Jane Dotson
Hawkeye, also known as Hawki, is an affordable health and dental insurance program for children in Iowa. It covers children from families whose household income is too high for Medicaid but still below 300% of the federal poverty level. The cost of Hawkeye insurance depends on income, with some families paying nothing, and a maximum cap of $40 per month. Coverage is provided by three companies, known as managed care organizations (MCOs), and includes basic health insurance and dental coverage.
| Characteristics | Values |
|---|---|
| Name of the program | Healthy and Well Kids in Iowa (Hawki) |
| Type of program | Children's Health Insurance Program (CHIP) |
| Administering state | Iowa |
| Target beneficiaries | Uninsured children of working families |
| Citizenship requirements | U.S. citizen or lawfully-admitted permanent resident alien |
| Income eligibility | Household income up to 300% of the federal poverty level |
| Premium cost | $10 or $20 per child per month, with a cap of $40 per month for some families |
| Co-pay | $25 co-payment for an emergency room visit if the child's condition is not an emergency |
| Coverage | Basic health insurance, including dental, vision, and prescription drugs |
| Managed care organizations (MCOs) | Three companies provide insurance, including Delta Dental for the dental program |
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What You'll Learn
Hawki is a health insurance program for children in Iowa
Hawki, short for Healthy and Well Kids in Iowa, is a health insurance program for children in Iowa. It is the state's version of the federal program, SCHIP (State Children's Health Insurance Program). The program offers health insurance for uninsured children from working families.
Hawki covers children whose household income is too high for Medicaid (also known as Title 19). In Iowa, the program covers children whose household income is as high as 300% of the federal poverty level. For many eligible households, there is no premium, so the cost is zero. For others, the cost is $10 per child per month with a cap of $20 per month. For other households, the cost is $20 per child per month with a cap of $40 per month. No family will pay more than $40 per month for Hawki coverage for the children in their household.
There are three companies (called managed care organizations or MCOs) that provide insurance through the Hawki program. Each company's coverage is a little bit different, but they all have to provide basic health insurance. The child will be assigned to an MCO and can then request to change to a different plan within 90 days of the initial enrollment for any reason. After 90 days, you can only switch to a different plan if you have a good reason, such as poor quality of care or lack of access to covered services under the plan. Delta Dental is the administrator of the dental program.
To be eligible for the Hawki program, a child must not be covered by other insurance. The child must be an Iowa resident and a U.S. citizen or a lawfully-admitted permanent resident alien. If a child is eligible for Medicaid, they are not eligible for Hawki.
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It covers kids in families with high income for Medicaid
Hawki is a health insurance program for children in Iowa. It covers kids in families with high income for Medicaid, also known as Title 19. In Iowa, the Hawki program covers children whose household income is as high as 300% of the federal poverty level.
The Children's Health Insurance Program (CHIP) is offered through the Healthy and Well Kids in Iowa (Hawki) program. Iowa offers Hawki for uninsured children of working families. No family pays more than $40 a month, and some families pay nothing at all. A child who qualifies for Hawki health insurance will get their health coverage through a managed care organization (MCO). There are three companies (MCOs) that provide insurance through the Hawki program, and each company's coverage is a little bit different. However, they all have to provide basic health insurance.
If a child is covered by health insurance but not dental insurance, they can still receive dental insurance through Hawki. To be eligible for the Hawki program, a child must not be covered by other insurance, and they must be an Iowa resident. Additionally, the child must be a U.S. citizen or a lawfully admitted permanent resident alien. If a child is eligible for Medicaid, they are not eligible for Hawki. When the Hawki program receives an application, they screen it for Medicaid eligibility and refer eligible families to HHS to see if they wish to receive Medicaid benefits.
Once a child has been approved for Hawki, their enrollment lasts for 12 months. If the family's income increases during those 12 months, their eligibility will not be affected. A review of eligibility occurs every 12 months, at which time any increase in income should be reported.
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No family pays more than $40 a month
The Healthy and Well Kids in Iowa (Hawki) program is Iowa's version of the federal program, SCHIP (State Children's Health Insurance Program). It is a health insurance program for children in Iowa and covers those whose household income is too high for Medicaid.
To be eligible for the Hawki program, a child must not be covered by other insurance. The child must be an Iowa resident and a US citizen or a lawfully-admitted permanent resident alien. If a child is eligible for Medicaid, they are not eligible for Hawki. However, if a child is covered by health insurance but not dental insurance, they can receive dental insurance through Hawki. Delta Dental of Iowa offers dental-only coverage, and the child will be assigned to an MCO (managed care organization).
Hawki offers a wide range of services, including vision care, dental supplies, no-cost youth club memberships, and a Healthy Rewards program. The Healthy Rewards program pays members for completing healthy activities, such as prenatal and postpartum visits for pregnant members.
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It covers dental, vision care, and prescription drugs
Hawki is a health insurance program for children in Iowa. It is short for Healthy and Well Kids in Iowa and is Iowa's version of the federal program, SCHIP (State Children's Health Insurance Program). The program covers children whose household income is as high as 300% of the federal poverty level. No family pays more than $40 per month. Some families pay nothing at all.
Hawki covers dental, vision care, and prescription drugs. Delta Dental is the administrator of the dental program. If your child is covered by health insurance but not dental insurance, your child can still receive dental insurance through Hawki.
Vision insurance plans can be purchased as an addition to traditional employer-provided healthcare. They include a fixed set of benefits related to eye health and maintenance, such as routine eye exams and testing, discounts for corrective eyewear, and benefits that reduce other costs. There are two main types of vision insurance plans: defined contribution and traditional vision benefits. Defined contribution plans allow consumers to choose particular services and discount offerings based on expected vision expenses. They often involve using pre-tax dollars deducted automatically by an employer in the form of Flexible Spending Accounts, 'Cafeteria' Plans, Health Savings Accounts, or Health Reimbursement Accounts. Traditional vision benefits are more flexible, offering a wider range of vision-related services with specified discounts.
Hawki also covers prescription drugs. While it is not explicitly stated what prescription drugs are covered, it is likely that they are covered in the same way that other health insurance plans cover prescription drugs. This typically involves a co-pay or co-insurance, where the insured pays a percentage of the cost of the drug, with the insurance company covering the rest.
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It's Iowa's version of the federal SCHIP program
In Iowa, the Children's Health Insurance Program (CHIP) is offered through the Healthy and Well Kids in Iowa (Hawki) program. Hawki is Iowa's version of the federal program, SCHIP (State Children's Health Insurance Program).
Hawki is a health insurance program for children in Iowa. It covers children whose household income is as high as 300% of the federal poverty level. To be eligible, a child must not be covered by other insurance and must be an Iowa resident. They must also be a U.S. citizen or a lawfully-admitted permanent resident.
There are three companies (called managed care organizations or MCOs) that provide insurance through the Hawki program. Each company's coverage is slightly different, but they all have to provide basic health insurance. Delta Dental is the administrator of the dental program. Once a child is approved for Hawki, their enrollment lasts for 12 months. If the family's income increases during those 12 months, their eligibility will not be affected. There will be a review of eligibility every 12 months.
For many eligible households, there is no premium, so the cost is zero. For others, the cost is $10 per child per month with a cap of $20 per month. For other households, the cost is $20 per child per month with a cap of $40 per month. No family will pay more than $40 per month for Hawki coverage for the children in their household. The only co-pay is a $25 co-payment for an emergency room visit if the child's medical condition does not meet the definition of an emergency medical condition.
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Frequently asked questions
Hawkeye, or Hawki, is a health insurance program for children in Iowa. It covers children from families whose income is too high for Medicaid but still below the federal poverty line.
Hawkeye insurance is free for families whose yearly countable income falls below a certain threshold. For other households, the cost is $10 per child per month, with a cap of $20 per month. For some, the cost is $20 per child per month, with a cap of $40 per month. No family pays more than $40 per month.
Hawkeye insurance provides basic health insurance and dental insurance. The specific coverage depends on the chosen plan, as there are three companies (managed care organizations or MCOs) providing insurance through Hawkeye.
To be eligible for Hawkeye Insurance, a child must not be covered by other insurance. They must be an Iowa resident and a US citizen or a lawfully admitted permanent resident. The child's family income must be below the threshold for Medicaid eligibility but not exceed 300% of the federal poverty level.
You can apply for Hawkeye Insurance through the Iowa Department of Human Services (DHS). If you need assistance, you can contact EveryStep, which helps uninsured and underinsured children and pregnant women sign up for health insurance and find a doctor and dentist.
