Applying For Life Insurance Benefits With Teamcare: A Guide

TeamCare offers a range of benefits to its members, including life insurance. If you are a member and you die while still working, your beneficiaries may be entitled to life insurance and accidental death benefits. Your family may also be eligible for continued health coverage for up to five years. To apply for these benefits, survivors should contact TeamCare to discuss eligibility. Additionally, TeamCare provides forms on its website that can be used to apply for various benefits, including the Life Insurance Preference Beneficiary Form and the Health Fund Notice of Claim for Death and Accidental Death Benefits.

Complete the Life Insurance Preference Beneficiary Form if no beneficiary was designated

If you are applying for life insurance benefits with TeamCare and there was no designated beneficiary, the surviving beneficiary or executor of the deceased's estate must complete the Life Insurance Preference Beneficiary Form. This form is used to claim the TeamCare life insurance benefit when there was no designated beneficiary.

TeamCare offers a range of affordable medical benefits to its members and their families, including short-term disability benefits. To apply for short-term disability, you must meet the following criteria:

• Disabled due to a non-work-related injury or illness
• Unable to work due to pregnancy
• Following a treatment plan from a physician
• Actively employed and covered by TeamCare when you become disabled

To avoid delays in processing your payments or extending your coverage, it is important to submit all required forms as soon as possible. You can download and complete the necessary forms by visiting the Forms & Documents section on the TeamCare website.

Additionally, TeamCare provides a secure Message Center where you can submit questions to their Benefits Specialists. Their website also offers a Glossary of common healthcare terms and a list of forms and documents for easy access.

Notify TeamCare if you have a major life event or change in dependents

It is important to notify TeamCare whenever you experience a major life event or a change in dependents. This could include getting married or having a child. TeamCare's Special Enrollment process is available online and can be started by logging in and clicking the "Add or Remove Dependents" button on your dashboard. This must be completed within 60 days of the date of the event.

If you have had a baby, you will need to complete and return the Enrollment Form to TeamCare within 60 days of the date of the birth.

If you have recently gotten married, you will need to complete the Enrollment Form and return it to TeamCare within 60 days. If your spouse has lost their job and insurance, you will also need to attach a Letter of Credible Coverage or other proof of termination of coverage from your spouse's insurance company, stating the last date of coverage.

If you are adding a dependent to your plan, you will need to submit a Multi-Tier Enrollment Form and any applicable documents to TeamCare. These can be mailed, submitted via the Message Center, or faxed.

Submit the Health Fund Notice of Claim for Death and Accidental Death Benefits form

To apply for life insurance benefits with TeamCare, you must submit the Health Fund Notice of Claim for Death and Accidental Death Benefits form. This is a standard procedure for claiming death benefits from a life insurance policy. Here is a step-by-step guide on how to submit the form:

Step 1: Locate the Form

The first step is to find the Health Fund Notice of Claim for Death and Accidental Death Benefits form. You can find this form on the TeamCare website under the "Forms & Documents" section. Alternatively, you can contact TeamCare customer support to request the form.

Step 2: Gather Required Information

Before filling out the form, ensure you have all the necessary information. This typically includes personal information of the deceased, such as their full name, date of death, and Social Security number. Additionally, you will need to provide details about yourself as the beneficiary, including your name, contact information, and relationship to the deceased.

Step 3: Complete the Form

Fill out the form accurately and legibly. Provide all the requested information, including the insured's policy number, date of death, and your payment preferences for the death benefit proceeds. It is important to carefully review the form to ensure all relevant fields are completed.

Step 4: Submit the Form

After completing the form, submit it to TeamCare for processing. You can usually submit the form electronically, by mail, or through a dedicated web portal, depending on the specific instructions provided by TeamCare. Make sure to keep a copy of the completed form for your records.

Step 5: Provide Supporting Documentation

Along with the completed form, you will need to submit a copy of the death certificate. In some cases, additional documentation may be required, such as proof of your relationship to the deceased or their insurance coverage. Ensure you provide all the necessary documents to support your claim.

Step 6: Follow Up

After submitting your claim, you may need to follow up with TeamCare to ensure they have received all the required information and to check on the status of your claim. It is important to stay in communication with the insurance provider to resolve any issues and expedite the processing of your claim.

Remember to review the specific instructions and requirements provided by TeamCare, as there may be additional steps or variations in the process. Each insurance provider may have slightly different procedures, so staying informed will help ensure a smoother claims process during this challenging time.

Complete the Life Insurance Beneficiary Designation Form to choose a beneficiary

To apply for life insurance benefits with TeamCare, you need to complete the Life Insurance Beneficiary Designation Form. This form allows you to choose a beneficiary for your TeamCare Life Insurance Benefit. Here are some detailed instructions on how to complete this form and choose a beneficiary:

Understanding the Life Insurance Beneficiary Designation Form:

Start by downloading the Life Insurance Beneficiary Designation Form from the TeamCare website or requesting it from their customer service team. Carefully review the form and understand its purpose, which is to designate a beneficiary for your life insurance benefits.

Identifying the Beneficiary:

Decide who you want to designate as your beneficiary. This can be a person, firm, organization, or legal entity. Carefully review the eligibility criteria and ensure that your chosen beneficiary meets the requirements. Consider any specific conditions or restrictions that may apply.

Providing Beneficiary Information:

Clearly and accurately provide all the requested information about your chosen beneficiary. This may include their full name, address, date of birth, social security number, and their relationship to you. Double-check the form to ensure all the information is correct and up-to-date.

Signing the Form:

As the insured, you must sign the Life Insurance Beneficiary Designation Form. Remember that only you are authorized to sign this form, except in cases where you have assigned your insurance to an assignee.

Witness Signatures:

Two people must witness your signature on the form. Ensure that these witnesses are not beneficiaries named on the form. They should provide their signatures and addresses as well.

Submitting the Form:

Submit the completed and signed form to TeamCare. You can submit it through their website, by mail, or by following the instructions provided by their customer service team. Keep a copy of the form for your records.

Remember to review and update your beneficiary designation periodically, especially after major life events such as marriage, divorce, or a change in your beneficiary's address. Keeping your designation up-to-date ensures that your life insurance benefits are distributed according to your wishes.

Notify TeamCare if you have a Qualifying Event

TeamCare offers a range of benefits, including life insurance, to its members. It is important to notify TeamCare of any major life events or changes in dependents, such as getting married, having a child, divorce, or the birth of a grandchild. This is known as a Special Enrollment Qualifying Event.

TeamCare must be notified within 60 days of the Qualifying Event. To do this, log in to your TeamCare account and click the "Add or Remove Dependents" button on your dashboard. You will then need to complete the Special Enrollment process and return the Enrollment Form to TeamCare. If you miss the 60-day deadline, you can still make changes to your tier during the next Open Enrollment period.

If you are adding a dependent, you will need to have the required legal documents ready to upload. If you are unsure what documents are required, you can check the "How to Add a Dependent" page on the TeamCare website. It is important to write your name and UMI on each document submitted. Documents can be uploaded through the Message Center, sent by mail, or faxed.

If you are submitting documents by mail, include the cover sheet from your enrollment packet and send them to:

TeamCare, PO Box 5112, Des Plaines, IL 60017-5112.

Frequently asked questions