Orlando Harmon
Humana offers a range of prescription drug plans (PDP) to help individuals manage their drug costs. These plans vary by location and include the Humana Premier Rx Plan, Humana Value Rx Plan, and Humana Basic Rx Plan. Each plan offers different coverage options, with the Humana Premier Rx Plan being the most comprehensive, covering more than 3,700 prescription drugs. Humana's list of covered drugs can be found on their website, and individuals can easily check if their prescriptions are covered by their chosen plan. Humana's plans also include preferred cost-sharing retail pharmacies, such as Walmart and Costco, to help individuals save on their prescription drug costs.
| Characteristics | Values | |
|---|---|---|
| Number of prescription drugs covered | Humana Premier Rx Plan™ covers more than 3,700 prescription drugs | Humana Value Rx Plan covers more than 3,600 prescription drugs |
| Deductible | Humana Premier Rx Plan™ has a $0 deductible | Humana Value Rx Plan deductible is not mentioned |
| Cost-sharing pharmacies | Humana Premier Rx Plan™: Albertson’s, Walmart, Walmart Neighborhood Market, Sam’s Club, Publix, H-E-B, Costco | Humana Value Rx Plan: Albertson’s, Walmart, Walmart Neighborhood Market, Sam’s Club, Publix, H-E-B, Costco |
| Maximum out-of-pocket cost | All 2025 Medicare Part D prescription drug plans feature an annual $2,000 maximum out-of-pocket cost. Once this cost is reached, the plan pays 100% for covered drugs for the rest of the plan year | |
| Coverage gap | The Medicare Part D coverage gap, also known as the “donut hole,” has been eliminated under the Inflation Reduction Act (IRA) | |
| Plan suitability | Humana Premier Rx Plan™: Designed for consumers seeking broad drug coverage and peace of mind | Humana Value Rx Plan: Designed for consumers who value low-cost shares for generics along with robust coverage at an affordable price |
| Plan availability | Humana Premier Rx Plan™ and Humana Value Rx Plan™ are available in urban, suburban, and rural areas of select states | |
| Prescription drug list | Humana provides a list of covered drugs, which can be accessed through MyHumana or the Humana search tool | |
| Drug coverage requests | Humana Clinical Pharmacy Review (HCPR) can be contacted to request coverage for medications not on the list of covered drugs |
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What You'll Learn
Humana's prescription drug plans (PDP)
Humana offers a range of prescription drug plans (PDP) to meet different needs and budgets. These include the Humana Basic Rx Plan™, Humana Premier Rx Plan™, and Humana Value Rx Plan™.
The Humana Basic Rx Plan™ is a good choice for members who qualify for Medicare Extra Help, which may cover the entire cost of the premium. This plan offers basic coverage and access to a preferred mail-order cost-sharing pharmacy. It is a great option for shoppers enrolled in or eligible for Extra Help, and auto-enrolled members are fully subsidised in regions under the low-income benchmark.
The Humana Premier Rx Plan™ is the company's most comprehensive Medicare Part D prescription drug plan (PDP), with a $0 deductible. It covers more than 3,700 prescription drugs and is designed for consumers seeking broad drug coverage. This plan includes preferred cost-sharing retail pharmacies, such as Albertson's, Walmart, and Costco.
The Humana Value Rx Plan™ is a Medicare Part D prescription drug plan designed for consumers who value low-cost shares for generics, along with robust coverage at an affordable price. This plan covers more than 3,600 prescription drugs and includes $0 Tier 1 and Tier 2 copays at preferred pharmacies.
All three plans vary by location, so individuals can enter their ZIP code to check plans and prescription coverage in their area. Humana also offers licensed sales agents to help guide individuals to the right plan for their needs.
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Humana Premier Rx Plan
Humana offers a range of prescription drug plans (PDP) to its customers. The Humana Premier Rx Plan is the company's most comprehensive Medicare Part D prescription drug plan. It covers over 3,700 prescription drugs to help customers manage their drug costs. The plan has a $0 deductible and is designed for consumers seeking broad drug coverage and peace of mind.
The Humana Premier Rx Plan is one of three options offered by Humana, alongside the Humana Value Rx Plan and the Humana Basic Rx Plan. The Value Rx Plan is designed for consumers who value low-cost shares for generics, while the Basic Rx Plan is a good choice for members who qualify for Medicare Extra Help, which may cover the entire cost of the premium.
To find out more about the specific drugs covered under each plan and their costs, customers can enter their ZIP code on the Humana website to check plans in their area.
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Humana Value Rx Plan
Humana offers a range of prescription drug plans (PDP) to its customers, including the Humana Value Rx Plan. This plan is designed for consumers seeking robust coverage at an affordable price. The Value Rx Plan covers more than 3,600 prescription drugs, with $0 Tier 1 and Tier 2 copays at preferred pharmacies.
Preferred pharmacies under the Value Rx Plan include Albertson’s, Walmart, Walmart Neighborhood Market, Sam’s Club (no membership required), Publix, H-E-B, and Costco. The plan also includes limited lower-cost, preferred pharmacies in urban, suburban, and rural areas of select states. These include AR, CT, DE, IA, IN, KY, MA, ME, MI, MN, MO, ND, NJ, NY, OH, RI, SD, WI, and more.
The Value Rx Plan is a Medicare Part D prescription drug plan, which means it helps to cover medication costs. Humana's website states that it is easy to see if prescription drugs are covered by their Part D plans and what the costs will be. These costs vary by location, so customers are advised to enter their ZIP code to check plans in their area.
The Humana Basic Rx Plan is another option for those enrolled in or eligible for Extra Help. This plan offers basic coverage and access to a preferred mail-order cost-sharing pharmacy.
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Humana Basic Rx Plan
Humana offers a range of prescription drug plans (PDP) to help members manage their drug costs. The Humana Basic Rx Plan™ is a Medicare Part D prescription drug plan (PDP) that offers basic coverage and access to a preferred mail-order cost-sharing pharmacy. This plan is particularly suitable for those enrolled in or eligible for Medicare Extra Help, a program designed to assist individuals with the costs associated with prescription drug programs, including premiums, deductibles, and coinsurance.
The Humana Basic Rx Plan™ is a good option for those seeking basic coverage and who may benefit from the support provided by Medicare Extra Help. This plan is designed to help members manage their prescription drug expenses, with the potential for Medicare Extra Help to cover the entire cost of the premium.
To determine if your prescription drugs are covered by the Humana Basic Rx Plan™ or any other Humana drug plan, you can enter your ZIP code on the Humana website to review available plans in your area. Plans vary by location, so it is essential to check the specific details for your region.
Humana also offers other prescription drug plans, such as the Humana Value Rx Plan and the Humana Premier Rx Plan. The Humana Value Rx Plan is designed for cost-conscious consumers seeking robust coverage at an affordable price, with a focus on low-cost shares for generics. On the other hand, the Humana Premier Rx Plan is Humana's most comprehensive Medicare Part D prescription drug plan, covering more than 3,700 prescription drugs. This plan is ideal for individuals seeking broad drug coverage and peace of mind.
Regardless of the plan chosen, all 2025 Medicare Part D prescription drug plans, including Humana's offerings, feature an annual $2,000 maximum out-of-pocket cost. Once this threshold is reached, the plan will pay 100% for covered drugs for the remainder of the plan year.
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Humana's list of covered drugs
Humana offers a range of prescription drug plans (PDP) to help manage drug costs. These include the Humana Premier Rx Plan, the Humana Value Rx Plan, and the Humana Basic Rx Plan. The specific drugs covered by each plan vary depending on location, so individuals are advised to check the plans available in their area by entering their ZIP code on the Humana website.
The Humana Premier Rx Plan is Humana's most comprehensive Medicare Part D prescription drug plan, covering more than 3,700 prescription drugs. This plan is designed for consumers seeking broad drug coverage and peace of mind. It includes preferred cost-sharing retail pharmacies such as Albertson's, Walmart, Sam's Club, Publix, and Costco.
The Humana Value Rx Plan is a Medicare Part D prescription drug plan that covers more than 3,600 prescription drugs. This plan is designed for consumers who value low-cost shares for generics along with robust coverage at an affordable price. It offers $0 Tier 1 and Tier 2 copays at preferred pharmacies, including those mentioned above.
The Humana Basic Rx Plan is a Medicare Part D prescription drug plan that offers basic coverage and access to a preferred mail-order cost-sharing pharmacy. This plan is a good choice for members who qualify for Medicare Extra Help, which may cover the entire cost of the premium. Auto-enrolled members are fully subsidised in regions under the low-income benchmark.
To find out if a specific drug is covered by a particular Humana plan, individuals can use the online Humana Medicare Drug List Search tool. They can also sign in to MyHumana to search for drugs covered by their specific Humana Medicare plan and to price their medication. Additionally, individuals can request a printed copy of the Prescription Drug Guide, or Drug List, by mail.
For drugs that are not on the list of covered drugs, individuals can contact Humana Clinical Pharmacy Review (HCPR) to request coverage for their medication. They can also fill out a coverage determination form and mail or fax it to the provided address or fax number.
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Frequently asked questions
It’s easy to see if your prescription drugs are covered by Humana's Part D plans and what they’ll cost based on the plan you choose. Plans vary by location, so enter your ZIP code to check plans in your area.
Humana Premier Rx Plan is Humana's most comprehensive Medicare Part D prescription drug plan (PDP). It covers more than 3,700 prescription drugs to help you manage your drug costs.
Humana Value Rx Plan is a Medicare Part D prescription drug plan, and covers more than 3,600 prescription drugs. It is designed for consumers who value low-cost shares for generics along with robust coverage at an affordable price.
Humana Basic Rx Plan is a Medicare Part D prescription drug plan (PDP) that offers basic coverage and access to a preferred mail-order cost-sharing pharmacy. It is a great option for shoppers who are enrolled in or qualify for Extra Help.
Sign in to MyHumana to search the list of drugs covered by your specific Humana Medicare plan and to price your medication. Or, use the search tool to look up the specific drug you need.
