Paul Sanchez
Farmers Insurance offers a variety of insurance products, including pet insurance. The company provides an easy online quote process and resources on its website to help educate customers about homeowners insurance coverage. Customers can also work with a local Farmers Insurance agent to get a quote and determine the coverage they need. The cost of pet insurance depends on the pet's age, breed, and location.
| Characteristics | Values |
|---|---|
| How to Get a Quote | Online or by calling 1-877-464-6542 |
| Quote Cost | Free |
| Quote Availability | Available for auto insurance, home insurance, renters insurance, condo insurance, and term life insurance |
| Quote Requirements | Email address, phone number, date of birth, and other personal information |
| Discounts | Multi-policy, ePolicy, UL-approved roofing materials, new home, protective devices, home safety, green certifications, claim-free, connected home, rent to own, preferred payment or EFT, good payer |
What You'll Learn
- Farmers offers pet insurance through Pets Best, with plans that reimburse up to 90% of eligible veterinary treatments
- The BestBenefit Accident and Illness plan is the most popular and comprehensive plan
- The Accident-Only plan is a budget-friendly option that covers accidents but not illnesses
- You can add Wellness Routine Care coverage to the BestBenefit Accident and Illness plan
- Pet insurance offers coverage for future health issues, not pre-existing conditions
Farmers offers pet insurance through Pets Best, with plans that reimburse up to 90% of eligible veterinary treatments
Farmers Insurance has been offering pet insurance coverage through Pets Best since 2014. Farmers Pet Insurance offers three different policies: Accident & Illness, Accident-Only, and Wellness Routine Care.
The Accident-Only Policy includes coverage for accidents such as broken limbs, snake bites, ingestion of foreign objects, etc. The Accident & Illness policy includes coverage for accidents, illnesses, and a broad range of treatments. The Wellness Routine Care plan is available as an add-on and covers regular veterinary services that are not normally covered, such as annual checkups, preventative medication for fleas and ticks, vaccination, etc.
The price of the BestBenefit Accident and Illness plan will depend on various factors, including your pet’s age, breed, and location. Your monthly cost will also depend on the annual deductible (which ranges from $50 to $1000), as well as the level of reimbursement (you can choose from three different reimbursement rates: 70%, 80%, or 90%).
The Accident-Only Plan is a budget-friendly plan with low monthly rates of $9 for dogs and $6 for cats. In Washington state, the flat monthly rates are $10 for dogs and $7 for cats. The EssentialWellness Plan costs $16 per month and the BestWellness plan costs $29 per month.
The BestBenefit Accident and Illness plan is the most popular and comprehensive plan. This customizable plan includes an unlimited annual limit option and can help with unexpected emergencies and illnesses. The price of this plan is based on your pet’s age, breed, and location; so you’ll need to get a quote to see the premiums for your pet.
You can receive an online quote or call 1-877-464-6542 to speak with a Pets Best agent.
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The BestBenefit Accident and Illness plan is the most popular and comprehensive plan
The BestBenefit Accident and Illness plan is the most popular and comprehensive pet insurance plan offered by Farmers Insurance. This plan is highly customizable and offers coverage for unexpected emergencies and illnesses, including accidents, surgeries, prescription medicines, and physical rehabilitation.
The BestBenefit Accident and Illness plan is unique in that it provides an unlimited annual limit option, which can be extremely beneficial in the event of costly veterinary emergencies. This plan can help cover accidents such as broken bones, lacerations, or car accidents, as well as illnesses like cancer, diabetes, allergies, arthritis, and skin and ear infections.
One of the key advantages of the BestBenefit plan is its flexibility. Pet owners can customize their deductible, reimbursement percentage, and annual limit to fit their specific needs and budget. Additionally, the plan offers optional Wellness Routine Care coverage, which includes two tiers of coverage for routine veterinary visits, annual check-ups, vaccinations, and preventative medication.
The price of the BestBenefit Accident and Illness plan is based on your pet's age, breed, and location, so you will need to obtain a personalized quote to determine the exact cost for your pet. However, Farmers Insurance offers a 5% to 10% discount on pet insurance, making their plans even more affordable.
With the BestBenefit Accident and Illness plan, you can rest assured that your pet will receive the highest level of care when they need it most, making it a popular choice among pet owners.
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The Accident-Only plan is a budget-friendly option that covers accidents but not illnesses
Pet insurance is a great way to ensure that your furry friends get the best medical care when they need it. Farmers Insurance offers pet insurance coverage through Pets Best, and one of the plans available is the Accident-Only plan.
The Accident-Only plan is an affordable option for pet parents who want to ensure their pets are covered in case of unforeseen accidents but do not want to commit to a comprehensive accident and illness plan. This plan offers peace of mind by providing financial assistance for expensive veterinary bills resulting from accidents. It covers emergency care related to accidental injuries, such as snake bites, burns, falls, car accidents, and more. For example, if your dog gets hit by a car and needs surgery, this plan can help cover the costs.
Accident-only plans do not cover illnesses, breed-specific health issues, or regular wellness costs. So, if your pet develops an illness like cancer, allergies, or diabetes, you will need to pay for treatment yourself. However, the Accident-Only plan can still be a great option for older pets with pre-existing conditions, as there is usually no maximum age limit, and it is often available at a flat monthly rate, making it budget-friendly.
The Accident-Only plan from Farmers Insurance, provided by Pets Best, is available at a monthly rate of $6 for cats and $9 for dogs, with slightly higher rates in Washington state. This plan can give you the reassurance that your pet will receive the necessary treatment after an accident without breaking the bank.
Remember, pet insurance does not cover pre-existing conditions, so it's best to enroll your pet while they are still young or as soon as you adopt them.
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You can add Wellness Routine Care coverage to the BestBenefit Accident and Illness plan
Farmers Insurance has been offering pet insurance coverage through Pets Best since 2014. The BestBenefit Accident and Illness plan is the most popular and comprehensive plan offered by Farmers. This plan can be customized to include an unlimited annual limit option and can help with unexpected emergencies and illnesses.
The EssentialWellness plan is available for an additional $14 to $16 a month, providing a total of $305 in annual benefits. The BestWellness plan is available for an additional $26 to $30 a month and provides total annual benefits of $535.
Benefits for both wellness plans are available the day after enrollment, so you can start using your routine care plan as soon as your policy goes into effect.
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Pet insurance offers coverage for future health issues, not pre-existing conditions
Pet insurance is designed to cover future health issues that may occur, rather than pre-existing conditions. This means that any health issues that arise before the start of your pet's insurance coverage won't be covered by your insurer. This includes any health issues that occur during the waiting period after you take out insurance.
Pre-existing conditions are any illnesses, injuries, or abnormalities that are noticed by you or your veterinarian before your policy starts. This includes any symptoms or treatments for a health condition that occur before your coverage begins. It's important to note that even if your pet hasn't received a formal diagnosis, symptoms that are documented by your veterinarian before your coverage can still be considered pre-existing conditions.
Most pet insurance companies exclude pre-existing conditions from their coverage. However, some companies distinguish between curable and incurable pre-existing conditions. Curable pre-existing conditions may be covered if your pet remains symptom-free and treatment-free for a certain period, typically ranging from 6 to 12 months. Incurable pre-existing conditions, such as orthopedic conditions, cancer, diabetes, and hip dysplasia, are generally not covered by pet insurance.
It's important to carefully review the terms and conditions of your pet insurance policy to understand what is and isn't covered. While pet insurance won't cover pre-existing conditions, it can still provide valuable coverage for future accidents, illnesses, and other health issues that your pet may encounter.
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Frequently asked questions
You can get a quote online or by calling 1-877-464-6542 to speak with a Pets Best agent.
You will need to provide information about your pet, such as their age, breed, and location. You may also need to provide personal information, such as your email address and phone number.
Farmers will use your email address to send you a copy of your completed quote and to retrieve your saved quote if you decide to purchase a policy. They may use your phone number to contact you about your quote.
The cost of pet insurance from Farmers will depend on the type of plan you choose and your pet's age, breed, and location. The Accident-Only plan is a budget-friendly option available at a monthly rate of $6 for cats and $9 for dogs. The BestBenefit Accident and Illness plan offers more comprehensive coverage and is priced based on your pet's age, breed, and location.
