Aetna Insurance Plans: Auto-Renewal And What To Expect

If you're an Aetna Medicare Advantage (MA) plan member, your plan will automatically renew on January 1 each year. However, if your plan is ending, you will be notified by mail and given the opportunity to select a new plan. If you would like to change your plan, you can do so during the Annual Enrollment Period (AEP) from October 15 to December 7. Before the AEP begins, you will receive an Annual Notice of Change (ANOC) explaining any changes to your plan for the coming year, which may affect your costs and coverage. It is important to carefully review this information, as well as your plan documents, prescription drug coverage, and provider directory, to ensure that your needs will continue to be met.

Aetna Medicare Advantage plans auto-renew annually on January 1

If you are enrolled in an Aetna Medicare Advantage plan, your coverage will automatically renew on January 1 each year. However, there are rare instances where your plan may be ending. In these cases, you will be notified by mail and given the opportunity to select a new plan.

If you would like to change your Aetna Medicare Advantage plan, you can do so during the Annual Enrollment Period (AEP) which runs from October 15 to December 7. Before the AEP begins, you will receive an Annual Notice of Change (ANOC) explaining the changes to your plan for the upcoming year. It is important to carefully review this information as the changes can affect your costs and coverage.

During the AEP, you can also review your plan documents, check for any changes to prescription drug coverage, and verify your network by checking the provider directory. You may also be able to attend an in-person meeting or an online member seminar to learn more about your coverage options.

Members are notified of plan changes via an Annual Notice of Change (ANOC)

Aetna members are informed of any changes to their insurance plan via an Annual Notice of Change (ANOC). This document is sent to members before the Annual Enrollment Period (AEP) which runs from October 15 to December 7. The ANOC outlines any changes to the member's plan for the coming year, including adjustments to costs and coverage. It is important for members to carefully review this document, as it may impact their choice of plan for the following year.

In addition to the ANOC, members are advised to review all plan documents, particularly if they have prescription drug coverage. The plan formulary, which is a list of covered prescription drugs, may undergo changes that could impact the member's coverage. Similarly, the provider directory should be consulted to note any changes to the member's network.

Aetna also encourages members to consider other factors when reviewing their coverage, such as monthly plan premiums, the ability to see their preferred doctors, prescription drug costs, and whether their prescriptions are still covered under the plan. To assist members in understanding their coverage and plan changes, Aetna may offer in-person meetings or online member seminars during the AEP. These resources help members make informed decisions about their healthcare choices and ensure their plan continues to meet their needs.

Overall, the ANOC plays a crucial role in keeping members informed about upcoming changes to their insurance plans, empowering them to make necessary adjustments during the AEP and ensuring they receive the care they need.

Aetna offers a range of health insurance plans, including ACA plans

Aetna offers a wide range of health insurance plans, including ACA plans, to meet the unique needs of individuals and families. Their ACA (Affordable Care Act) individual and family plans provide comprehensive coverage, including access to a network of local doctors, specialists, and hospitals.

Aetna's ACA plans offer several benefits, such as $0 preventive care, $0 MinuteClinic visits, and $0 virtual care. Members can also take advantage of a $25 allowance every three months to shop for over-the-counter CVS Health brand wellness products. In addition, Aetna's extensive provider network allows members to find quality care close to home, with online search tools to locate nearby doctors, specialists, and care providers.

Aetna also offers Medicaid Health Plans through Aetna Better Health, serving those who use Medicaid services, including programs like the Children's Health Insurance Program (CHIP) and long-term services.

For employers and organizations, Aetna provides enrollment and renewal processes, with recommended implementation activities for a smooth transition into their Middle Market and National Account plans. They also offer various plan options, such as the Aetna Choice and Aetna Open Access plans, with specific documentation requirements for enrolling groups.

Aetna is committed to providing quality health insurance plans and benefits to meet the diverse needs of its customers, ensuring that healthier happens together.

Members can pay their monthly bill easily via auto-pay or one-time payment

Members can pay their monthly bill easily via autopay or one-time payment. Autopay ensures that members never miss a payment. Members can log in to their accounts to set up autopay. They can also log in to manage their existing accounts, where they can set up automatic payments, see their payment history, update their payment method, and more.

For one-time payments, members have several options. They can pay online by logging in to their member website, or by calling the number on the back of their ID card. Members can also pay in person by visiting any CVS Pharmacy store location to pay with credit, debit, or cash (up to $999). They must bring the barcoded payment coupon from their bill. Members can also send a check to the address on their monthly bill, remembering to include their payment coupon.

Aetna Medicare members can manage prescriptions and sign up for mail delivery online

Aetna Medicare members can easily manage their prescriptions and sign up for mail delivery online. Firstly, members can check if their drug is available through mail order by checking their plan formulary (drug list). If it is, they can ask their doctor to send an electronic prescription to the mail order address. Alternatively, they can log in to their secure member website and look for the mail order section to sign up. Members can also call Member Services and ask an agent to help them sign up for mail order service.

Aetna Medicare members can also manage their mail order prescriptions online by logging into their secure member website and accessing the Aetna Pharmacy section. Here, they can view their prescriptions, order refills, and track their medication refills.

Signing up for mail delivery can be a convenient and cost-effective option for members who take medications regularly. With mail-order delivery, members can receive 90-day supplies of many drugs, avoiding frequent trips to the drug store and ensuring they don't miss doses. Additionally, members can benefit from $0 shipping on standard deliveries anywhere in the U.S. and have their medicines delivered in discreet, tamper-proof packaging.

Overall, Aetna Medicare makes it easy for members to manage their prescriptions and sign up for mail delivery online, providing flexibility and convenience to ensure members can access the medications they need.

Frequently asked questions