Texas Insurance Agents: How Many Hours Of Ce Training?

To maintain a Texas insurance license, insurance agents and adjusters must complete 24 hours of continuing education (CE) every two years, including three hours of ethics training. This requirement applies to General Lines – Life, Accident, Health, and HMO (LAH) insurance licenses. To renew a license, individuals must also pay a $50 renewal fee and ensure their contact information is up to date.

Texas insurance CE requirements

For those with a limited lines license, only 10 hours of CE are needed every two years, with three of those hours in ethics.

Additionally, there are specific training requirements for certain insurance products. For example, to sell, solicit, or negotiate annuity products, a one-time, four-hour annuity suitability best-interest standard course is required, followed by eight hours of annuity CE every license period. Similar requirements are in place for long-term care training, Medicare training, and flood insurance training.

It is important to note that Texas insurance CE requirements are subject to regular updates, so it is recommended to refer to the Texas Department of Insurance website for the most current information.

Texas insurance CE exam requirements

Texas insurance licensees must complete 24 hours of continuing education (CE) every two years to keep their licenses in good standing. This includes three hours of ethics training and at least 12 hours of "classroom" or "classroom-equivalent" courses. These requirements apply to both resident and non-resident license holders, with some exceptions.

To renew a Texas insurance license, licensees must complete their CE hours before submitting their renewal application. The renewal fee is $50, with a $25 late fee if not paid before the expiration date. There is also a fine of $50 for each hour of CE not completed before the expiration date, with a maximum fine of $500 per license type for terms expiring after June 1, 2018.

Texas insurance licensees can take CE courses in any line of authority, but the courses must be relevant to their license type and approved by the Texas Department of Insurance (TDI). Licensees can find approved courses through the Sircon website or a TDI-approved education provider.

It is recommended that Texas insurance licensees complete their CE hours at least 30 days before their license expiration date to allow time for the CE provider to report course completion to TDI. They can check their CE transcript and renewal status through the Sircon website.

To be eligible for CE credit, Texas producers must pass their final exam with a score of 70% or higher. There is no limit to the number of times a CE student can retake an exam.

Texas insurance CE course repetition and credit carryover

Texas insurance licensees must complete 24 hours of continuing education (CE) every two years to keep their licenses in good standing. This includes three hours of ethics training and at least 12 hours of "classroom" or "classroom equivalent" courses. These requirements must be met before the license expiration date, and there is a $50 fine for each hour not completed by the deadline.

While CE credits can be earned through various approved courses and training programs, it is important to note that any excess credits earned during a licensing term will not carry over to the next term. This means that licensees must complete the full 24 hours of CE within each two-year compliance period, and no course may be taken more than once during this period.

To ensure a smooth and timely license renewal process, it is recommended that licensees complete their CE requirements at least 30 days before their license expiration date. This allows enough time for CE providers to report the successful completion of the courses to the Texas Department of Insurance.

It is also worth mentioning that Texas offers a 20-year CE exemption for individuals who have been continuously licensed in the state for at least 20 years without interruption. Additionally, non-resident producers who have met the CE requirements of their home state are exempt from additional CE requirements in Texas.

Texas insurance CE exemptions

Texas insurance licensees must complete 24 hours of continuing education (CE) every two years to keep their licenses in good standing. However, there are some circumstances under which individuals may be exempt from these requirements.

Firstly, non-resident producers who have met the CE requirements in their home state are exempt from Texas CE requirements. This is because Texas considers the completion of CE requirements in one's home state as satisfaction of its own CE requirements.

Secondly, individuals who have been licensed continuously for 20 or more years with no breaks in licensure longer than 90 days may apply for a CE exemption. To be eligible, the licensee must have held their license under the Texas Insurance Code. This exemption must be applied for by submitting the TDI form FIN517, Application for Licensee Exemption or Extension form.

In addition to these standing exemptions, licensees may also request a CE exemption or extension due to illness, medical disability, or other extenuating circumstances beyond their control. Proper documentation is required for such cases, and the exemption or extension is not granted automatically.

Texas insurance CE renewal

Texas insurance licensees must complete 24 hours of continuing education (CE) every two years to renew their licenses. This includes insurance agents, adjusters, managing general agents, and public adjusters. At least 12 hours of CE must be completed in a classroom or classroom-equivalent setting, and three of the 24 hours must cover ethics/consumer protection.

The Texas Department of Insurance (TDI) requires that CE credits are completed before submitting a license renewal application. The renewal fee is $50, with a $25 late fee if not paid before the expiration date. If you do not complete your CE hours before your license expires, you will be fined $50 for each hour you are deficient, and you will need to pay these fines in addition to completing your CE hours to become compliant. You will then have 90 days to complete the deficient number of hours and pay the fines before your license is inactivated, after which you will need to apply for a new license.

To avoid fines and delays, it is recommended that you complete your CE hours at least 30 days before your license expires. This will allow time for the CE provider to report your completion to TDI. You can check your CE transcript on the Sircon website to see how many hours you have completed.

There are various approved CE course providers and packages available, including online and in-person options. Some common topics covered in CE courses for Texas insurance license renewal include ethical practices, insurance concepts and principles, federal regulations and laws, long-term care policies, and annuity suitability and best practices.

Frequently asked questions