The United Services Automobile Association (USAA) is an insurance provider for people and families who serve or have served in the United States Armed Forces. USAA offers insurance for active, retired, and separated veterans if honorably discharged, as well as their spouses, children, step-children, and widows. USAA insurance covers auto, health, homeowners, life, and small business needs, among others. USAA offers highly competitive rates, with the lowest average annual premium and rates for several driver categories, including teen drivers, who are generally the most expensive to insure. USAA also offers a range of discounts, including for good driving records, defensive driving, driver training, and good students. To obtain a USAA insurance policy, individuals can request a quote from the website, chat with a representative, or call USAA.
What You'll Learn
How to find your USAA declarations page
A USAA declarations page is a key component of an insurance policy that provides the most important information about your personal insurance policy. To find your USAA declarations page, follow the steps below:
- Log into your USAA account.
- Click on your policy.
- Scroll down and click on "View Documents".
- Under "All Documents", click on the "All" folder.
- Look for the word "Policy" in your documents and expand the hamburger menu to the right.
- Click on the "View PDF" button to open the PDF. You can then download the document.
Alternatively, if you recently purchased a policy online, USAA will make temporary insurance cards available, along with the declarations page in your "My Documents" section of the website, in the Insurance folder. This will be valid for 30 days from the start of your policy.
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How to obtain a digital insurance card
USAA is an insurance provider for people and families who serve or have served in the United States Armed Forces. It offers its 13 million members access to a digital insurance card that can be used as legal proof of insurance.
Through the USAA Mobile App
The USAA mobile app provides instant access to electronic insurance ID cards, along with other helpful features. You can even add your electronic insurance card to your Apple Wallet.
Via Email
You can have a copy of your ID card emailed to you by providing your phone number and date of birth.
Download or Access via the My Accounts Site
You can download or access your insurance ID card on the My Accounts site.
Contact USAA Directly
If you don't have your USAA card, you can call 800-531-USAA (8722) to obtain help with your USAA member number and then use it to find information about your insurance policy.
It's important to note that while most states accept digital insurance cards, there are exceptions. For example, New Mexico does not specifically require police to accept digital insurance cards, so a paper copy is needed when driving in that state. Always check with your local Department of Motor Vehicles (DMV) to stay informed about proof of insurance card requirements.
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How to get a physical insurance card
As a USAA policyholder, you can get a physical insurance card by requesting a copy by mail. This can be done online through your USAA account, the USAA mobile app, or by calling an agent at 800-531-USAA (8722). You can also access your digital insurance card through the USAA website or mobile app.
Online:
- Log in to your USAA account.
- Select "My Account Summary".
- Click on the auto insurance link.
- Select "Get Proof of Auto Insurance (Auto ID Cards)".
- Choose your vehicle and delivery method (mail or email).
Mobile App:
- Select "Auto Insurance Policy".
- Tap "Get Auto ID Cards".
- Choose your vehicle and view the ID card.
If you recently purchased a policy online, USAA will provide temporary insurance cards in the "My Documents" section of the website, in the Insurance folder. These will be valid for 30 days from the start of your policy.
Your USAA insurance card includes the following information:
- Insurance company name and address.
- The company's NAIC (National Association of Insurance Commissioners) number.
- Your first and last name (under "named insured").
- The make, model, and vehicle identification number (VIN) of your car.
- Your policy's effective date and expiration date.
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How to find your USAA member number
To find your USAA member number, you must first log in to your USAA account. From there, go to "Settings", then "Personal", and your USAA member number should be displayed.
Your USAA member number is also printed on your blue USAA card. It is the 5-12 digit number. If you do not have your USAA card, you can find your member number on your auto ID card. The first 8-12 digits represent the household's primary insured member's number.
If you do not have either of these cards, you can call 800-531-USAA (8722) to obtain help with finding your member number.
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How to find your USAA policy number
If you need to find your USAA policy number, there are a few ways to do so. Firstly, you can check your blue USAA card, where your USAA number is the 5-12-digit number printed on the card. If you don't have your USAA card, you can refer to the USAA policy number listed on your auto ID card. The first 8-12 digits represent the household's primary insured member's number. Alternatively, you can call 800-531-USAA (8722) to obtain help with your USAA member number, which can then be used to find out information related to your insurance policy.
Once you have your USAA number, performing a policy lookup is much easier. Simply log in to the USAA website, click on the Insurance tab, choose the insurance policy you want to manage, and follow the prompts. Once the insurance policy appears on the screen, you can read the summary, coverage, savings, discounts, and other available information. During the policy lookup process, you may be asked to provide other USAA numbers, such as your online ID and PIN, so it is important to have them readily available.
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Frequently asked questions
USAA will issue you an insurance declaration page, insurance identification (auto ID) card, and, if requested, a binder letter. You can access these documents from the "My Account Summary" section of the USAA website. You can also access your digital auto ID card through the USAA mobile app.
Log into your USAA account, click on your policy, scroll down and click on "View Documents", then click on the "All" folder and look for the words "Policy". Expand the hamburger menu to the right and click on the "View PDF" button.
You can request a quote from the USAA website, chat with a representative through the online chat feature, or call USAA at 800-531-8722 and talk to an agent. They will ask you a few questions and then tell you whether you're eligible and how much you'll pay.
USAA is a member-owned organisation, so you could receive distributions through your subscriber savings account if the company performs well. It is customised to the needs of military servicemen and servicewomen and can cater to your financial needs during active deployment and retirement. You can also access home and auto loans from USAA at decent rates.
Your USAA number is the 5-12 digit number printed on your blue USAA card. If you don't have your card, the first 8-12 digits of your USAA policy number listed on your auto ID card represent the household's primary insured member's number.