Canceling Aaa Auto Insurance: A Step-By-Step Guide

If you're looking to cancel your AAA auto insurance, you can do so at any time by calling their customer service line or contacting your agent. Before you cancel, however, it's important to secure a new auto insurance policy to avoid a lapse in coverage, as this can result in higher rates and even fines in some states. When you're ready to cancel, make sure you have your policy number, personal details, and desired cancellation date ready. You can then call AAA or visit your local branch to process the cancellation. Keep in mind that while AAA doesn't mention cancellation fees on their website, some regions may charge a fee of up to 10% of the remaining policy balance.

Cancelling AAA auto insurance: step-by-step

Step 1: Verify your renewal date

It's a good idea to verify your renewal date before you cancel your AAA auto insurance. Knowing your renewal date can help you lock in new car insurance coverage before your policy ends. To find your renewal date, search your account information on AAA's website or call 1 (877) 387-8378 to speak to a customer service representative.

Step 2: Compare car insurance quotes

Insurance policy costs can vary significantly depending on multiple factors, including your driver profile, driving history, location, type of vehicle, and the insurance company you choose. It's a good idea to compare quotes from multiple insurers before making a choice. Comparison shopping can help you find the lowest rates available to you.

Step 3: Find a new car insurance policy

Before you cancel your AAA car insurance, don't forget to enroll in a new plan so you can avoid a gap in coverage. Once you've found your ideal auto insurance policy, reach out to the car insurance company and let them know you'd like to sign up. Be prepared to provide your new insurance company with some basic personal details as well as financial information.

Step 4: Cancel your AAA policy

Once you've signed up for a new car insurance policy, you can cancel your AAA plan. You won't be able to cancel your AAA policy online, so you'll need to contact the company by phone or in person. Here's how:

• To cancel your coverage by phone, call the AAA office in your local area. Visit the AAA website and enter your ZIP code on the "Find a Location" page to find the correct phone number.
• Call AAA's general car insurance line at 1 (877) 387-8378 or the customer service number listed on your insurance card.
• Visit a local branch and go through the cancellation process in person.

Step 5: Follow up on your refund

If you paid your premiums upfront, you may be eligible for a refund. Since you must speak to a customer service representative to cancel your policy, be sure to ask if you're due a refund, how much it will be, and when you can expect to receive it. If it's been a few weeks since you cancelled your AAA insurance policy and you still haven't received your refund, follow up with your insurance agent or contact AAA directly.

Cancelling AAA auto insurance over the phone

Cancelling your AAA auto insurance over the phone is a simple process. Before you begin, make sure you have the following information to hand:

• Your name, address, phone number, and birthdate
• Your driver's license number
• Your policy number
• The specific date you’d like your policy to end

You will also need to call from the phone number associated with your account.

To cancel your AAA auto insurance over the phone, call the AAA customer support number at 1 (877) 387-8378. You can also call the AAA general car insurance line at 1 (800) 387-8378 or the customer service number listed on your insurance card. If you call the wrong number, the AAA service should redirect you to the correct phone number for policy cancellations.

You will be guided through pre-recorded prompts, and a customer service representative will talk you through the process.

Note that you cannot cancel your AAA auto insurance online or through the MyPolicy AAA app. You can, however, cancel your AAA membership online through your AAA online account.

Cancelling AAA auto insurance online

Cancelling your AAA auto insurance policy is a straightforward process, but it cannot be done online. You can, however, stop the automatic renewal of your membership online. To do this, log into your AAA online account, click on "Manage Renewal," and choose "Turn Off Automatic Renewal." This will remove the credit card on file from their system.

To cancel your AAA auto insurance policy, you will need to call the customer support number at 1 (800) 387-8378 or visit a local branch in person. It is important to have a new car insurance plan in place before cancelling your AAA policy to avoid a lapse in coverage, which can result in serious financial and legal consequences.

Step 1: Verify Your Renewal Date

It is ideal to cancel your AAA auto insurance policy close to the renewal date. Knowing your renewal date will help simplify the cancellation process and allow you to lock in new car insurance coverage before your current policy ends. You can find your renewal date by searching your account information on AAA's website or by calling 1 (877) 387-8378 to speak to a customer service representative.

Step 2: Compare Car Insurance Quotes

Insurance policy costs can vary significantly depending on factors such as your driver profile, driving history, location, type of vehicle, and the insurance company. It is recommended to compare quotes from multiple insurers to find the lowest rates available. Be sure to request quotes for the same coverage levels, discounts, and deductible amounts to make an informed decision.

Step 3: Find a New Car Insurance Policy

Before cancelling your AAA car insurance, be sure to enrol in a new plan to avoid a gap in coverage. Once you've found your ideal auto insurance policy, reach out to the new car insurance company and provide them with basic personal details and financial information. Most insurers will pull your credit score and ask for the desired effective date, vehicle identification number (VIN), and payment information.

Step 4: Cancel Your AAA Policy

Once you have signed up for a new car insurance policy, you can proceed to cancel your AAA plan. As mentioned, this cannot be done online and requires a phone call or an in-person visit to a local AAA branch. Have your policy number on hand, and be prepared to provide your name, address, driver's license number, and the specific date you'd like your policy to end.

Step 5: Follow Up on Your Refund

If you have paid your premiums upfront, you may be eligible for a refund from AAA. Since cancellations require speaking to a representative, be sure to ask about any potential refund, the amount, and the expected timeline for receiving it. If you haven't received your refund after a few weeks, follow up with your insurance agent or contact AAA directly.

Important Considerations

• Cancellation Fees: While AAA does not mention cancellation fees on its website, some customers have reported paying a fee of up to 10% of the remaining policy balance. To minimize these costs, consider cancelling close to your renewal date.
• Roadside Assistance: Cancelling your AAA auto insurance policy will not affect your AAA membership or roadside assistance benefits. You can continue to enjoy these perks as long as you maintain your membership and pay the yearly dues.
• Lapse in Coverage: Driving without insurance is illegal in almost every state, and you may face heavy fines and higher rates if you get into an accident without coverage. Therefore, it is crucial to have a new policy in place before cancelling your AAA auto insurance.

By following these steps, you can effectively cancel your AAA auto insurance policy and transition to a new car insurance plan without any gaps in coverage.

Cancelling AAA auto insurance in person

Cancelling your AAA auto insurance in person is a simple process. Before you begin, make sure you have a new auto insurance policy in place to avoid a lapse in coverage, which could result in higher rates or fines.

Step 1: Find a new auto insurance policy

It is important to secure a new auto insurance policy before cancelling your AAA auto insurance to avoid a lapse in coverage. Compare quotes from multiple insurance companies and choose a new policy that meets your needs and budget.

Step 2: Gather necessary information

To cancel your AAA auto insurance in person, you will need to provide certain information to verify your identity and policy details. Make sure you have the following information ready:

• Your name, address, and ZIP code
• Your driver's license number
• Your AAA membership card
• Your auto insurance policy information, including your policy number

Step 3: Visit a local AAA branch

Once you have all the necessary information, you can visit a local AAA branch to cancel your auto insurance policy in person. Use the "Find a Location" page on the AAA website to find the nearest branch.

Step 4: Provide your information and request cancellation

When you arrive at the AAA branch, speak to a customer service representative and provide them with your information. Clearly express your intention to cancel your auto insurance policy and specify the effective date you want the cancellation to take effect.

Step 5: Confirm the cancellation and any potential fees or refunds

Make sure to confirm the details of the cancellation with the AAA representative, including any potential fees or refunds. Ask for a confirmation number or other proof of cancellation for your records.

Step 6: Follow up on your refund (if applicable)

If you have paid your AAA auto insurance premiums in advance, you may be eligible for a refund of any unused portion. Follow up with your local AAA branch or your insurance agent to inquire about the refund process and confirm if any cancellation fees apply in your region.

Cancelling AAA auto insurance: avoiding fees and penalties

Cancelling your AAA auto insurance policy is a straightforward process, but there are a few things you need to do in advance to avoid fees and penalties.

Step 1: Verify your renewal date

To make the cancellation process easier, it's best to cancel your AAA auto insurance policy close to your renewal date. Knowing your renewal date will also help you lock in a new car insurance policy before your current policy ends, avoiding a coverage gap. You can find your renewal date by searching your account information on AAA's website or by calling 1-877-387-8378 to speak to a customer service representative.

Step 2: Compare car insurance quotes

Before cancelling your AAA policy, it's important to compare quotes from multiple insurance companies to find the best rates and coverage for your needs. Be sure to request quotes for the same coverage levels, discounts, and deductible amounts to get an accurate comparison.

Step 3: Find a new car insurance policy

To avoid a lapse in coverage, which can result in higher rates and legal consequences, it's crucial to secure a new car insurance policy before cancelling your AAA policy. Once you've found a new policy that meets your needs, enrol as soon as possible.

Step 4: Prepare the necessary information

When you're ready to cancel your AAA policy, make sure you have the following information ready: your name, address, driver's license number, policy number, and the specific date you want your policy to end.

Step 5: Cancel your AAA policy

You can cancel your AAA auto insurance policy by calling the customer service number at 1-877-387-8378 or by visiting a local AAA branch in person. Unfortunately, you cannot cancel your policy online. When you call or visit, provide the representative with your details and ask them to cancel your policy.

Step 6: Follow up on your refund

If you have paid your premiums upfront, you may be eligible for a refund. Be sure to ask about a refund when you cancel your policy, and follow up with your insurance agent or AAA directly if you haven't received it within a few weeks.

Tips to avoid fees and penalties:

• Cancel your policy close to your renewal date.
• Compare quotes and secure a new policy before cancelling to avoid a coverage gap.
• Be prepared with the necessary information when cancelling to make the process smoother.
• Follow up on your refund to ensure you receive any money owed to you.

Frequently asked questions