Auto Insurance In Arizona: Affordable Or Expensive?

is auto insurance cheaper in Arizona

Arizona's auto insurance rates are higher than the national average, so it's important to find the best deal for you. The cheapest car insurance companies in Arizona are Geico, Auto-Owners, State Farm, and The Root. The difference between the cheapest and most expensive car insurance in Arizona is $3,127 per year, so it's worth comparing quotes. The average cost of full-coverage car insurance in Arizona is $2,092 per year, or $174 per month. If you want the cheapest policy possible, opt for minimum coverage, which costs an average of $641 per year, or $53 per month.

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Cheapest car insurance for young drivers

Arizona's auto insurance rates are determined by a variety of factors, including age, gender, driving record, vehicle type, and location. Young drivers in Arizona can expect to pay higher rates than older, more experienced drivers. Here is a list of the cheapest car insurance companies in Arizona for young drivers:

  • Geico: $65 per month
  • Country Financial: $94 per month
  • Auto-Owners: $95 per month
  • Travelers: $104 per month
  • Allstate: $120 per month

It is important to note that rates may vary depending on individual factors, and it is always a good idea to shop around and compare quotes from multiple insurers to find the best rate. Additionally, young drivers can consider the following tips to help lower their insurance premiums:

  • Compare quotes from multiple insurers.
  • Consider bundling auto insurance with other policies, such as homeowner's or renter's insurance.
  • Maintain a clean driving record.
  • Take advantage of discounts offered by insurance companies, such as good student discounts or safe driver discounts.
  • Choose a vehicle with high safety ratings.
  • Opt for a higher deductible if you can afford the out-of-pocket costs in the event of a claim.

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Cheapest car insurance for drivers with a DUI

Arizona's auto insurance rates are slightly more expensive than the national average. The average annual rate for car insurance in Arizona is $1,626, while the national average is $1,543.

The cheapest car insurance in Arizona for drivers with a DUI is offered by Root, with an average annual rate of $904. The General, with an average rate of $3,853 per year, is the most expensive insurer in the state for drivers with a DUI.

Other cheap car insurance options in Arizona for drivers with a DUI include:

  • Mercury: $653 per year
  • Travelers: $793 per year
  • Auto-Owners: $808 per year
  • Progressive: $853 per year

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Cheapest car insurance for drivers with a speeding ticket

Arizona's auto insurance rates are determined by a variety of factors, including age, gender, driving record, vehicle type, and location. The cost of auto insurance in Arizona is relatively high compared to other states, with an average annual rate of $1,626 or $135.50 per month. The cheapest car insurance company in Arizona is The Root, with an average annual rate of $827. For drivers with a speeding ticket, Geico offers the cheapest rates at $39 per month, while State Farm is the cheapest option for full coverage at $125 per month.

Cheapest Car Insurance in Arizona for Drivers with a Speeding Ticket:

  • Geico: $39 per month.
  • Travelers: $55 per month.
  • Country Financial: $56 per month.
  • Mercury: $59 per month.

It is important to note that insurance rates may vary based on additional factors such as age, gender, vehicle type, and location. It is always a good idea to shop around and compare quotes from multiple insurance providers to find the best rate for your specific situation.

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Cheapest car insurance for drivers with an accident on their record

Arizona's auto insurance costs are slightly higher than the national average. The average annual cost of full-coverage car insurance in Arizona is $3,127 per year, or $261 per month. The average cost of minimum coverage in Arizona is $956 per year, or $105 per month.

The cheapest car insurance company in Arizona for drivers with an accident on their record is Root, with an average annual rate of $1,036. The most expensive company in Arizona for drivers with an accident on their record is The General, with an average annual rate of $4,138.

The cheapest car insurance company in Arizona overall is Root, with an average annual rate of $827. The most expensive car insurance company in Arizona is The General, with an average annual rate of $3,035.

The cheapest car insurance companies in Arizona are Geico, Auto-Owners, and State Farm. The difference between the cheapest and most expensive car insurance in Arizona is $3,127 per year, so it pays to compare quotes.

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Cheapest car insurance for drivers with poor credit

Arizona's auto insurance rates are lower than the national average, with an annual average of $764 for minimum coverage and $2,585 for full coverage. The cheapest car insurance companies in Arizona for drivers with poor credit are Mercury, Geico, and Travelers. Mercury offers the cheapest rates at $48 per month, followed by Geico at $49 per month, and Travelers at $63 per month.

The cheapest car insurance companies in Arizona are Geico, Auto-Owners, and State Farm. The difference between the cheapest and most expensive car insurance in Arizona is $3,127 per year, so it pays to compare quotes.

Frequently asked questions

The average cost of car insurance in Arizona is $1,626 per year or $135.50 per month. However, the cost of car insurance in Arizona varies depending on age, gender, driving history, and location.

The cheapest car insurance in Arizona is offered by QBE, with an average rate of $392 per year for minimum coverage and $1,167 per year for full coverage. Other cheap car insurance companies in Arizona include The Root, Geico, Auto-Owners, and State Farm.

The most expensive car insurance in Arizona is offered by The General, with an average rate of $3,035 per year.

The minimum amount of car insurance required in Arizona is $25,000 per person and $50,000 per accident for bodily injury coverage, and $15,000 per accident for property damage coverage.

Driving without car insurance in Arizona is illegal and can result in the suspension of your driver's license and vehicle registration. If you are caught driving without insurance, you may be required to pay fines and provide proof of insurance to reinstate your license and registration.

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