Paul Sanchez
UCLA students are automatically enrolled in the UC Student Health Insurance Plan (UCSHIP), which provides enhanced health benefits to all enrolled students. However, students can waive this coverage if they already have health insurance that meets the university's requirements. To opt out of UCLA medical insurance, students must submit a waiver application by the specified deadline. This process must be repeated annually, as approved waivers are only valid for the academic year in which they are approved. Students with alternative insurance plans can save money by opting out of UCLA's insurance plan, which costs up to $6,632 per year.
| Characteristics | Values |
|---|---|
| Who is enrolled in UCLA medical insurance? | All UCLA registered students are automatically enrolled in the UC Student Health Insurance Plan (UCSHIP). |
| Who can opt out? | Students who already have health insurance can opt out of UCLA medical insurance. |
| How to opt out | Students must submit a request to waive enrollment by the specified deadline each academic year. |
| Waiver criteria | The student's existing health plan must meet or exceed the waiver criteria. |
| Supporting documentation | Students must provide documentation proving that their health plan meets the waiver criteria. |
| Where to submit the waiver application | Students can submit their waiver application through the school's website. |
| Time for approval | The waiver will typically be reviewed and approved within 5-7 business days. |
| Contact | For support with the waiver process, students can contact the Ashe Center Insurance Office or refer to the school's website for school-specific waiver regulations. |
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What You'll Learn
UCLA health insurance requirements for international students
All UCLA registered students are automatically enrolled in the UC Student Health Insurance Plan (UCSHIP). However, health insurance is mandatory for all students, and students can waive UCSHIP if they already have health insurance that meets the university's requirements. A waiver must be completed every academic year, and students must submit a request to waive enrollment by a specified deadline. The waiver process has been simplified and is now fully automated.
International students in F-1 status at UCLA Extension are required to have health insurance, which must include repatriation of remains and medical evacuation coverages. International students must demonstrate that they have insurance coverage each quarter by submitting documentation showing proof of coverage. This can include a copy of their insurance card, a confirmation letter from their insurance provider, or other relevant documents. The insurance policy must be written in English, include the student's name and dates of coverage, and provide health coverage of at least $500,000 per coverage period, with a maximum benefit of $150,000 per injury or illness. The policy should also include a repatriation (return) of remains coverage of at least $25,000 and medical evacuation coverage of at least $100,000.
UCLA Extension does not endorse, recommend, or sponsor any insurance company or policy, but it provides a list of possible companies offering insurance coverage for international students. Students are solely responsible for reviewing and purchasing a policy that meets the minimum requirements. UCLA Extension international students do not have access to the UCLA Arthur Ashe Student Health & Wellness Center or the UCLA Counseling and Psychological Services Center (CAPS) on campus.
If a student misses the waiver period or their waiver application is denied, they should contact the Insurance Services Office as soon as possible to discuss their options. They can also submit a Waiver Contact Form or call for assistance.
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Waiver application process
To opt out of UCLA medical insurance, you must submit a waiver application. This is because all UCLA students are automatically enrolled in the UC Student Health Insurance Plan (UCSHIP). However, if you already have health insurance, you can choose to waive UCSHIP coverage. Please note that you must submit a new waiver application every academic year.
- Check your current health plan: Visit the UCLA student health insurance website to see if your current plan meets the university's requirements for waiver approval.
- Compare your plan benefits: Review the Waiver Criteria to determine if your current plan is eligible for a UC SHIP waiver.
- Submit a waiver application: If your plan meets the criteria, complete the online waiver application on the school's website. You will be asked if you would like to enrol in BruinCare, which provides prepaid access to core services at The Ashe Centre.
- Provide supporting documentation: You may be required to submit proof of your current insurance coverage, such as a Letter of Coverage (Proof of Insurance) dated within the last 30 days.
- Allow time for processing: Your waiver application will be audited, and you will typically receive a response within five to seven business days.
- Check your email: Monitor your email and Academic HealthPlans account regularly for any notifications or requests for additional information regarding your application.
- Receive approval: Once your waiver application is approved, any pending insurance charges will be removed from your student account balance, and you will be successfully opted out of UCLA medical insurance for the academic year.
- Repeat annually: Remember that a new waiver application must be submitted each academic year to maintain your opted-out status.
Please note that if you miss the waiver period or your application is denied, you can contact the Insurance Services Office at The Ashe Centre to discuss your options, including the possibility of submitting an appeals form for reconsideration.
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What to do if you miss the waiver deadline
If you miss the waiver deadline, you will need to take the following steps:
Firstly, it is important to understand that all UCLA students are required to have health insurance and are automatically enrolled in the UC Student Health Insurance Plan (UCSHIP). If you already have health insurance, you can choose to waive UCSHIP, but this must be done within the specified deadline. Missing the waiver deadline means you will be enrolled in UCSHIP for the remainder of the academic year and will be financially responsible for the associated fees.
However, if you miss this deadline, don't panic. Contact the Insurance Services Office at the Ashe Center as soon as possible to discuss your options. They will guide you through the process and inform you of any necessary steps. Your application will be audited within five to seven business days, so be sure to check your emails and Academic HealthPlans account regularly for any updates or requests for additional information.
It is important to note that you will need to submit a new waiver application each academic year if you wish to continue waiving UCSHIP. The Ashe Center is available to provide support to students experiencing difficulties with the waiver process, so don't hesitate to reach out to them for assistance.
Additionally, consider comparing the coverage and benefits of any health insurance plan before making a decision. Lower costs may come with trade-offs in terms of coverage or access to care, so it is essential to carefully review the options and choose the plan that best suits your needs.
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How to access Ashe Centre services without UC SHIP
The Ashe Center's services are available to all registered UCLA students regardless of insurance type. UCLA students who have waived UC SHIP can still access Ashe Center services through BruinCare, a program that gives students prepaid access to certain services at the Ashe Center. By purchasing BruinCare during the waiver process, students can eliminate the $25 visit fee.
To waive UC SHIP, students must already have health insurance and submit a request to waive enrollment by the specified deadline. A new waiver application must be submitted each academic year. If a student misses the waiver period, they should contact the Insurance Services Office as soon as possible to discuss their options. Their application will be audited within five to seven business days. If their waiver application does not pass the initial audit, they will be notified of what additional information is required.
If a student's waiver is denied, they can request an appeals form from the Insurance Services Office for reconsideration. Appeals forms must be completed and returned with all requested supporting documentation by the applicable deadline. Students with third-party access are unable to log on to the UC SHIP waiver application with their sign-on credentials.
All UCLA students can access Ashe Center services, but small fees apply for services rendered. Students who waived UC SHIP can send an itemized statement to their private insurance plan for possible reimbursement for services received at the Ashe Center. Students can make appointments, message their primary care provider, and more through the Ashe Center Patient Portal.
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Alternative insurance plans
UCLA registered students are automatically enrolled in the UC Student Health Insurance Plan (UCSHIP). However, students can waive this enrollment if they already have health insurance that meets the university's requirements. To do so, students must submit a new waiver application each academic year by the specified deadline.
If you are a UCLA student and wish to opt for an alternative insurance plan, you can explore the following options:
Medicare Advantage Plans
UCLA Health offers Medicare Advantage insurance plans that provide comprehensive, coordinated care with $0 monthly premiums and more benefits than Original Medicare. These plans are available to LA County residents and offer hospital, medical, prescription drug, dental, hearing, and vision coverage. UCLA Health's Medicare Advantage Plans are physician-led and have a contract with Medicare. To enrol, you must have both Medicare Parts A and B and reside in Los Angeles County.
UCLA Health Insurance Plans
UCLA Health accepts a range of insurance plans at its medical centres, including Ronald Reagan UCLA Medical Center and UCLA Santa Monica Medical Center. They accept most HMO and PPO insurance plans, as well as select plans purchased directly from an insurance company, an agent, or Covered California, the state's official health insurance marketplace. You can contact UCLA Health representatives at 310-301-8700 (Monday-Friday, 8 am-5 pm) to inquire about the latest information on accepted insurance plans.
BruinCare
BruinCare is a program offered by UCLA for students who have waived UC SHIP. It provides prepaid access to core services at the Ashe Center, UCLA's medical facility that serves as the medical home for UCSHIP students. The Ashe Center is conveniently located on campus, and many students continue to utilise its services even after waiving UCSHIP.
If you have a different insurance plan that meets the university's requirements, you can complete an online waiver to waive UCSHIP enrollment. You will need to submit proof of insurance, such as a Letter of Coverage dated within the last 30 days. Remember to submit a new waiver application each academic year to maintain your alternative insurance plan.
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Frequently asked questions
To opt out of UCLA medical insurance, you must submit a request to waive enrollment by the specified deadline. You can do this by completing an online waiver if you already have health insurance.
You can visit the student health insurance website to see if your plan meets the waiver criteria.
If you miss the waiver deadline, you must contact the Insurance Services Office as soon as possible to discuss your options.
If your waiver application is denied, you can request an appeals form from the Insurance Services Office for reconsideration.
UCLA's insurance plan costs up to $6,632 a year, but there are alternative plans available for international students that can be as low as $1,289 a year.
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