Canceling Nationwide Auto Insurance: A Step-By-Step Guide

To cancel your Nationwide auto insurance, you'll need to contact your agent or call Nationwide customer service at 1-877-669-6877. You can't cancel your policy online. Before you call, make sure you have your policy number and the date you want your policy to end to hand. You may also be asked for details of your new insurance policy. If you've already paid your premium for the full policy period, Nationwide will refund the unused portion.

Cancelling in person

To cancel your Nationwide auto insurance in person, you can visit a local Nationwide agent's office. You will need to provide some personal information, such as your name, and your policy number. You will also need to specify the date you want your policy to end.

Nationwide may also ask for the details of your new auto insurance policy to verify that you will not be driving without insurance. If you have already paid your premium for the policy period in full, Nationwide will refund the unused portion.

It is important to remember that you do not need to cancel your policy just because you are going through some life changes. For example, if you are moving or buying a new car, you can simply update your address or vehicle information with Nationwide.

Cancelling over the phone

To cancel your Nationwide auto insurance over the phone, you can call the Nationwide customer service number at 1-877-669-6877. If you have an insurance agent, you can also call them directly to cancel your policy.

Nationwide representatives will need your information to process the cancellation. Having a billing statement or insurance card with your policy number will speed up the process. They may also ask for the details of your new auto insurance policy to verify that you will not be driving without insurance.

You can cancel your policy at any time, but Nationwide prefers that you pick a specific date. Representatives will send an email confirmation of your cancellation as soon as you finish speaking with them.

If you have already paid your premium for the full policy period, Nationwide will refund the unused portion.

Cancelling by mail

To cancel your Nationwide auto insurance by mail, you will need to write a letter that includes your name, policy number, and the date you want your policy to end. Be sure to include the following information in your letter:

[Your name]

[City, State, ZIP Code]

The letter should be mailed to the following address:

Nationwide Headquarters

One Nationwide Plaza

Columbus, OH, 43215

It is important to note that Nationwide does not allow policyholders to cancel their auto insurance policy online. Therefore, if you choose to cancel by mail, you will need to ensure that your letter is mailed in a timely manner to allow for processing time. Additionally, if you have already paid your premium for the policy period in full, Nationwide will refund the unused portion.

No cancellation fee

Nationwide does not charge a cancellation fee for ending your auto insurance policy. This is in contrast to many other auto insurance companies, which often charge a flat fee of $25 or more, or a short-rate fee, which is a percentage of your car insurance policy that the company will charge you.

Nationwide customers can cancel their insurance at any time, even in the middle of the term, without being charged a cancellation fee. If you have prepaid your premium and cancel before the end of the policy term, Nationwide may even owe you a refund for the months remaining in the term.

However, it is important to note that Nationwide does prefer that you pick a specific date to cancel your policy. Additionally, before you cancel, Nationwide will offer you several discounts that can save you up to 20%.

Getting a refund

To get a refund on your Nationwide auto insurance, you'll need to follow a few important steps to ensure a smooth process and avoid any potential issues or delays. Here's a detailed guide to help you navigate the process effectively:

First, it's crucial to understand the refund policy of Nationwide. Check their website or your policy documents to understand the terms and conditions of refunds, especially if you have paid your insurance in full or are on a monthly payment plan. Understanding your eligibility for a refund is essential before initiating the cancellation process.

Next, contact Nationwide's customer support team by calling their dedicated phone number, which you can find on their website or your policy documents. Explain your intention to cancel your auto insurance and request a refund. Their representatives will guide you through the process and provide you with specific instructions and information. Ensure you have your policy details and personal information ready to facilitate a quick and accurate process.

During your conversation with customer support, confirm the effective date of cancellation. This date is critical as it determines the period of coverage and the amount of refund you can expect. Discuss any alternatives they offer, such as temporary coverage adjustments or pauses, if you're considering options other than cancellation.

After finalizing the cancellation and refund details, remember to return any relevant documents or equipment provided to you by Nationwide. This may include insurance cards, policy booklets, or other items related to your auto insurance. Keep a record of what you return and obtain proof of return for your protection. This ensures that you won't be held responsible for any items they claim haven't been returned.

Lastly, follow up with Nationwide to ensure your refund is processed accurately and on time. Monitor your payment method or bank statements to confirm the receipt of the refund. If there are any issues or delays, don't hesitate to contact their customer support again to resolve the matter. Stay polite and professional in your communications, and always document your interactions for future reference.

Frequently asked questions