driving habits.
  • Safety features discount: Vehicles with safety features such as anti-lock brakes are eligible for a discount.
  • Vehicle fuel type discount: Get extra discounts for owning a hybrid or electric car.
  • Driver training discount: Young drivers who complete an approved training course will secure additional discounts.
  • Defensive driving discount: Completing a defensive driving course will provide a discount for the next three years.

In addition to these discounts, AARP members can also take advantage of the AARP Smart Driver Course, which is offered at a discounted rate and can help lower insurance costs.

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AARP members get a discount of up to 10% on auto insurance

AARP members can save up to $577 on average per year on auto insurance. AARP auto insurance is provided through The Hartford, and members can get a discount of up to 10% on their auto insurance policy simply by being a member.

AARP auto insurance is only available to members and their families, and it is aimed at those aged 50 and over. The AARP, or the American Association of Retired Persons, has offered auto insurance plans through The Hartford Group since 1984.

The Hartford has a range of insurance options for members, including auto, RV, renters, condo, and home insurance. There are also other types of coverage available for purchase through The Hartford that are available without an AARP membership, such as employee benefits for businesses and commercial auto insurance.

In addition to the discount for AARP members, The Hartford also offers a range of other discounts, including:

  • A bundle discount of up to 5% on auto insurance and up to 20% on home, renters, or condo insurance when you bundle different insurance products.
  • A paid-in-full discount if you pay your bill annually rather than in monthly instalments.
  • An online quote discount for getting your quote online.
  • A safe driving discount of up to 12% for enrolling in The Hartford's TrueLane telematics program, with the possibility of up to 25% off on insurance renewal based on driving habits.
  • A safety features discount if your vehicle has safety features such as anti-lock brakes.
  • A vehicle fuel type discount if you own a hybrid or electric car.
  • A driver training discount for young drivers who complete an approved training course.
  • A defensive driving discount for completing a defensive driving course, which will be applied for the next three years.

AARP members can also take the AARP Smart Driver Course at a discounted rate. This course teaches driving skills and safe driving techniques and can help lower your out-of-pocket costs in the event of an accident by reducing your collision deductible over time.

AARP members can save money on auto insurance by taking advantage of the various discounts offered by The Hartford and by comparing rates between different insurance providers.

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AARP members can save up to 25% on insurance renewal based on driving habits

The AARP Auto Insurance Program from The Hartford offers a savings of up to 10% for simply having an AARP membership. If you pay your bill in full instead of making monthly payments, you will be eligible to receive extra discounts.

The Hartford offers safe drivers discounts on their auto insurance coverages. If you’ve finished an approved defensive driving course, you can enjoy discounts on your car insurance for the next three years.

Get rewarded for your safe driving with The Hartford’s TrueLane Program. You’ll save up to 12% just for participating and could earn a renewal discount of up to 25%, depending on your driving habits.

The Hartford also offers an exclusive and exceptional home product to AARP members. By combining coverages, customers can save an average of $813 a year. Simply bundle your home and auto insurance, car and renters insurance, or auto and condo insurance, and you can save up to 12% on auto insurance and up to 20% on condo, renters, or home insurance.

AARP members can also take the AARP Smart Driver™ Course at a discounted rate. This course is a 90-minute workshop on what technology to look for when shopping for a new car.

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AARP members can take the AARP Smart Driver Course at a discounted rate

AARP members can take advantage of a range of benefits, including discounts on auto insurance and the AARP Smart Driver Course. The AARP Smart Driver Course is an online or in-person course that helps members improve their driving skills and can lead to savings on their auto insurance. The course is highly rated by participants, who have reported changes to their driving behaviour and increased confidence.

The AARP Smart Driver Course is a valuable resource for members looking to improve their driving skills and save on auto insurance. The course is designed to teach proven driving techniques that can help keep you and your loved ones safe on the road. It covers a range of topics, including safe driving tips, how to navigate roundabouts, the dangers of distracted driving, and how to avoid common car repair scams.

In addition to the potential insurance savings, the course also offers a money-back guarantee. If you are unable to complete the course or decide to discontinue, you can receive a refund within 60 days of registration (30 days in New York and Connecticut). The course is also conveniently designed to be completed at your own pace, with access for up to 60 days (30 days in NY and CT) after registration.

The AARP Smart Driver Course is a great example of how AARP membership can provide valuable benefits and help members save money. By taking advantage of this course, members can not only improve their driving skills but also potentially reduce their auto insurance costs. This is just one of the many ways that AARP helps its members keep more money in their pockets.

Frequently asked questions

The average member savings for auto insurance with AARP is $577.

The AARP auto insurance program is provided by The Hartford and offers a range of insurance options for members, including auto, RV, renters, condo, and home insurance.

You can get a quote for AARP auto insurance by contacting The Hartford via phone, online, or by making an appointment with a local agent.

Factors that affect your auto insurance rate include age, gender, location, credit history, driving record, marital status, and vehicle type.

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