Unveiling The Mystery: Exploring Continental Insurance's Auto Liability Limit

National Continental Insurance Company is a subsidiary of Progressive Insurance, offering a range of insurance products, including auto, pet, and business insurance. While they provide liability auto insurance coverage, the specific limit of their coverage is unclear. National Continental's auto insurance is currently available only in New Jersey through the SAIP insurance program, which offers limited coverage to drivers eligible for Federal Medicaid with hospitalization. The basic SAIP policy provides minimum coverage, including emergency medical treatment and spinal cord and brain injury treatment up to $250,000, and a $10,000 death benefit.

National Continental Insurance Company is a subsidiary of Progressive Insurance

National Continental Insurance Company offers a range of insurance products, including auto, pet, and business insurance. The company provides auto insurance coverage such as liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and personal injury protection. Their auto insurance rates average $336 per month.

In addition to auto insurance, National Continental offers pet insurance, with plans starting at $8.50 per month and guaranteed acceptance for cats and dogs. They also provide health insurance through Aetna and an extensive home insurance policy for homeowners, renters, and condo owners.

National Continental Insurance Company also offers business insurance with various options such as general liability insurance, property liability insurance, commercial vehicle insurance, and contractors insurance.

The company's customer service and claims processes are primarily handled through phone calls, as they do not have a separate website for online policy management. The phone number for National Continental Insurance Company is 404-461-5000, which also serves as the claims phone number.

National Continental Insurance Company is known for providing SAIP (Special Automobile Insurance Policy) in New Jersey. SAIP is designed for drivers who are eligible for Federal Medicaid with hospitalization and offers limited coverage at affordable rates, costing $365 annually.

Overall, National Continental Insurance Company, as a subsidiary of Progressive Insurance, offers a range of insurance products and services, with a focus on providing coverage options for individuals and businesses.

National Continental Insurance Company offers SAIP insurance for Medicaid members

National Continental Insurance Company, a subsidiary of Progressive Insurance, offers SAIP insurance to eligible drivers in New Jersey. SAIP, or the Special Automobile Insurance Policy, is an auto insurance program for drivers who are likely to go uninsured due to financial constraints.

SAIP insurance is specifically designed for individuals enrolled in Federal Medicaid with hospitalization. It is important to note that not all Medicaid programs qualify for SAIP; only those with hospitalization coverage are eligible. This policy is available for $360 annually if paid upfront or $365 in two six-month installments.

The SAIP policy provides limited medical coverage in the event of an accident, including emergency treatment and treatment for serious brain and spinal cord injuries up to $250,000. It also includes a $10,000 death benefit. However, it is crucial to understand that SAIP does not cover damage to other people's property or vehicles, nor does it cover damage to the policyholder's vehicle.

National Continental Insurance Company's SAIP coverage is an affordable option for eligible individuals in New Jersey, providing peace of mind and essential financial protection in the event of a covered accident.

National Continental Insurance Company's SAIP insurance covers post-accident injuries

National Continental Insurance Company, a subsidiary of Progressive Insurance, offers a range of insurance products, including auto, pet, and business insurance. One of their notable offerings is the Special Automobile Insurance Policy (SAIP), which provides limited auto insurance coverage to eligible individuals.

The SAIP is specifically designed for drivers who are enrolled in Federal Medicaid with hospitalization and are likely to go uninsured due to limited financial resources. This policy is available only in New Jersey and offers basic and standard coverage options. The basic policy is more affordable but provides limited benefits, while the standard policy offers more extensive coverage.

The SAIP coverage includes emergency treatment immediately following an accident and treatment for serious brain and spinal cord injuries, with a maximum limit of $250,000. Additionally, it provides a $10,000 death benefit. However, it is important to note that the SAIP does not cover outpatient treatments, liability, or damages to the policyholder's car.

National Continental Insurance Company's SAIP insurance is ideal for those who qualify for Federal Medicaid and are seeking affordable auto insurance coverage. While the coverage is limited, it can provide essential protection in the event of an accident, ensuring that individuals receive the necessary medical treatment for serious injuries.

For those seeking more comprehensive coverage, National Continental Insurance Company also offers liability auto insurance, uninsured motorist coverage, personal injury protection, comprehensive coverage, and collision coverage. These additional coverage options provide a more extensive safety net in the event of an accident, protecting against financial losses beyond emergency medical treatment.

National Continental Insurance Company's SAIP insurance is only available in New Jersey

National Continental Insurance Company is a subsidiary of Progressive Insurance, offering a range of insurance products, including auto, pet, and business insurance. However, their SAIP insurance is only available in New Jersey.

The Special Automobile Insurance Policy (SAIP) is a unique initiative designed to provide limited auto insurance coverage to a specific group of drivers facing financial challenges. SAIP is aimed at drivers who are likely to go uninsured due to limited financial resources and are enrolled in Federal Medicaid with hospitalization. This policy is not available to all low-income or Medicaid drivers, and qualification depends on the type of Medicaid program.

SAIP insurance provides the minimum coverage required by New Jersey law, including emergency treatment after an accident and treatment for serious brain and spinal cord injuries up to $250,000, as well as a $10,000 death benefit. Notably, it does not cover outpatient treatments, liability, or damages to the insured's car.

The SAIP policy costs $365 annually and can be paid upfront or in two installments. National Continental Insurance Company has been the exclusive carrier for SAIP in New Jersey since 2011. While the company does not have its own website, customers can call their toll-free number to speak with an agent about eligibility and coverage.

National Continental Insurance Company's SAIP insurance is for drivers with financial limitations

National Continental Insurance Company is a subsidiary of Progressive Insurance, with an average monthly rate of $336 for auto insurance. The company offers SAIP insurance, which provides limited coverage to drivers who are eligible for Federal Medicaid with hospitalization. This type of policy is designed for drivers facing financial limitations and the risk of being uninsured.

SAIP insurance is only available in New Jersey and offers minimum coverage required by the state. The basic policy is suitable for those with minimal family responsibilities and assets to protect. It costs $360 if paid upfront or $365 in two installments annually. This policy covers emergency treatment after an accident and treatment for serious brain and spinal cord injuries up to $250,000, as well as a $10,000 death benefit. However, it does not cover outpatient treatments, damage to others' property, or damage to the policyholder's car.

National Continental Insurance Company's customer service has received mixed reviews. While some customers have praised the ease of making changes to their policies, others have complained about the lack of a website and the inability to make payments or file claims online. The company's parent company, Progressive, has received below-average customer satisfaction ratings in New England, including New York and New Jersey.

National Continental Insurance Company's SAIP insurance is specifically tailored to meet the needs of drivers facing financial constraints and the risk of being uninsured. It offers a cost-effective solution for those who qualify, providing them with the minimum auto insurance coverage required by the state of New Jersey.

Frequently asked questions