Orlando Harmon
Freedom Health, Inc. is a Medicare Advantage insurance provider in Sarasota, Florida, offering a range of plans to meet specific needs. The company has a contract with the state of Florida Medicaid program and provides coverage for prescription drugs, vision, dental, and more. With premium options as low as $0 and a monthly average cost of $6, Freedom Health ensures that out-of-pocket expenses are manageable. The company has received high ratings for its Medicare Advantage plans, scoring 4.5 out of 5 stars from the Centers for Medicare & Medicaid Services (CMS) and the National Committee for Quality Assurance (NCQA). While Freedom Health's plans are limited to certain Florida counties, Sarasota is within its coverage area.
| Characteristics | Values |
|---|---|
| Company Name | Freedom Health, Inc. |
| Type of Insurance | Medicare Advantage Plans |
| Location | Sarasota, Florida |
| Parent Company | Elevance Health, Inc. |
| Contract | Freedom Health has a contract with the state of Florida Medicaid program |
| Enrollment | Enrollment depends on contract renewal |
| Availability | Available in 24 Florida counties located along the state's central and southern coastline |
| Cost | $6 per month on average |
| Deductible | $0 drug deductible |
| Additional Benefits | Covers prescription drugs, vision, dental, and more |
| Customer Service Rating | 3 out of 5 stars |
| Overall Rating | 4.5 out of 5 stars |
| Specialization | HMO, SNP, PFFS, PPO, POS |
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What You'll Learn
Sarasota County's accepted insurance plans
The Florida Department of Health in Sarasota County (DOH-Sarasota) accepts most insurance plans, including Medicaid, Medicare, and private coverage. The department strives to provide access to affordable care for as many people as possible. For those without insurance or whose insurance is not accepted, a sliding fee scale is offered. The cost of most services depends on one's ability to pay, with some services free of charge.
The DOH-Sarasota provides a list of accepted Medicaid Managed Care Plans, which includes Freedom Health Cardiovascular, effective from January 2015. This information is intended for informational purposes only and may not reflect the most recent changes. The department encourages individuals to check with their insurance providers and refer to the webpage for updates.
In Sarasota, Florida, residents can also consider Affordable Care Act (ACA) health insurance plans. These plans are designed to cover essential benefits, including emergency services, maternity care, and prescription drugs. The Open Enrollment Period for ACA plans generally runs from November 1 to December 15 each year, with Special Enrollment Periods available for certain life events, such as relocation or changes in family size.
Additionally, Freedom Health, Inc. offers Medicare Advantage Plans in select counties in Florida. These plans often feature $0 additional premium costs per month and help cover costs for prescription drugs, vision, dental, and other services not included in original Medicare. Freedom Health has received high ratings for its Medicare Advantage Plans, with a 4.5 out of 5 stars rating from the Centers for Medicare & Medicaid Services (CMS). However, it is important to note that Freedom Health plans are currently only available in 24 Florida counties, so residents should verify their eligibility before enrolling.
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Freedom Health's Medicare Advantage Plans
Freedom Health, Inc. is an HMO with a Medicare contract and a contract with the state of Florida Medicaid program. The company offers Medicare Advantage Plans to help cover most health needs, with $0 additional premium costs per month.
To become a Freedom Health member, you can use their online tools to explore the available Advantage Plans and determine if your prescriptions will be covered. You can also call them at 1-800-401-2740 (TTY: 711) for more information. It is important to note that Freedom Health, Inc. enrolment depends on contract renewal, and they do not discriminate based on race, colour, national origin, age, disability, or sex.
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Freedom Health's prescription drug coverage
Freedom Health Medicare Advantage Plans help cover most health needs, including prescription drugs, vision, and dental care, which are not covered by original Medicare. Freedom Health has a $0 drug deductible, meaning there is no payment required before prescription drug coverage begins. This is unlike in the rest of Florida, where the average drug deductible is $128 per year.
However, there is a flat fee for filling a prescription. To determine whether your prescriptions will be covered, you can use Freedom Health's online drug finder tool. The company also has a network of 4,827 pharmacies in Florida, which are contracted through their Pharmacy Benefit Manager (PBM), CarelonRx. You can use the website to search for pharmacy locations, price pharmacy claims, order refills, determine generic availability, and look up drug interactions and side effects.
Prescription drugs can be shipped to your home through the network mail order delivery service. Participating pharmacies are required to perform a Drug Utilization Review (DUR) before a member receives their prescription, to ensure drug safety and proper usage. If you are enrolled in a program like Extra Help from Medicare or a State Pharmaceutical Assistance Program (SPAP), Freedom Health may not be the best option for you.
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Freedom Health's enrolment and eligibility
Freedom Health, Inc. is an HMO with a Medicare contract and a contract with the state of Florida Medicaid program. The company offers Medicare Advantage Plans to help cover most health needs, often with $0 additional premium costs per month. These plans can help with the additional costs of prescription drugs, vision, dental, and more, which original Medicare does not cover.
Freedom Health's Medicare Advantage Plans are available in certain parts of Florida, including Sarasota County. The plans cost $6 per month on average, which is less than half the Florida state average. Freedom Health currently only sells plans in 24 Florida counties located along the state's central and southern coastline.
To enrol in Freedom Health, you can use the CMS Medicare Online Enrollment Center at http://www.medicare.gov. However, enrolment depends on contract renewal, and availability of benefits and plans varies by carrier and location. Freedom Health gets significantly fewer complaints compared to an average company its size, and has a high CMS star rating score of 4.5 out of 5.
The Florida Department of Health in Sarasota County (DOH-Sarasota) accepts most insurance plans, including Medicaid, Medicare, and private coverage. They offer a sliding fee scale for those without insurance or whose insurance is not accepted.
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Freedom Health's customer service ratings
Freedom Health, Inc. is a Medicare Advantage health insurance company that offers plans in 24 Florida counties, including Sarasota. The company has received mixed reviews for its customer service.
According to the National Association of Insurance Commissioners (NAIC), Freedom Health gets significantly fewer complaints compared to an average company of its size. In 2021 and 2022, however, the company received far more complaints than average. The Centers for Medicare and Medicaid Services (CMS) gave Freedom Health an overall rating of 4.0 out of 5 stars, while the National Committee for Quality Assurance (NCQA) gave it 4 out of 5 stars. These ratings are based on patient experience, prevention, equity, and treatment quality. Despite earning high scores for medical care, Freedom Health received a lower rating of 3 out of 5 stars for customer service from CMS.
Some customers have praised Freedom Health for its helpful member service team and low costs, with one customer stating that they have "never had any problems" with the company. Others have complained about long wait times for referrals, uninformed customer service representatives, and issues with claims and payments. One customer shared their experience with late payments and difficulty reaching the customer service team to resolve the issue. Another customer expressed frustration with their insurance agent, stating that they were difficult to reach and failed to provide adequate service.
Freedom Health offers tools and resources on its website to assist customers in finding the right plan and understanding their coverage. The company also provides a phone number for customers to call if they need additional help. While Freedom Health has a high rating for its Medicare Advantage plans, there is room for improvement in its customer service, as indicated by the lower rating in this specific area.
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Frequently asked questions
Freedom Health is an HMO with a Medicare contract and a contract with the state of Florida Medicaid program. It offers Medicare Advantage Plans that help cover most health needs, often with $0 additional premium costs per month.
Freedom Health offers a wide range of benefits, including coverage for prescription drugs, vision, and dental care. It also provides a monthly over-the-counter allowance and a SilverSneakers® Fitness Membership at no additional cost.
Freedom Health is available in Sarasota, Florida. To qualify, you must enrol in Original Medicare and select a plan that suits your needs. Freedom Health offers various plan types, including HMO, SNP, PFFS, PPO, and POS.
The cost of Freedom Health plans varies depending on the specific plan chosen. Most Freedom Health Medicare Advantage Plans have no monthly cost. However, the Freedom Platinum Plus Plan Rx (HMO) plan costs $38 per month on average.
The Florida Department of Health in Sarasota County (DOH-Sarasota) accepts most insurance plans, including Medicaid, Medicare, and private coverage. They offer a sliding fee scale for those without insurance or whose insurance is not accepted.
