Orlando Harmon
If you're a State Farm policyholder, you may be wondering if your insurance covers locksmith services. The answer is yes, but only if you have roadside assistance coverage. State Farm's Emergency Road Service is an additional protection that you can purchase on top of your existing insurance policy. It covers locksmith services for up to one hour if you're locked out of your car, as well as towing, tire changes, fuel delivery, and more. So, if you're ever locked out of your car, you can call State Farm's roadside assistance and they'll send someone to help you get back into your vehicle.
| Characteristics | Values |
|---|---|
| Locksmith services covered | Yes, under their roadside assistance program Coverage H |
| Cost of locksmith services | Free of additional charge |
| Who to call | Roadside assistance toll-free at 877-627-5757 |
| Reimbursement | State Farm will reimburse the cost of the locksmith |
| Reimbursement process | Submit an invoice to State Farm |
| Reimbursement impact on premiums | Filing a claim will not affect your overall premiums |
What You'll Learn
- State Farm's locksmith services are included in their roadside assistance package
- State Farm's locksmith services are reimbursed after submitting an invoice
- State Farm's roadside assistance is available 24/7
- State Farm's roadside assistance includes towing, jump-starts, fuel delivery, and more
- State Farm's locksmith services are limited to one hour
State Farm's locksmith services are included in their roadside assistance package
Getting locked out of your car is a common problem, and locksmiths can be expensive. Fortunately, State Farm offers locksmith services as part of its roadside assistance package, which is available to its auto policyholders. This service covers locksmith labour to unlock a vehicle if its key is lost, stolen, or locked inside the car, for up to one hour.
State Farm's roadside assistance is more than just locksmith services. It also includes towing services, mechanical breakdown assistance, battery jump-starts, fuel and oil delivery, and flat tire changes. The company has a network of contracted service providers that can respond to these situations, and policyholders with this coverage will not be required to pay anything upfront for these basic services.
State Farm's roadside assistance is available 24/7 and can be added to an existing insurance policy for an additional cost. The cost of this service varies but is estimated to be between $8 and $24 per year. It's important to note that even if you don't have roadside assistance coverage, State Farm may still offer locksmith services at a competitive rate.
If you're a State Farm policyholder, be sure to review your policy to understand what services are covered and what steps to take if you require locksmith services.
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State Farm's locksmith services are reimbursed after submitting an invoice
State Farm's locksmith services are part of its Emergency Road Service or roadside assistance program. This service is available to its auto policyholders as an add-on to their existing insurance coverage.
State Farm does not have its own locksmiths but will reimburse you for the cost of a locksmith after you submit an invoice. The good news is that filing a claim under this plan will not affect your overall premiums.
State Farm's Emergency Road Service covers locksmith labor for up to one hour to unlock a covered vehicle if its key is lost, stolen, or locked inside the vehicle. It's important to note that there are some limitations to this service. While State Farm will cover the cost of the locksmith, you will be responsible for paying for any additional time the locksmith spends on the job beyond the first hour.
To take advantage of State Farm's locksmith services, it is recommended to call their roadside assistance number at 877-627-5757. They have contracted service providers ready to respond to such situations, and you can expect these basic services free of additional charge if your coverage is verified.
However, it is always better to call State Farm directly instead of hiring a locksmith on your own and assuming you will be reimbursed. Insurance companies usually have existing contracts with specific service providers, and using a locksmith outside their network may result in reduced or no reimbursement.
State Farm's roadside assistance also includes other services such as towing to the nearest repair location, delivery of gas, oil, or a battery, and tire changes. These services are designed to help motorists with the most common problems they may encounter during their daily commutes or road trips.
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State Farm's roadside assistance is available 24/7
Roadside assistance is not just limited to towing and jump-starting your vehicle. It covers a range of common issues that motorists may encounter, such as flat tires, stalled engines, and dead batteries. State Farm's roadside assistance includes locksmith services for drivers who are locked out of their vehicles. This can be a real lifesaver if you've locked your keys inside the car or lost them.
The locksmith service is limited to one hour of labor, after which you may be responsible for additional charges. It's important to note that State Farm has contracted service providers for these situations, and you may be required to use specific locksmiths to be covered. To take advantage of this service, simply call State Farm's toll-free number, 877-627-5757, and they will dispatch a locksmith to your location.
In addition to locksmith services, State Farm's roadside assistance also includes towing to the nearest repair facility, delivery of fuel or oil, and on-scene repair work by a mechanic for up to one hour. These services are designed to help you get back on the road as quickly and safely as possible.
State Farm's roadside assistance is a valuable add-on to your auto insurance policy, providing you with peace of mind and assistance when you need it most. With their large network of service providers, they can offer competitive rates and quick response times, ensuring you're not left stranded for long.
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State Farm's roadside assistance includes towing, jump-starts, fuel delivery, and more
State Farm's roadside assistance is an optional, additional protection for their customers. It is available 24/7 and offers more than towing and jump-starts. The cost of State Farm's roadside assistance varies and is bundled with the fees for services provided by the company.
State Farm's roadside assistance covers a range of services, including:
- Towing to the nearest repair location if the covered vehicle is not drivable or is stuck on or next to a public road.
- Delivery of gas, oil, or a battery, or a change of tire, to return a covered vehicle to driving condition.
- Locksmith services for up to one hour to unlock a covered vehicle if its key is lost, stolen, or locked inside.
- Up to one hour of mechanical labour at the breakdown site.
There are some limitations to these services. While the delivery of fuel, oil, and tires is covered, the customer is responsible for the cost of these items. Locksmith services are limited to one hour before the customer is billed for the specialist's time. Towing is also limited to a certain distance, which varies depending on the location.
State Farm recommends that customers call their roadside assistance number in the event of an emergency. The insurance company will then ask questions and dispatch the appropriate help. State Farm also has contracted service providers that can respond to specific situations, such as locksmith services, at no additional charge to the customer.
In summary, State Farm's roadside assistance includes towing, jump-starts, fuel and oil delivery, tire changes, and locksmith services, all designed to provide peace of mind and help motorists in the event of a breakdown or emergency.
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State Farm's locksmith services are limited to one hour
State Farm's locksmith services are part of their Emergency Road Service or roadside assistance program, which is an optional add-on to your insurance policy. This program covers a range of services, including towing, tire changes, fuel delivery, and locksmith services.
If you have State Farm's Emergency Road Service, you can call their toll-free number and they will send a locksmith to your location. The locksmith will try to unlock your car within the one-hour time limit. If they are successful, you will not have to pay anything, as State Farm will bill the service provider directly.
However, if the locksmith takes longer than one hour to unlock your car, you will be responsible for paying for their additional time. In this case, you may have to pay the locksmith directly and then seek reimbursement from State Farm. It is important to note that State Farm may have specific requirements regarding which locksmith services you can use, so it is always best to call them first before contacting a locksmith directly.
Additionally, if you do not have State Farm's Emergency Road Service coverage, you may still be able to receive locksmith services, but you will likely have to pay for them out of pocket. In this case, you can submit a receipt to State Farm for reimbursement, but it is not guaranteed that they will cover the full cost.
Overall, while State Farm's locksmith services are limited to one hour, they can be a valuable benefit for those who have signed up for their Emergency Road Service program. It is important to understand the limitations and requirements of this service to ensure a smooth and stress-free experience in the event of a lockout.
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Frequently asked questions
Yes, State Farm auto insurance covers locksmith services under their roadside assistance program Coverage H.
If you have coverage H, you won't be required to pay anything upfront. The insurance company will be billed directly for the basic services. However, it's always better to call State Farm directly instead of assuming you'll get reimbursed later.
If your insurance plan does not include roadside assistance, you can still contact State Farm. They may be able to offer you a competitive rate negotiated by them, which is usually cheaper than what is available in the market.
State Farm's roadside assistance coverage includes towing, tire changes, fuel or oil refills, and other miscellaneous services.
The cost of State Farm's roadside assistance coverage varies and is bundled with the fees for the services provided. Policyholders need to call for a quote to add Coverage H to their existing protections. Estimates put the cost of State Farm roadside coverage between $8 and $24 per year.
