Get Your Auto Insurance License In Pa: A Guide

If you're interested in becoming an auto insurance agent in Pennsylvania, there are a few steps you need to take to get your license. The process involves completing pre-licensing education, registering for and passing the state insurance exam, applying for your license, and getting fingerprinted. The requirements for pre-licensing education include 24 hours of courses, with a minimum of 3 hours dedicated to ethics. The specific courses you'll need to take depend on the type of insurance license you want to earn, such as motor vehicle physical damage appraisal or personal lines. After completing your pre-licensing education, you'll need to register for the exam, which costs around $40-$50, and then pass the exam with a score of at least 70%. Once you've passed, you can apply for your license through the Vertafore website and submit your fingerprints for a background check. The license application fee is $55, and the fingerprinting fee is approximately $23.

Complete pre-licensing education requirements

To get an auto insurance license in Pennsylvania, you must complete pre-licensing education requirements. This involves taking a pre-licensing insurance course that is certified by the Pennsylvania Insurance Department and covers various insurance concepts, definitions, insurance laws, and agent regulations. The course will prepare you for the state insurance exam and your future career.

The requirement is for 24 hours of pre-licensing education courses, with a minimum of 3 hours dedicated to ethics. The specific courses you need to take will depend on the type of insurance license you want to obtain. For example, if you want to get a license in motor vehicle physical damage appraisal, your pre-licensing education will focus on that area. Other types of insurance covered in the pre-licensing education include accident and health, casualty and allied lines, life, personal lines, and title.

You can find information about the courses, who provides them, and where you can take them by searching for "prelicensing education" courses in Pennsylvania on the Sircon website. After completing your chosen course, you will receive a certificate of completion, which you will need to bring with you when you take your licensing exam. This certificate is valid for 12 months from the date of passing your pre-licensing course final exam.

It's important to choose a pre-licensing course that suits your learning style and schedule. Most applicants opt for online courses, but in-person courses are also available. The goal is not just to complete the requirement but to ensure you are well-prepared to pass your license exam on the first attempt.

Register for the exam and pay the fee

To register for the exam, you must first complete a pre-licensing insurance course that is certified by the Pennsylvania Insurance Department. This course will cover various insurance concepts, definitions, insurance laws, and agent regulations. The requirement is for 24 hours of pre-licensing education courses, with a minimum of 3 hours dedicated to ethics. The courses available to you include accident and health, casualty and allied lines, life, motor vehicle physical damage appraiser, personal lines, title, and more.

Once you have passed the pre-licensing course final exam, you will be awarded a Certificate of Course Completion. This certificate is valid for 12 months from the date you pass your pre-licensing course final exam.

After completing your pre-licensing course, you must register with PSI Services to take your state insurance exam. Exam reservations can be made online at the PSI website or over the phone. To make an exam reservation online, follow these steps:

• Click on the link that reads 'Government/State Licensing Agencies' on the left side of the PSI website
• Choose Pennsylvania from the 'Select Jurisdiction' drop-down menu and wait for a second drop-down menu to appear
• Choose PA Insurance from the 'Select Account' drop-down menu
• Click on your exam from within the 'Classification' box
• Click the button that reads 'Sign In or Create An Account' and follow the instructions provided

The exam fees vary depending on the topic of the exam, but most are $43. You will have to pay the exam fee at the time of reservation.

Take the exam and pass

On the day of the exam, report to the exam centre 30 minutes before the scheduled start time. Be sure to have your prelicensing education certificate of completion and a government ID with a photo and signature, such as a driver's license, passport, military ID, or state-issued ID card. You will also have your photograph taken at the testing site.

The exam will be multiple-choice and take place on a computer. The number of questions and the time limit will depend on the type of insurance license you are applying for. For example, the Life Insurance Examination has 100 questions with a time limit of 2 hours, while the Property and Casualty Insurance Examination has 150 questions with a time limit of 2 hours and 50 minutes.

To pass the exam, you will need a score of 70% or above. Once you have completed your exam, you will be given a Pass or Fail score. If you pass, your score report will include an application for your license, and you can apply for it right there. Therefore, it is a good idea to bring checks, money orders, or a credit card with you when you take the exam. If you fail, you will receive a report indicating your strengths and weaknesses by exam portion.

If you don't pass the first time, ExamFX offers a first-time pass guarantee. They will refund your money if you don't pass the first time and pass their Readiness Exam with a score of 80%.

Apply for your license

Once you have passed your state insurance exam, you can apply for your insurance license. You can do this at the PSI testing center via the Vertafore website. During your application, you will also register and pay to have your fingerprints electronically scanned to complete a background check by the Department of Insurance.

The license application fee is $55. The fingerprint scan costs $22.60 if you do it at the testing center, or $23.85 if you do it via the IdentoGO website.

You must be at least 18 years old, a resident of Pennsylvania, and not have committed any act that is grounds for denial, suspension, or revocation of a license.

You can also apply online using your own computer. You will still need a fingerprint scan, so you will have to register online via the IdentoGO website or by calling 844-321-2101. You will get a registration number to take with you when you go to the IdentoGO site for fingerprinting.

Once your application has been approved by the Department of Insurance, you may print your Pennsylvania insurance license from the Department's website.

Get fingerprinted

After passing the exam, you can apply for your license and get fingerprinted. You can either do this at the testing center or apply online using your own device.

If you choose to apply at the testing center, you will need to pay the license application fee of $55 and a fingerprinting fee of $22.60.

If you choose to apply online, you will still need to register for a fingerprint scan. You can do this by registering online via the IdentoGO website at https://uenroll.identogo.com or by calling 844.321.2101. You will be given a registration number that you need to bring to your fingerprinting appointment.

The Pennsylvania Insurance Department requires fingerprints to ensure that applicants do not have a disqualifying criminal or social services background that would prevent them from becoming a licensed insurance agent. When scheduling your appointment at the IdentoGO website, you must use the appropriate service code assigned to the Pennsylvania Insurance Department, which is 1KGBGJ. Using the correct service code ensures the background check is processed for the proper agency and submitted for the correct purpose.

After your application has been approved by the Department of Insurance, you may print your Pennsylvania insurance license.

Frequently asked questions