Finding Your Aarp Auto Insurance Proof Simplified

AARP offers a range of benefits to its members, including auto insurance programs. The AARP Auto Insurance Program from The Hartford offers exclusive benefits and savings to AARP members over 50, including a 10% discount on car insurance. Members who switch to The Hartford can save an average of $577 on their car insurance. AARP members can also take the AARP Smart Driver course, which may make them eligible for a multi-year discount on their auto insurance. To find your proof of auto insurance with AARP, you can log in to your online account on the AARP website.

AARP Auto Insurance Program from The Hartford

The AARP Auto Insurance Program from The Hartford has been offering exclusive discounts and benefits to AARP members since 1984. The Hartford is the only national auto and home insurance program endorsed by AARP.

Discounts and Benefits

AARP members can get exclusive savings like up to 10% off their premium, plus discounts for requesting a quote online or for bundling auto and home policies. Added benefits include Accident Forgiveness and Disappearing Deductible, as well as highly-rated claims services.

Customized Car Insurance Coverage

The AARP Auto Insurance Program from The Hartford makes it easy to customize car insurance coverage to fit your needs. With a policy, you’ll be protected if:

• You cause an accident
• Your car is damaged in a collision
• Your car is damaged by something other than a collision
• You are hit by an uninsured or underinsured driver

Who is eligible?

To be eligible for the AARP Auto and Home Insurance Program from The Hartford, you must be a member of AARP and meet the AARP age requirements, which is 50 or older.

Cost

With the AARP Auto Insurance Program from The Hartford, you could pay as little as $78 a month for your car insurance. In fact, drivers who switch can save an average of $577 on their auto insurance compared to their prior insurance company.

Discounts and savings

The AARP Auto Insurance Program from The Hartford offers several discounts and savings opportunities for its members. Here are some of the key ways to save:

• AARP Membership Discount: Members of AARP can save up to 10% on their auto insurance premiums simply by being a member. This discount is available in most states and can result in significant savings over time.
• Bundling Policies: By bundling your home and auto insurance policies with The Hartford, you can save up to 20% on your overall insurance costs. This is a great option if you own a home and are looking for comprehensive coverage.
• Defensive Driving Course Discount: Completing an approved defensive driving course, such as the AARP Smart Driver™ course, can lead to substantial discounts on your auto insurance. Many states offer mandatory or voluntary discounts for motorists who complete this course, which can improve driving skills and promote safe driving techniques.
• Safe Driving Rewards: The Hartford's TrueLane Program rewards safe driving habits. Simply by participating in the program, you can save up to 12% on your auto insurance. Depending on your driving habits, you may also be eligible for a renewal discount of up to 25%.
• Full Payment Discount: If you choose to pay your insurance bill in full instead of making monthly payments, The Hartford offers additional discounts. This option can help you save money and provide the convenience of a single annual payment.
• Exclusive Member Benefits: AARP members also gain access to exclusive benefits and savings opportunities beyond insurance. This includes discounts on hotels, restaurants, gas, and auto services, as well as access to AARP The Magazine and other members-only products.

By taking advantage of these discounts and savings, AARP members can significantly reduce their auto insurance costs and enjoy a range of additional benefits designed to enhance their overall experience. It's important to note that some discounts may vary based on your state, age, driving record, and other factors, so be sure to review the specific terms and conditions provided by The Hartford.

Defensive driving courses

• The effects of medication and distractions on driving
• Maintaining a proper following distance
• The use of safety features such as seat belts, airbags, and anti-lock brakes
• Techniques for handling left turns, right-of-way, and roundabouts
• Adjusting your driving to compensate for age-related physical changes

Completing a defensive driving course can also help you reduce points on your driving record and lower your insurance premiums. In some cases, insurance carriers may offer a discount on auto insurance for completing a defensive driving course. These discounts are typically offered at the insurance carrier's discretion.

The National Safety Council's Defensive Driving Course is another option that is approved by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). This course is designed to satisfy a driving or traffic citation, reduce points, or improve driving skills. It is fully narrated and can be completed on a tablet, smartphone, or computer. Upon completion, you will be able to access your certificate immediately.

Florida also has a variety of online and in-person defensive driving course options that meet the state requirements set by the Florida Department of Highway Safety and Motor Vehicles (DHSMV). These courses can help you dismiss a ticket, attend court-ordered traffic school, or reinstate your license. The 4-hour Basic Driver Improvement (BDI) course is a popular option that teaches defensive driving techniques and helps you avoid accidents.

Overall, defensive driving courses are a great way to improve your driving skills, stay safe on the road, and potentially save on auto insurance costs.

Contacting AARP

AARP offers a range of contact options for customers seeking assistance.

Phone Support

The main AARP phone line is 202-434-2560. This line is available Monday through Friday from 9 am to 5 pm Eastern Time.

AARP's customer service phone number is 888-687-2277. This line operates Monday through Friday from 7 am to 11 pm Eastern Time. To reach a live agent, press 1, then 2, then 0. The average hold time is approximately 4 minutes, with the shortest wait times on Mondays and the longest on Fridays.

For password reset inquiries, the dedicated phone number is 866-839-0463. This line is open Monday through Friday from 9 am to 7 pm Eastern Time.

UnitedHealthcare Customer Service advocates can be reached at 1-800-721-0627 / TTY 711, from 8 am to 8 pm CT, Monday through Friday.

Email Support

For media inquiries, the dedicated email address is [email protected]. All media inquiries are returned within 24 hours.

Online Chat

AARP also offers online chat support through their website, help.aarp.org.

Postal Mail

For postal inquiries, the following addresses are provided:

• PO Box 30769 Salt Lake City, UT 84130-0769 for UnitedHealthcare correspondence or enrollment forms for Medicare Advantage, Medicare prescription drug, or Medicare Special Needs plans.
• PO Box 9003 Huntingdon Valley, PA 19006-9998 for UnitedHealthcare correspondence for Medicare Supplement Insurance plans.
• For enrollment forms, use the address provided on the paper application received in the mail.

In-Person Support

AARP also offers free tech help events and volunteer opportunities to connect with others in your area.

Social Media

AARP has a presence on Facebook, with a dedicated customer service team that accepts inquiries through Facebook Messenger.

Additional Support

For non-emergency inquiries outside of the above options, customers can visit help.aarp.org during normal business hours, Monday through Friday, from 9 am to 5 pm Eastern Time.

AARP Smart Driver Course

The AARP Smart Driver Course is an online or in-person course that teaches defensive driving techniques to keep you and your loved ones safe on the road. The course covers a range of topics, including:

• The effects of medication on driving
• How to reduce driver distractions
• How to maintain a proper following distance
• The proper use of safety features like seat belts, airbags, and anti-lock brakes
• Techniques for handling left turns, right-of-way, and roundabouts
• Age-related physical changes and how they impact driving

The course is designed to refresh your driving skills and may even help you save on your auto insurance. Members can take advantage of discounted rates, and upon completion, you may be eligible for a multi-year discount on your auto insurance.

The AARP Smart Driver Course is a convenient and cost-effective way to improve your driving skills and stay safe on the road. It is available online or in a classroom setting, although the classroom course is not available in American Samoa, Guam, and the Mariana Islands. The online course can be taken anytime, anywhere, and offers a money-back guarantee.

The course is typically six hours long for first-time participants and four hours for those who are refreshing their knowledge. The cost is $15 for AARP members and $20 for non-members.

Frequently asked questions