Jeffrey Wade
Skell Insurance is a mechanic in the video game Xenoblade Chronicles X that allows players to repair their Skell mechs when they are destroyed in combat. When a Skell is destroyed, a Soul Challenge-like trigger appears on the player's screen as their character attempts to eject. Depending on the player's performance during this challenge, they may or may not lose a charge of their Skell Insurance. If a player runs out of Skell Insurance, they must pay for repairs themselves, purchase a Salvage Ticket, or buy a new Skell. This guide will explain how to check your Skell Insurance in Xenoblade Chronicles X and provide tips for maximizing your coverage.
| Characteristics | Values |
|---|---|
| What is Skell Insurance? | A helpful mechanic in Xenoblade Chronicles X that protects your Skell after it's destroyed during combat |
| When is Skell Insurance received? | After you purchase any Skell from the market or when you craft one |
| How many instances of Skell Insurance are received? | 3 |
| Where can you view the number of Skell Insurance instances? | Customization Center terminal inside the BLADE Barracks |
| What happens when Skell Insurance reaches zero? | You have to pay full price to have it repaired and returned |
| What happens if you get a perfect score on the Soul Challenge when ejecting from your Skell? | You don't lose a Skell Insurance instance and you don't have to pay to have your Skell repaired |
| What happens if you get a good score or fail the Soul Challenge when ejecting from your Skell? | You lose a Skell Insurance instance and have to pay to have your Skell repaired |
| Can you purchase more Skell Insurance? | No, the only way to get more Skell Insurance is to buy a new Skell |
| How much does it cost to buy a new Skell? | Approximately 70% of the Skell's value, including its equipment |
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What You'll Learn
Skell Insurance protects you from paying full price for repairs
Skell Insurance is a helpful mechanic in the video game Xenoblade Chronicles X that protects your Skell after it's destroyed during combat. It's confusing how Skell Insurance works, especially because you don't have many details about it when you purchase your first Skell.
When your Skell is destroyed, a red prompt similar to a Soul Challenge will appear. The cost of repairing a wrecked Skell and the character's HP afterward depends on the player's performance with this prompt. If you get a perfect score on the Soul Challenge, you don't have to pay to have your Skell repaired, and you don't use a charge of your Skell Insurance. Hitting a good score or failing the Soul Challenge when ejecting from your Skell does use a charge of your insurance. If your Skell Insurance reaches zero, you have to pay full price to have it repaired and returned to you, which can be very costly.
The easiest solution is to buy a new Skell, which comes with the advantage of having full Skell Insurance again. Another way to get more Skell Insurance is to buy another Skell from the Shop Terminal and get a brand new one. A good way to bypass this is whenever you don't have any Skell Insurance left on your mech, grab all the parts you're using, sell your existing mech, and then purchase a new one. This costs around 25% of the cost of the Skell, but gets your insurance back and saves you time in the long run.
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You receive Skell Insurance after purchasing a Skell
In the video game Xenoblade Chronicles X, Skell Insurance is a helpful mechanic that protects your Skell after it's destroyed during combat. You receive Skell Insurance after purchasing a Skell from the market, crafting one, or buying a new one from the Shop Terminal. When you buy a new Skell, it comes with three instances of Skell Insurance, which you can view on your Customization Center terminal inside the BLADE Barracks.
Skell Insurance protects you from paying the full price to have your Skell fully repaired and returned to you after it's destroyed. When your Skell reaches zero health points, a brief Soul Challenge-like trigger appears on your screen as your character attempts to eject. Whether you pass the challenge or not, you'll need to return to the Customization Center terminal at the BLADE Barracks to restore your Skell. A notification will inform you that your Skell Insurance has protected you from repair costs.
It's important to note that if your Skell Insurance reaches zero, you'll have to pay the full price for repairs. The cost can be substantial, so it's advisable to maintain your Skell Insurance. One way to do this is by achieving a perfect score during the Soul Challenge when ejecting from your Skell. If you get a perfect score, you won't use a charge of your Skell Insurance, and you won't have to pay for repairs. However, if you only achieve a "good" score or fail the challenge, you will use one charge of your insurance.
If you run out of Skell Insurance, you can't purchase more for your current Skell. The recommended option is to buy a new Skell, which will come with a fresh set of Skell Insurance. Alternatively, you can use a Salvage Ticket to repair your Skell, but these can be challenging to obtain.
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Getting a Perfect in the Soul Challenge doesn't deplete Skell Insurance
Skell Insurance is a helpful mechanic in Xenoblade Chronicles X that protects your Skell after it's destroyed during combat. When your Skell gets destroyed, a red prompt similar to a Soul Challenge will appear. The cost of repairing a wrecked Skell and the character's HP afterward depends on the player's performance with this prompt.
If you get a perfect score on the Soul Challenge, your Skell Insurance will not be affected. You will also have all of your secondary cooldowns filled. However, if you only get a good score, you will lose one Skell Insurance point, and if you fail the Soul Challenge, you will lose your Skell Insurance and be reduced to 1 HP.
It is important to note that if your Skell Insurance reaches zero, you will have to pay the full price to have it repaired and returned to you, which can be very costly. The only way to get more Skell Insurance is to buy a new Skell, as there is no way to replenish Skell Insurance.
Therefore, getting a perfect score in the Soul Challenge does not deplete Skell Insurance. In fact, it helps preserve your Skell Insurance by preventing the deduction of one insurance point.
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$8
You can't replenish Skell Insurance
Skell Insurance is a combat mechanic in Xenoblade Chronicles X that allows players to repair their Skells (mechs) after they are destroyed in battle. When a Skell is destroyed, a red prompt similar to a Soul Challenge will appear. The player's performance in this challenge determines the cost of repairing the Skell and the character's HP. If the player gets a \"Perfect\" in this challenge, they don't have to pay to have their Skell repaired and don't use a charge of their Skell Insurance. However, if the player fails the challenge or gets a lower rating, they will lose a point of Skell Insurance and have to pay for repairs.
While Skell Insurance is useful for protecting players from the full cost of repairs, it is not possible to replenish Skell Insurance. If a player uses all their charges, they will need to buy a new Skell to get more insurance. This can be frustrating for players who would prefer to simply replenish their Skell's insurance rather than go through the process of buying a new one.
To avoid the hassle of having to find and re-equip all their old gear, some players choose to unequip their Skell, sell the frame, and then buy the same frame back. This process costs around 25% of the frame's value and gets the player back up to three insurance points. Another option is to use repair tickets obtained from division rewards to fix their Skells.
Players who want to avoid dealing with Skell Insurance altogether can make a save before engaging in battle and then load that save if their Skell is destroyed. While it may be tedious to replace a destroyed Skell, some players may also see the limited nature of Skell Insurance as a positive aspect of the game, encouraging them to be more strategic in their use of mechs.
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It's cheaper to sell and re-buy a Skell than repair it
In the video game Xenoblade Chronicles X, Skell Insurance is a helpful mechanic that protects your Skell after it's destroyed during combat. When you buy a new Skell, it comes with three instances of Skell Insurance. When your Skell reaches zero health points, a Soul Challenge-like trigger appears on your screen as your character attempts to eject. If you get a perfect score on the challenge, you don't have to pay to have your Skell repaired, and you don't use a charge of your Skell Insurance. However, if you fail the challenge, you will use a charge of your insurance, and if your Skell Insurance reaches zero, you will have to pay full price to have it repaired, which can be very costly.
One way to get more Skell Insurance is to buy another Skell. However, this can be expensive, and there is a cheaper alternative. Instead of buying a new Skell, you can sell your existing Skell and then purchase the same model again. This costs around 25% of the cost of the Skell, but it gets your insurance back and saves you time in the long run. You won't have to redo augments, as they can stay in the equipment, and you can remove any weapons before selling.
It's important to note that this information is based on the Nintendo Switch and Wii U versions of the game, and there may be some differences in other versions. Additionally, the mechanics of Skell Insurance may have changed since the original release of the game.
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Frequently asked questions
You can check your Skell Insurance on your Customization Center terminal inside the BLADE Barracks.
Skell Insurance is a combat mechanic in Xenoblade Chronicles X that protects your Skell after it's destroyed during combat. It allows players to repair their Skells without having to pay the full price.
When your Skell is destroyed, a red prompt similar to a Soul Challenge will appear. If you hit the perfect meter, you don't lose any insurance points and you don't have to pay to get your Skell back. If you only hit good, you will lose 1 insurance point and if you fail the challenge, you lose all insurance points and have to pay to repair your Skell.
