Jeffrey Wade
UCLA students are automatically enrolled in the UC Student Health Insurance Plan (UC SHIP) and are required to have health insurance. However, if you already have health insurance, you can waive UC SHIP by submitting an online waiver application with supporting documentation, such as your insurance card and a Summary of Benefits and Coverage (SBC) document. This must be done annually and within a specific deadline. To check if your insurance is suitable for a waiver, you can visit the student health insurance website and review the waiver criteria. UCLA provides access to care services and benefits information through MyUCSHIP.org or by contacting UCSHIP Anthem Member Services.
| Characteristics | Values |
|---|---|
| Health Insurance Requirement | All UCLA students are required to have health insurance. |
| UCSHIP (UC Student Health Insurance Plan) | All UCLA students are automatically enrolled in UCSHIP, which provides enhanced health benefits. |
| Waiver Process | Students with existing health insurance can waive UCSHIP coverage by submitting an online waiver application with supporting documentation (e.g., insurance cards, summary of benefits) during a specified waiver period. |
| Deadline and Frequency | The waiver application deadline is typically before the start of the academic year, and a new waiver must be submitted each year. |
| Fees | The UCSHIP health fee is billed through BruinBill along with other UCLA fees. Small fees may also apply for services at the Ashe Center. |
| Additional Resources | Students can refer to the UCSHIP website (MyUCSHIP.org), contact UCSHIP Anthem Member Services (1-866-940-8306), or review the UCSHIP Plan Brochure and other related documents for more information. |
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What You'll Learn
UCLA students are automatically enrolled in UCSHIP
UCLA students are automatically enrolled in the UC Student Health Insurance Plan (UCSHIP) to ensure that all students have adequate health coverage. UCSHIP is a system-wide plan that provides enhanced health benefits to all enrolled students. UCLA assesses all students for a UCSHIP policy to ensure they have sufficient insurance coverage.
UCLA requires that all students have health insurance and be enrolled in a qualified health insurance plan to register at UCLA. As a result, all UCLA students are automatically enrolled in UCSHIP unless they already have health insurance and choose to waive UCSHIP coverage. Students with existing health insurance plans can submit a waiver application if their insurance meets the university's requirements. A successful waiver application will exempt students from UCSHIP for that academic year. However, a new waiver application must be submitted each academic year to maintain exemption from UCSHIP.
The UCSHIP health fee is billed through BruinBill, along with other UCLA fees. Students who waive UCSHIP but still want access to certain services at the Ashe Center can purchase BruinCare during the waiver process, eliminating the $25 visit fee. The Ashe Center serves as the medical home for all UCSHIP students, and medical services must be initiated there. Students with UCSHIP can also access UCLA Counseling and Psychological Services (CAPS) for mental health and substance abuse services.
Undergraduate and graduate students enrolled in UCSHIP can choose to enrol their eligible dependents in the insurance plan, which provides Anthem Blue Cross PPO medical insurance with optional dental and vision benefits.
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Waiving UCSHIP if you have existing health insurance
If you are a UCLA student with existing health insurance and do not wish to be enrolled in UCSHIP, you must submit a waiver application each academic year. The UCSHIP waiver process involves a thorough audit, where you must upload your insurance information, such as your insurance ID card or policy booklet, for evaluation. You will need to provide pdf or jpg versions of your insurance ID card and plan benefits summary. You may also be required to provide proof of active coverage if AHP is unable to verify your coverage information.
To satisfy UCLA's health insurance requirement for registered students, your health insurance plan must meet specific criteria. All plans must provide unrestricted access to an in-network hospital, primary care provider, and mental health provider within 50 miles of the UCLA campus or the student's place of residence (if online learning only). This requirement applies to all plan types, including Covered California plans. Travel plans will not qualify to waive participation in UCSHIP.
The UCSHIP waiver application is available on the Academic Health Plans (AHP) website. You will receive email notifications from AHP during a Waiver Period if you do not have an approved waiver on file. After submitting your application, you will receive a preliminary approval or denial. If your application is denied, you can log in again to make the necessary adjustments. Once your application receives preliminary approval, AHP will perform a comprehensive audit of your insurance information to ensure its accuracy. After the audit, your waiver status will change from preliminary approval to final approval, and UCLA will work with AHP to remove the premium fee from your account.
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How to access care with UCSHIP
All UCLA students are automatically enrolled in the UC Student Health Insurance Plan (UCSHIP) at the start of each academic year. However, if you already have health insurance, you can waive UCSHIP and receive a credit to your BruinBill. To do this, you must submit an online waiver application with supporting documentation during the waiver period. An approved waiver is only valid for the academic year for which it is approved, so you must submit a new waiver application each year.
If you choose to remain enrolled in UCSHIP, you can access care in the following ways:
- Non-emergent medical services must be initiated at The Ashe Center. A valid Ashe referral is required.
- Mental and behavioural health services must be initiated at UCLA Counseling and Psychological Services (CAPS). A valid CAPS referral is required. You can contact CAPS at 310-825-0768 or at www.caps.ucla.edu.
For more detailed information about the UCSHIP medical plan, you can refer to the Summary of Coverage and Benefits and/or Benefit Booklet. You can also obtain a copy of the complete terms of coverage by visiting MyUCSHIP.org or calling UCSHIP Anthem Member Services at 1-866-940-8306.
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UCSHIP fees and billing
All UCLA students are automatically enrolled in the UC Student Health Insurance Plan (UCSHIP) at the start of each academic year. The UCSHIP health fee is billed through BruinBill along with other UCLA fees. The cost of coverage through UCSHIP is included in your Student Services Fees. You will receive more information about UCSHIP with your first BruinBill.
If you already have health insurance, you can waive UCSHIP coverage by submitting an online waiver form by the deadline. A new waiver must be submitted for each academic year. You can check if your current plan meets the university requirements by visiting the student health insurance website. If your plan meets the waiver criteria, you can complete an online waiver so you won't be enrolled in UCSHIP.
Waiver applications are fully automated and will be audited within five to seven business days. You will need to upload a copy of your medical ID card (front and back) and insurance policy. If your waiver is approved, you will receive a credit to your BruinBill.
There is a $50 fee for late waiver requests. Late Waiver Requests are accepted until Friday of Week 2 each term.
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UCSHIP mental and behavioral health services
All UCLA students are automatically enrolled in the UC Student Health Insurance Plan (UCSHIP) to ensure they have adequate health coverage. Students who already have health insurance can choose to waive their enrollment in UCSHIP.
On-Campus Mental and Behavioral Health Services
UCLA Counseling and Psychological Services (CAPS) is an on-campus multidisciplinary center that provides consultation and services for student behavioral health concerns. If additional services or higher levels of care are required, CAPS will refer students to UCLA Behavioral Health Services or Anthem community providers. All off-campus outpatient care requires an Anthem referral generated by CAPS.
Off-Campus Mental and Behavioral Health Services
UCSHIP insurance can be used to pay for off-campus mental health services. To do so, students must first obtain a referral from CAPS. In the case of a mental health emergency, students should call 911 or go directly to their local ER without obtaining a referral.
Mental Health Services Abroad
SHIP-Anthem insurance covers students when they are travelling abroad and in need of mental health services. Students can call Anthem for assistance and will need to provide their member ID, which begins with 'XDP' and can be found on their SHIP-Anthem insurance card.
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Frequently asked questions
USHIP UCLA is the UC Student Health Insurance Plan, a comprehensive medical insurance program offered to UCLA students.
All UCLA students are automatically enrolled in USHIP but may waive enrollment if they already have health insurance that meets the university's requirements.
To waive USHIP enrollment, submit an online waiver application with supporting documentation during a waiver period. You will need to submit a new waiver application each academic year.
At a minimum, you will need an electronic copy of the front and back of your current insurance card. If available, include the Summary of Benefits and Coverage (SBC) document associated with your policy.
You can view your insurance cards using the StudentHealth app.
