Haris Ashley
The process of applying for VCC insurance depends on the specific VCC entity in question. For instance, the Vista Community Clinic (VCC) offers free enrollment assistance for patients and community residents in San Diego, Riverside, and Orange Counties. VCC enrollment counselors are available to help with applications and renewals for Covered CA, and appointments can be scheduled over the phone. On the other hand, VCC can also refer to Virginia Commonwealth Corporation, which offers a range of insurance solutions to clients in Virginia. Additionally, for international students, VCC may refer to Vancouver Community College, which requires international students to enroll in the Medical Services Plan (MSP) of British Columbia.
| Characteristics | Values |
|---|---|
| Type of insurance | Medical Insurance |
| Target audience | International students |
| Application methods | Online, in person, or by mail |
| Insurance provider | Guard.Me |
| Coverage | Hospital and medical services |
| Waiting period | 3 months |
| Cost | $75.00 per month for study permit holders |
| Additional insurance | Student Union at VCC's (SUVCC) Health and Dental Plan |
| Insurance assistance | Available through Vista Community Clinic |
| Contact | (844) 308-5003 |
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What You'll Learn
International students' VCC insurance application process
International students at Vancouver Community College (VCC) are required to enrol in a medical insurance plan. The Government of British Columbia's health insurance plan is called the Medical Services Plan (MSP). International students are only eligible to enrol in MSP after they arrive in Canada and can provide a copy of their status in Canada (a copy of their study permit) and proof of a residential address.
The MSP has a three-month waiting period for issuance, so to cover this waiting period, international students must obtain private medical insurance for the first three months of their arrival in Canada. At VCC, new international students are enrolled in the guard.me More Enhanced health insurance plan. This plan costs $148.50 and is collected as part of the student's tuition deposit payment toward their first-term registration.
The only option to opt out of the guard.me plan is if you have BC MSP coverage. If your opt-out request is submitted before the deadline and is approved, the plan fee of $148.50 will be credited to your VCC account.
The MSP costs $75.00 per month for study permit holders (subject to change) but is free of charge for work permit and visitor permit holders. Your MSP coverage and expiry date will match your status in Canada (study permit) validity. Every time you extend your study permit or apply for a different status in Canada, you will need to update your MSP account.
In addition to primary medical insurance, most students are eligible for the extended health and dental plan, the Student Union at VCC's (SUVCC) Health and Dental Plan. Coverage includes a percentage of dental services, extended health services such as massage, physiotherapy and acupuncture, and prescription medicines and eyeglasses (vision care).
International students can submit an online application for insurance, or apply in person or by mail.
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Documents required for VCC insurance
The documents required for VCC insurance vary depending on the type of insurance and the applicant's circumstances. Here is a detailed breakdown of the documents needed for different types of VCC insurance:
Medical Insurance for International Students at Vancouver Community College (VCC)
International students at VCC in Canada are required to enrol in the Medical Services Plan (MSP) of British Columbia. To enrol in the MSP, international students must provide the following documents:
- A copy of their status in Canada (a copy of their study permit)
- Proof of a residential address
- A valid study permit for at least six months (for international students and their dependents)
During the first three months in British Columbia (B.C.), international students are required to have private medical insurance, such as Guard.Me, to cover hospital and medical services until they are enrolled in the MSP.
Students' Union of Vancouver Community College (SUVCC) Health and Dental Plan
The SUVCC Health and Dental Plan is an additional insurance option for full-time students at VCC. Students enrolled in this plan may be required to provide proof of equivalent insurance coverage if they wish to opt out of the plan.
Vista Community Clinic Insurance
The Vista Community Clinic (VCC) provides assistance with various insurance programs, including Covered CA and Medi-Cal. When applying for or renewing insurance at a VCC location, individuals may need to bring certain documents. For example, when applying for or renewing CalFresh, individuals should bring proof of expenses, such as rent receipts or utility bills. For a comprehensive list of documents required for specific insurance programs, it is recommended to refer to the VCC website or contact their Enrollment Team.
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VCC insurance for families
VCC insurance is offered by the Vista Community Clinic, which provides free enrollment assistance for patients and community residents. VCC insurance for families is available, with VCC enrollment counselors on hand to assist both new and renewing members.
To apply for VCC insurance for your family, you can schedule an appointment with a VCC enrollment counselor by calling 844-308-5003. You can also visit any of the five VCC locations in Vista and Oceanside during normal business hours, evenings, and Saturdays. Additionally, VCC hosts free walk-in events during the Covered California open enrollment period, where you can receive information, get pre-screened, and receive assistance with your application.
When applying for VCC insurance for your family, there are several documents that you will need to bring to your enrollment appointment. These include:
- California Driver's License or I.D. for adults
- Original birth certificate, passport, permanent resident card, VISA, or certificate of citizenship
- Most recent monthly income information, such as two months of recent pay stubs, a letter of employment, a Social Security award letter, proof of child support, or proof of unemployment
It is important to note that VCC offers quality, low- or no-cost health services for San Diego, Riverside, and Orange Counties. Depending on your family's income and size, you may be eligible for a discount or a no-cost program. If there are any changes in your family size or income, be sure to notify the front desk, as this may impact your eligibility for different programs.
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VCC insurance for international students in Canada
As an international student studying at Vancouver Community College (VCC), you will need to consider your health insurance options carefully. Healthcare costs in Canada can be expensive, so it is important to have adequate coverage.
The Medical Services Plan (MSP) is the Government of British Columbia's health insurance plan. The MSP covers medically required services, such as doctor's appointments, surgeries, some medical exams, and most hospital-related services in Canada. Under the Medicare Protection Act, enrolment with the MSP is mandatory for all eligible residents of British Columbia and their dependents, including international students living in B.C. with a valid study permit for at least six months. However, there is a three-month waiting period for MSP coverage, and it may not be an option for students with programs shorter than six months.
To cover the MSP waiting period, VCC enrols new international students in the mandatory Guard.Me More Enhanced health insurance plan. This plan costs $148.50 and is collected as part of your tuition deposit payment. The Guard.Me plan is a condition of studying at VCC and can be extended for early arrival.
In addition to primary medical insurance, you may also be eligible for the Student Union at VCC's (SUVCC) Health and Dental Plan. This plan provides additional coverage for dental services, extended health services such as massage, physiotherapy, acupuncture, prescription medicines, and eyeglasses (vision care).
To apply for MSP, you will need to provide a copy of your status in Canada (study permit) and proof of a residential address. You can also visit the Health Fee for International Students Q&A for more information on the application process and coverage details.
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VCC insurance for students in the US
Vancouver Community College (VCC)
Vancouver Community College (VCC) in Canada requires all international students to enrol in the Medical Services Plan (MSP) of British Columbia. The MSP is the Government of British Columbia's health insurance plan, which covers medically required services like doctor's appointments, surgeries, some medical exams, and most hospital-related services in Canada. International students are only eligible to enrol in the MSP after arriving in Canada and providing a copy of their status in Canada (study permit) and proof of a residential address. The MSP has a three-month waiting period, so international students must obtain private medical insurance for their first three months in Canada. VCC enrols new international students in the guard.me More Enhanced health insurance plan, which costs $148.50 and is collected as part of the tuition deposit for the first-term registration.
Vista Community Clinic (VCC)
Vista Community Clinic (VCC) offers free enrollment assistance to patients and community residents in Vista and Oceanside. Certified VCC enrollment counsellors are available to assist both new and renewing Covered CA members. Appointments can be scheduled during normal business hours, evenings, and Saturdays. VCC also hosts free, walk-in events during the Covered California open enrollment period, where patients and community residents can receive information, get pre-screened, and receive assistance in completing applications.
Virginia Commonwealth University (VCU)
Virginia Commonwealth University (VCU) offers a student health insurance program through their partners, United Health Care. All full-time PhD students, first professional students (DDS, MD, PharmD), and international students (those on F- and J-visas) are eligible for the program. A hard waiver applies to these student populations, meaning they must enrol in the program if they cannot provide proof of other insurance. Part-time (1-8 credits) domestic PhD students are not eligible to enrol in the VCU Student Health Insurance Program.
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Frequently asked questions
VCC insurance refers to the Medical Services Plan (MSP) of British Columbia, which is the government's health insurance plan.
All eligible residents of British Columbia, including international students with a valid study permit for at least six months, are eligible for VCC insurance.
You can apply for VCC insurance online, in person, or by mail. To enrol, you will need to provide a copy of your status in Canada (study permit) and proof of a residential address.
The MSP costs $75.00 per month for study permit holders and is free of charge for work permit and visitor permit holders.
Yes, international students at VCC may also be eligible for the Student Union's Health and Dental Plan, which covers dental services, extended health services, prescription medications, and vision care.
