Jeffrey Wade
Oscar Insurance Company of Florida offers health insurance plans to individuals and families in select counties. These plans are underwritten by Oscar Insurance Company of Florida and include metal tiers: Bronze, Silver, Gold, and Platinum. Each tier differs in terms of how much you'll pay for care and how much your plan will cover. For instance, the Bronze plan covers 60% of your care, while the Platinum plan covers 90%. Oscar also offers a range of other insurance plans, such as dental, GAP, and Medicare, which are available to Florida residents. Oscar's mission is to provide patient-centric health insurance by offering affordable copays, a dedicated concierge team, and a network of world-class doctors and hospitals.
| Characteristics | Values |
|---|---|
| Oscar Insurance Company of Florida plans | Bronze, Silver, Gold, and Platinum |
| Oscar Primary Care availability in Florida | Yes, excluding HSA and Secure plans |
| Oscar Insurance Company of Florida offerings | Dental, GAP Insurance, Medicare, Business, Vision, Medical Indemnity, and Short-term plans |
| Oscar Insurance Company of Florida small group plans | Cigna + Oscar, a 50/50 risk-sharing arrangement |
| Oscar Insurance Company of Florida ACA plans | Available on the Federal Marketplace and various state exchanges |
| Oscar Insurance Company of Florida individual/family plans | Available in select counties in Florida |
| Oscar Insurance Company of Florida prescription drugs | Many commonly prescribed drugs available for as little as $3 |
| Oscar Insurance Company of Florida preventive care | Fully covered, including annual checkups, vaccines, and screenings |
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What You'll Learn
- Oscar Insurance Company of Florida offers four metal tiers of plans: Bronze, Silver, Gold, and Platinum
- Oscar Primary Care is available in Florida, excluding HSA and Secure plans
- Oscar Insurance Company of Florida does not offer dental, GAP, or vision insurance plans
- Oscar Insurance Company of Florida offers a range of health insurance plans for individuals and families
- Oscar Health has a partnership with Cigna, providing small group health insurance plans
Oscar Insurance Company of Florida offers four metal tiers of plans: Bronze, Silver, Gold, and Platinum
The four tiers offer the same essential health benefits, but differ in how much you pay for care and how much your plan covers. Bronze plans cover 60% of your care, Silver plans cover 70%, Gold plans cover 80%, and Platinum plans cover 90%. If you frequently visit the doctor or have regular prescriptions, a Gold or Platinum plan may be the best option. If you don't visit the doctor often or don't have regular prescriptions, a Bronze plan may be more suitable.
Oscar Insurance in Florida provides coverage from head to toe, along with benefits to keep you healthy and save you money. You can speak to a board-certified doctor over the phone anytime for free, or talk to Oscar Insurance's member services team whenever you have questions about your plan. Oscar's $3 prescriptions include up to a 30-day supply of commonly prescribed medications. Your plan also fully covers preventive care, such as annual checkups, vaccines, and screenings.
Oscar Primary Care is available in Florida, excluding HSA and Secure plans. It is only available to members aged 18 and older, and prescriptions, visits, and services may be limited at the provider's discretion. Oscar Primary Care cannot be used in conjunction with another primary care consultation. In-person visits may have a copayment, and you must be in your home state at the time of your virtual visit due to medical licensing laws.
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Oscar Primary Care is available in Florida, excluding HSA and Secure plans
Oscar Insurance Company of Florida offers Bronze, Silver, Gold, and Platinum plans. All plans offer the same essential health benefits, but the difference between each tier is how much you pay for care and how much your plan covers. For instance, Bronze plans cover 60% of your care, Silver plans cover 70%, Gold plans cover 80%, and Platinum plans cover 90%.
Oscar Primary Care is available in Florida for 2025, but it excludes HSA and Secure plans. Oscar Primary Care providers are employed by Oscar Medical Group, not Oscar Insurance Company or its insurance plan affiliates. Oscar Primary Care is only available to members aged 18 and older. Prescriptions, visits, and services may be limited at the provider's discretion, and Oscar Primary Care is not intended to be used in conjunction with another primary care consultation.
Oscar Insurance Company of Florida does not offer dental, GAP insurance, Medicare, business, vision, or medical indemnity plans. However, you can still shop for these plans on their website.
Oscar offers Individual & Family 2025 health insurance plans in 18 states, including select counties in Florida. All Oscar plans include Oscar Care, which has $0 Virtual Urgent Care and, in some places, $0 Oscar Primary Care. Many commonly prescribed prescription drugs are as little as $3.30, and you can get a prescription or refill through the Oscar app. Your plan fully covers preventive care, including annual checkups, vaccines, and screenings.
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Oscar Insurance Company of Florida does not offer dental, GAP, or vision insurance plans
Oscar Insurance Company is a health insurance company that offers plans for individuals, families, and employers. They aim to provide simple, smart, intuitive, and friendly insurance plans that leverage technology to guide members to better care. Oscar Insurance Company of Florida is underwritten by Oscar Insurance Company, located in New York, and offers health insurance plans in select counties within the state.
Oscar Insurance Company of Florida offers metal tiers, including Bronze, Silver, Gold, and Platinum plans, with varying coverage percentages and costs. The Bronze plan covers 60% of care, Silver 70%, Gold 80%, and Platinum 90%. The right plan depends on individual health needs, such as the frequency of doctor visits and prescriptions.
While Oscar Insurance Company of Florida provides a range of health insurance options, it does not offer dental, GAP, or vision insurance plans specifically. However, they provide comprehensive health insurance plans with essential health benefits. These benefits include coverage for ambulatory or outpatient services, emergency room visits, hospitalization, pregnancy and maternity care, newborn care, and more.
Oscar Insurance in Florida also provides additional perks, such as \$3 prescriptions, \$0 annual checkups, vaccines, and screenings, as well as virtual and local provider options. Their Care Team is dedicated to answering questions and helping members find quality care in their area.
Oscar Insurance Company of Florida focuses on making healthcare accessible, simple, and intuitive for its members. While they do not offer specific dental, GAP, or vision insurance plans, their health insurance options provide extensive coverage and benefits to meet the diverse needs of individuals and families in Florida.
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Oscar Insurance Company of Florida offers a range of health insurance plans for individuals and families
The company offers four metal tiers: Bronze, Silver, Gold, and Platinum. Each tier has the same essential health benefits, but the main difference lies in the percentage of care costs covered and the corresponding premiums. Bronze plans cover 60% of care expenses, while Platinum plans cover 90%. Silver and Gold plans fall in between these percentages. The choice of plan depends on an individual's or family's specific healthcare needs and financial situation.
Oscar's health insurance plans in Florida provide comprehensive coverage, including preventive care, prescription drug benefits, and access to a dedicated Care Team. The Care Team assists members in understanding their plans, finding quality care in their area, and saving money on healthcare expenses. Oscar also offers a concierge service, providing personalized assistance to members whenever needed.
In addition to its standard health insurance plans, Oscar Insurance Company of Florida also allows individuals and families to shop for additional coverage. These supplementary plans include dental, GAP insurance, Medicare, business, vision, and medical indemnity plans. However, it is important to note that Oscar does not underwrite these plans, but they can still be purchased separately. Oscar also offers small group plans in Florida through its partnership with Cigna, providing a joint venture for fully-insured small group health insurance.
Oscar's health insurance plans are available on the Federal Marketplace and Florida's state exchange, allowing individuals and families to compare and choose the most suitable option for their needs. The company also provides transparency in pricing, helping members make informed decisions about their healthcare choices. Oscar's mission is to guide its members to the right care, providing a patient-centric approach to health insurance.
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Oscar Health has a partnership with Cigna, providing small group health insurance plans
Oscar Health and Cigna announced a strategic partnership on January 13, 2020, to offer differentiated health solutions to small businesses in select U.S. markets. The partnership aimed to provide affordable, seamless, and fully insured health benefits to small businesses under the Cigna + Oscar brand.
Cigna is a leading global health services company with sales capabilities in over 30 countries and more than 165 million customer relationships worldwide. Oscar Health, on the other hand, is a tech-driven health insurance company headquartered in New York City, challenging the healthcare system's status quo since its founding in 2012. Oscar was the first insurer to offer free, 24/7 telemedicine to its members and to integrate direct scheduling with providers through its app.
The Cigna + Oscar partnership provided a range of services, including integrated medical, behavioural, and pharmacy services. It also offered broad access to high-performing networks of doctors and hospitals, as well as support from a dedicated concierge team assigned to individual members. The partnership planned to share risk equally under a reinsurance agreement for the solutions offered.
The Cigna + Oscar alliance launched in 2020 aimed to provide group insurance plans tailored to the needs of small businesses. As of March 31, 2024, the venture supported 61,428 members, offering a blend of Cigna's vast network and Oscar's customer-centric, tech-driven health solutions. However, Oscar Health's CEO, Mark Bertolini, announced during an investor call on May 7, 2024, that the partnership would not be renewed in 2025. The decision was based on a strategic shift to focus more on the individual market rather than small group plans.
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Frequently asked questions
Oscar is a health insurance company that offers plans in 18 states, including Florida.
Oscar Insurance Company of Florida offers metal tiers: Bronze, Silver, Gold, and Platinum. All plans offer the same essential health benefits, but the difference lies in the percentage of care covered and the associated costs.
To qualify for Oscar Insurance in Florida, you need to reside in the state and choose a plan that aligns with your health needs and financial situation.
Oscar plans in Florida provide essential health benefits, including ambulatory/outpatient services, emergency services, hospitalization, and pregnancy/maternity/newborn care.
You can compare Oscar plans specific to Florida through HealthMarkets, or you can visit Oscar's website (hioscar.com) to search for providers by name, specialty, symptoms, etc.
