Navigating Texas Medical Insurance: A Comprehensive Guide For Residents

If you are looking for health insurance in Texas, you can explore different health plans for your family and individuals, including short-term gap coverage. You can also find options at many price points and get a quote. UnitedHealthcare offers individual and family ACA Marketplace plans with affordable and reliable coverage options. You can also explore Medicare and Medicaid plans and supplemental plans to get coverage for services not covered by your medical plan. If you don't have health insurance, you can contact your local community health center for assistance.

Health insurance options

If you are looking for individual or family health insurance in Texas, you have options. You can find health plans for your family, including short-term gap coverage. UnitedHealthcare offers affordable, reliable coverage options from UnitedHealthcare of Texas, Inc.

Health ProtectorGuard fixed indemnity insurance, underwritten by Golden Rule Insurance Company, can ease cost concerns by paying set benefits for covered medical services, like doctor visits, prescriptions and more. Applications are available to submit any time, plus you can keep your coverage year after year.

Hospital insurance, underwritten by Golden Rule Insurance Company, pays cash benefits in a fixed amount for qualifying hospital stays and related medical costs. These plans can help you stay prepared for unplanned hospital visits due to injury or sickness.

Explore health insurance plans for a range of ages, health care needs and budgets — including Medicare and Medicaid plans. Supplemental plans can help you get coverage for care and services that aren’t covered by your medical plan.

If you do not have health insurance, you can contact your local community health center for assistance. These centers provide high quality, low-cost health care on a sliding fee scale to individuals and their families regardless of age, health, insurance, or immigration status.

Affordable healthcare programs

If you are looking for affordable healthcare programs in Texas, you can explore health plans for your family, including short-term gap coverage and more. You can also contact your local community health center for assistance. These centers provide high-quality, low-cost health care on a sliding fee scale to individuals and their families regardless of age, health, insurance, or immigration status.

UnitedHealthcare Individual & Family ACA Marketplace plans offer affordable, reliable coverage options from UnitedHealthcare of Texas, Inc. As part of the American Rescue Plan Act of 2021 and Inflation Reduction Act of 2022, many individuals and families are now eligible for lower or in some cases $0 monthly premiums for ACA Marketplace health coverage.

Medicare and Medicaid plans are also available. Supplemental plans can help you get coverage for care and services that aren’t covered by your medical plan.

Alternative health plans can help save money but may limit health coverage. Health ProtectorGuard fixed indemnity insurance, underwritten by Golden Rule Insurance Company, can ease cost concerns by paying set benefits for covered medical services, like doctor visits, prescriptions, and more. Applications are available to submit any time, and you can keep your coverage year after year.

Hospital insurance, underwritten by Golden Rule Insurance Company, pays cash benefits in a fixed amount for qualifying hospital stays and related medical costs. These plans can help you stay prepared for unplanned hospital visits due to injury or sickness.

Medicare and Medicaid plans

If you are looking for Medicare and Medicaid plans in Texas, you can explore health plans for your family, including short-term gap coverage and more. Medicare is for most adults over age 65 and people with disabilities. Medicaid is for low-income individuals and families. Alternative health plans can help save money but may limit health coverage.

If you do not have health insurance, you can contact your local community health center for assistance. These centers provide high-quality, low-cost health care on a sliding fee scale to individuals and their families regardless of age, health, insurance, or immigration status.

UnitedHealthcare Individual & Family ACA Marketplace plans offer affordable, reliable coverage options from UnitedHealthcare of Texas, Inc. As part of the American Rescue Plan Act of 2021 and Inflation Reduction Act of 2022, many individuals and families are now eligible for lower or in some cases $0 monthly premiums for ACA Marketplace health coverage.

Health ProtectorGuard fixed indemnity insurance, underwritten by Golden Rule Insurance Company, can ease cost concerns by paying set benefits for covered medical services, like doctor visits, prescriptions, and more. Applications are available to submit any time, plus you can keep your coverage year after year.

Hospital insurance, underwritten by Golden Rule Insurance Company, pays cash benefits in a fixed amount for qualifying hospital stays and related medical costs. These plans can help you stay prepared for unplanned hospital visits due to injury or sickness.

Alternative health plans

Health ProtectorGuard fixed indemnity insurance, underwritten by Golden Rule Insurance Company, can ease cost concerns by paying set benefits for covered medical services, like doctor visits, prescriptions, and more. Applications are available to submit any time, and you can keep your coverage year after year.

Hospital insurance, also underwritten by Golden Rule Insurance Company, pays cash benefits in a fixed amount for qualifying hospital stays and related medical costs. These plans can help you stay prepared for unplanned hospital visits due to injury or sickness.

Explore health insurance plans for a range of ages, healthcare needs, and budgets, including Medicare and Medicaid plans. Supplemental plans can help you get coverage for care and services that aren’t covered by your medical plan. Search the provider directory to find network doctors, dentists, mental health providers, and more.

Find Texas health insurance options at many price points. Explore health plans for your family, including short-term gap coverage and more. Get a quote now.

Community health centers

Federally Qualified Health Centers (FQHCs) are community organizations that provide comprehensive health care services to underserved communities in Texas. These centers are defined by their target populations and service areas, and their boards are comprised of at least 51% members from their consumers. FQHCs offer a range of services, including dental, mental health, and substance use disorder treatment.

There are 71 FQHCs serving patients in Texas, operating more than 700 service delivery sites. These centers provide discounted services based on a Sliding Fee Scale, which takes into account family size and income. Additionally, FQHCs cannot deny services due to an inability to pay.

CommUnityCare Health Centers is an example of a community health center in Texas. This center is committed to strengthening the health and well-being of its communities while breaking down barriers to equitable access to care. In 2022, CommUnityCare Health Centers served 2,920 homeless patients, according to the Health Center Program Uniform Data System (UDS) Data Overview.

Frequently asked questions