Vehicle Insurance Status: Check And Verify

Knowing your vehicle's insurance status is crucial, as driving without valid insurance is illegal and can result in penalties and fines. There are several ways to check your vehicle insurance status online and offline. Online methods include checking the insurer's website or app, the Parivahan Sewa website, the VAHAN portal, the mParivahan app, the RTO website, and the IIB portal. Offline, you can contact your insurance company or visit their office or the RTO. Keeping track of your insurance status ensures you renew your policy on time and maintain continuous coverage.

Online methods: Check your insurance status on the insurer's website or app

Checking your vehicle insurance status online is a quick and convenient process. Most insurance providers offer this service on their websites or apps. Here are the steps you can follow:

• Visit the official website or download the mobile app of your insurance provider.
• Log in to your account using your registered mobile number, email address, or other credentials.
• Navigate to the relevant section to check your insurance status. This may be called "Insurance Status", "Policy Details", or something similar.
• Enter your policy number, vehicle registration number, or other required details.
• Review the displayed information to check your insurance status, including the validity and expiry date of your policy.

By regularly checking your insurance status online, you can ensure that your policy is up to date and avoid any penalties or legal issues associated with driving without valid insurance coverage. It is important to renew your policy on time to maintain continuous coverage and avoid claim rejections.

Offline methods: Contact your insurance company via phone or in person

If you would like to check your vehicle insurance status offline, there are a few methods you can use. Firstly, you can contact your insurance company via phone and provide them with your car registration number or policy number. This will allow them to retrieve your insurance details and inform you of your policy status. Alternatively, you can visit the insurer's office in person and speak to a representative to acquire the necessary policy details.

Another offline method is to visit your local Regional Transport Office (RTO). When you buy a new vehicle, it is mandatory to register it with the RTO, and they maintain records of all registered vehicles. Therefore, you can easily verify your insurance details and confirm the expiration date of your coverage through the RTO.

• Find the official website of your Regional Transport Office (RTO).
• Look for the 'Online Services for Citizens' or 'Online Services' option.
• Click on 'Vehicle-related Online Services' or 'Related Online Services'.
• Choose the 'VAHAN Citizen Services' option.
• Select the specific details of your RTO, such as the branch or location where your vehicle is registered.
• Navigate to the 'Status' tab and select 'Know Your Vehicle Details'.
• Enter your vehicle's registration number, chassis number, and engine number.
• Solve and enter the CAPTCHA code, if required.
• Submit the details, and you will be able to view your vehicle's information, including insurance status and expiration date.

It is important to keep track of your vehicle insurance status to avoid legal complications and hefty fines. By regularly checking your insurance status, you can ensure that your policy is up to date and renew it before it expires.

Online methods: Check the status on the Parivahan Sewa website

Parivahan Sewa is a digital platform that provides Indian citizens with a range of transport-related services. The website offers a straightforward way to check your vehicle's insurance status. Here's a detailed guide on how to do it:

Step 1: Visit the Parivahan Sewa website

Go to the official Parivahan Sewa website at parivahan.gov.in. This website is a centralised platform maintained by the Ministry of Road Transport and Highways, providing easy access to vehicle-related information.

Step 2: Navigate to 'Informational Services'

Once you're on the Parivahan Sewa website, look for the ''Informational Services' tab on the menu bar. This section will provide you with essential details about various transport services.

Step 3: Select 'Know Your Vehicle Details'

From the 'Informational Services' drop-down menu, click on 'Know Your Vehicle Details'. This option will direct you to the VAHAN NR e-Services page, where you can access vehicle-specific information.

Step 4: Log in with your registered mobile number

On the VAHAN NR e-Services page, you'll need to log in with your registered mobile number. This step ensures that you have secure access to your vehicle's information.

Step 5: Enter your vehicle registration number and verification code

After logging in, you'll be prompted to enter your vehicle's registration number. This number is unique to your car and can be found on your registration certificate. You will also need to enter a verification code to proceed.

Step 6: Click on 'Search Vehicle'

Once you have entered the required details, click on the 'Search Vehicle' button. The system will then search for your vehicle's records in its database.

Step 7: View the vehicle details and insurance status

After performing the search, the website will display the details of your vehicle, including its insurance status. You will be able to see if your vehicle is currently insured and check the validity of your insurance policy.

By following these steps, you can conveniently check your vehicle insurance status on the Parivahan Sewa website. It is important to keep your vehicle insurance up to date to avoid legal complications and ensure you are protected in case of any accidents or damages. Remember to renew your insurance policy before it expires to continue enjoying the coverage benefits.

Online methods: Check the status on the VAHAN e-services portal

The VAHAN e-services portal is a one-stop platform for all information related to your vehicle. You can check your car insurance status online through this portal by following these steps:

Step 1: Visit the Vahan-e-services portal. The URL for the website is https://vahan.parivahan.gov.in.

Step 2: Navigate to the 'Know your vehicle details' tab on the homepage.

Step 3: Enter your mobile number to log in. If you don't have an account, create a new one.

Step 4: Once logged in, enter your car's registration number and the unique code.

Step 5: Click on the 'Search Vehicle' option.

Step 6: You will be able to view the details of your vehicle, including insurance validity information.

Note: There may be instances when your car insurance details are not updated on the VAHAN portal. In such cases, you must wait around 30 days for your policy to reflect on the portal once it has been issued.

Other online methods to check your vehicle insurance status

In addition to the VAHAN portal, there are several other online methods to check your vehicle insurance status:

• Parivahan Sewa website: This is a centralised website maintained by the Ministry of Road Transport and Highways that stores data for all vehicles across the country. You can follow the steps mentioned in the previous section for checking your insurance status on the Parivahan Sewa website.
• MParivahan mobile app: This app was launched by the Ministry of Transport and provides easy access to all your vehicle documents. The steps to check your insurance status on this app are similar to those for the Parivahan Sewa website.
• Insurance Information Bureau (IIB) portal: The IIB portal is useful if you want to find information about a vehicle involved in an accident, such as its insurance history and registration number. To check your vehicle's insurance status, log in to the IIB web portal and enter the required information, including your name, accident location, vehicle registration number, address, date of the accident, mobile number, and email ID.
• Regional Transport Office (RTO) website: Every vehicle is registered with a specific RTO, and you can visit your state's RTO website to check your vehicle's insurance status. The steps are similar to those mentioned earlier for the Parivahan Sewa website.
• Insurer's website or app: Most insurance providers offer the service of checking your insurance status on their websites or mobile apps. You will need to enter your policy details to access this information.

Offline methods: Visit your local Regional Transport Office (RTO)

If you would like to check your vehicle insurance status offline, you can visit your local Regional Transport Office (RTO). Here are the steps to follow:

• Visit the official website of your state's transport office.
• Look for the 'Online Services for Citizens' option and click on it.
• Click on the 'Vehicle-Related Online Services' tab.
• Click on the 'VAHAN Citizen Services' option.
• Enter the details of the RTO branch where your vehicle is registered.
• Go to the 'Status' tab in the menu and select 'Know Your Vehicle Details'.
• Enter your vehicle's registration, chassis, and engine number.
• Enter the CAPTCHA code.
• You will then be able to see the details of your vehicle insurance policy, including the expiration date.

Alternatively, you can visit the RTO office in person and provide your vehicle's registration number to receive the insurance details.

Frequently asked questions