Navigating Roadside Assistance: A Guide To Driving For Farmers Insurance

Farmers Insurance offers roadside assistance to its customers at an affordable cost. This optional endorsement, which costs around $20 per year, provides access to a range of services, including towing, battery jumpstarts, and locksmith assistance. The company has a vast network of service providers across the country, ensuring timely support for stranded drivers. With Farmers Insurance, you can travel confidently knowing that help is just a call away.

Farmers roadside assistance costs

Farmers roadside assistance is an optional endorsement that costs between $12 and $36 per year, averaging at around $20 per year, depending on your location and the type of car you drive. This works out to be less than $2 per month.

The roadside assistance package includes:

• Towing services to the nearest repair facility
• Winching services if your vehicle is stuck in mud, sand, snow, water or another terrain
• Fuel delivery (cost of fuel not covered)
• Flat tire changes (cost of the tire not covered)
• Battery jumpstarts
• Locksmith services

It is important to note that fuel delivery is not advertised as a covered benefit. Additionally, the number of service calls included per coverage period may vary by location.

What's included in the plan

Farmers Insurance offers 24/7 roadside assistance to its customers at an affordable cost. At around $20 per year, depending on your location, Farmers Insurance's roadside coverage provides access to a range of services. Here is what is included in the plan:

Towing Services

If your vehicle breaks down and requires towing to the nearest repair facility, Farmers Insurance has you covered. With over 20,000 towing and road service facilities, they will dispatch the nearest professional to your location. The coverage provides up to $150 worth of emergency towing services.

Battery Services

Whether you need a battery jump start or an emergency battery replacement, Farmers Insurance has you covered. They will even assist with purchasing a new battery if needed.

Winching Service

If your vehicle gets stuck in mud, snow, or a ditch, and you are within 100 feet of a legal, paved road, Farmers Insurance will send a tow truck to pull you out.

Flat Tire Change

Farmers Insurance provides professional assistance in installing your spare tire. However, if you don't have a spare, you will need to pay for a replacement.

Lockout Assistance

If you lock your keys in your car, Farmers Insurance will cover the cost of a locksmith service provider to get you back inside. However, if you have lost your keys, you will need to bear the cost of the replacement.

Additional Services

Farmers Insurance's roadside assistance also covers rental vehicles. Any coverages included in your personal auto insurance policy will transfer to a rental car that you drive.

It is important to note that fuel delivery is not included in the roadside assistance plan. Additionally, the plan does not cover the cost of spare tires, and you will need to supply your own.

Exclusions to the plan

Farmers Insurance offers roadside assistance as an optional endorsement to your auto policy. It costs around $20 per year, depending on your location, and provides access to tows, battery jumpstarts, locksmith services, and other emergency roadside assistance services.

• Fuel delivery is not included in the Farmers roadside assistance plan. While the plan may cover the cost of labour to deliver fuel, you will have to bear the cost of the fuel itself.
• Spare tires are not covered under the plan. The plan covers the cost of labour for a flat tire change, but you will have to supply the spare tire.
• Roadside assistance is not available in all states. It is not offered in Alaska, Delaware, Hawaii, Maine, New Hampshire, Rhode Island, Vermont, and West Virginia.
• Collision with another vehicle is not covered under the roadside assistance plan. If you are in an accident, recovery towing will be included in your collision coverage or the at-fault driver's property damage liability. If you are at fault and do not have collision coverage, you may have to pay for the tow yourself.
• There may be limitations on the number of service calls included in your coverage. While a Florida agent reported no annual cap on the number of claims, an agent in Arizona stated that policyholders are covered for three to four service calls per year. Therefore, it is important to confirm the coverage details for your specific location with your insurance agent.

How to request assistance

To request roadside assistance from Farmers Insurance, you must first have a Farmers car insurance policy. You can then add roadside assistance to your policy for an additional cost. This costs around $20 per year, although prices may vary depending on your location.

Once you have roadside assistance coverage, you can request assistance by calling the Farmers roadside assistance phone number at 888-327-6335. You can also request services online or through the Farmers Insurance Agency mobile app. When requesting assistance, you will need to provide your vehicle and policy information.

If you have already received roadside assistance and need to be reimbursed, you can file a claim with Farmers online and upload your receipt.

It is important to note that Farmers roadside assistance is not available in all states. It is not offered in Alaska, Delaware, Hawaii, Maine, New Hampshire, Rhode Island, Vermont, and West Virginia.

How to add roadside assistance to an existing policy

If you're a Farmers customer, you can add roadside assistance to your auto policy at a low cost. This service costs between $12 and $36 per year, or about $1 to $3 per month, depending on your location and the type of car you drive.

To add roadside assistance to your existing policy, you can sign up online, through the Farmers mobile app, or by calling an agent at 888-327-6335. Coverage is immediate and will not wait for your policy to renew.

Farmers roadside assistance covers a range of services, including:

• Towing services to the nearest repair facility
• Winching if your vehicle is stuck in mud, snow, or a ditch
• Fuel delivery (cost of fuel not covered)
• Flat tire changes (cost of the tire not covered)
• Locksmith services if you lock your keys in your car (cost of replacement keys not covered)

It's important to note that roadside assistance is not available in Alaska, Delaware, Hawaii, Maine, New Hampshire, Rhode Island, Vermont, and West Virginia. Additionally, fuel delivery and spare tires are not included in the coverage.

Frequently asked questions