How Aarp Auto Insurance Offers Cheaper Rates

is aarp auto insurance cheaper

AARP auto insurance is offered through The Hartford and is exclusively available to AARP members over 50 years of age. AARP auto insurance provides a variety of coverage options, add-ons, and discounts that benefit those aged 50 and up. The average cost of AARP auto insurance is $1,332 per year, or about $111 per month, and members can save up to 20% by bundling their homeowners and auto insurance policies. AARP auto insurance has received generally positive reviews, with strong ratings from J.D. Power and a high financial strength rating from AM Best. However, there are some negative reviews, particularly regarding communication and customer service. Overall, AARP auto insurance is a good option for seniors looking for discounted rates and additional coverage options.

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AARP auto insurance is offered through The Hartford

AARP members can also benefit from a variety of discounts, including a discount of up to 10% for simply having an AARP membership. If you pay your bill in full instead of making monthly payments, you will be eligible to receive extra discounts. The Hartford also offers safe drivers discounts on their auto insurance coverages. If you've finished an approved defensive driving course, you can enjoy discounts on your car insurance for the next three years.

The Hartford is proud to offer an exclusive and exceptional home product to AARP members. Customers can save an average of $813 a year by combining coverages. Simply bundle your home and auto insurance, car and renters insurance, or auto and condo insurance, and you can save up to 12% on auto insurance and up to 20% on condo, renters, or home insurance.

AARP auto insurance is available in most U.S. states.

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AARP auto insurance is only available to members over 50

AARP auto insurance is provided through The Hartford and is only available to AARP members who are aged 50 or over. The AARP, formerly the American Association of Retired Persons, was founded in 1958 by a retired teacher and principal in California. Today, it is a nonprofit organisation dedicated to advocating for people aged 50 and above and has nearly 38 million members across the country.

The AARP Auto Insurance Program from The Hartford has been in place since 1984 and offers exclusive car insurance to AARP members. The insurance is also available to members' families, such as children or spouses.

The average cost of AARP auto insurance is $1,332 per year, or about $111 per month. This is cheaper than the national average of $1,658 per year, or $138 per month, for drivers of this age. AARP members can also save up to 20% by bundling their homeowners and auto insurance policies with The Hartford.

AARP auto insurance offers a variety of coverage options, including liability, uninsured/underinsured motorist, personal injury protection, and comprehensive and collision insurance. It also provides unique features such as RecoverCare coverage, which offers up to $2,500 to pay for household services if the insured is injured in a car accident.

In addition to competitive rates, AARP auto insurance offers a range of discounts for members. These include discounts for bundling policies, paying in full, getting a quote online, and completing a defensive driving course. Members also receive an exclusive 10% discount on their policy simply for being an AARP member.

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AARP auto insurance offers discounts for bundling home and auto coverage

AARP auto insurance is offered through The Hartford and is exclusively available to AARP members who are aged 50 and older. The Hartford has been selling auto insurance exclusively to AARP members since 1984 and has an A+ financial strength rating from AM Best.

AARP auto insurance offers a variety of discounts for members, including a discount of up to 10% just for being an AARP member. One of the available discounts is the bundle discount, which allows members to save money by bundling their home and auto insurance coverage.

By bundling home and auto insurance policies with The Hartford, AARP members can save up to $627. Specifically, they can get up to 5% off their auto insurance and up to 20% off their home, renters, or condo insurance.

Bundling home and auto insurance not only saves money but also makes it easier to manage policies. Members won't need to contact multiple companies when making changes to their insurance or submitting claims. They may even be able to manage their policies from the same online account.

In addition, bundling insurance with The Hartford allows insurance professionals to get to know members' needs better and help them find tailored coverage.

Overall, AARP auto insurance through The Hartford offers a range of benefits and savings opportunities for members who are looking for affordable and flexible coverage options.

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AARP auto insurance offers a defensive driver course discount

AARP auto insurance is offered through The Hartford and is available exclusively to AARP members who are aged 50 and above. AARP auto insurance offers a range of discounts to its members, including a defensive driver course discount.

The AARP Smart Driver course is available online or in a classroom setting. The course teaches proven driving techniques to help keep you and your loved ones safe on the road. It covers important facts about the effects of medication on driving, how to reduce driver distractions, and how to maintain a proper following distance. It also covers the proper use of safety belts, airbags, anti-lock brakes, and new technology found in modern cars. Additionally, the course teaches techniques for handling left turns, right-of-way, and roundabouts, as well as how to adjust your driving to compensate for age-related physical changes.

Completing the AARP Smart Driver course may make you eligible for a multi-year discount on your auto insurance. The exact discount amount and eligibility criteria may vary depending on your age, driving record, and other factors. It is recommended to consult your insurance agent before taking the course to ensure that you qualify for the discount.

In some states, auto insurance companies are mandated by law to offer discounts to those who complete a defensive driving course. These states include Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia, and Wyoming, as well as the District of Columbia.

In addition to the defensive driver course discount, AARP auto insurance offers other discounts such as a bundle discount when you combine your car and home insurance, a paid-in-full discount, an online quote discount, a safe driving discount, a vehicle fuel type discount, and a driver training discount for young drivers who complete an approved training course.

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AARP auto insurance offers a discount for paying your bill in full

AARP auto insurance is offered through The Hartford and is only available to AARP members. AARP auto insurance offers a discount for paying your bill in full. This is in addition to other discounts such as a discount for bundling your home and auto insurance, a safe driver discount, and a discount for simply being an AARP member.

AARP auto insurance is a good option for those looking for affordable auto coverage, with an average savings of $577 for members who switch to The Hartford. The Hartford also offers a fast and easy claims process and outstanding customer service.

While AARP auto insurance is a great option for those over 50, it is important to shop around and compare car insurance rates to find the best coverage and price for your needs.

AARP auto insurance offers a wide range of coverage options, including liability coverage, collision insurance, comprehensive insurance, uninsured/underinsured motorist coverage, personal injury protection, and medical payments coverage.

In addition to the standard coverage options, AARP auto insurance also offers add-ons such as new car replacement coverage, RecoverCare coverage, disappearing deductible, full glass coverage, and car towing coverage.

To get a quote for AARP auto insurance, you will need to provide basic personal details, vehicle information, and information about any additional drivers and your current auto insurance policy.

Overall, AARP auto insurance through The Hartford is a great option for those over 50 looking for affordable and comprehensive auto insurance coverage.

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Frequently asked questions

The average cost of AARP auto insurance is $1,332 per year or $111 per month. However, some sources state that you can pay as little as $78 per month.

AARP auto insurance includes liability coverage, collision insurance, comprehensive insurance, uninsured/underinsured motorist coverage, personal injury protection, and medical payments coverage.

AARP members can save up to 10% on their car insurance policies. Additionally, members can save up to 20% by bundling their home and auto insurance policies with AARP.

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