Land Rover Auto Insurance: Is It Affordable?

Owning a Land Rover comes with a sense of prestige, but it also comes with a hefty price tag for auto insurance. The cost of insuring a Land Rover varies depending on the model, age of the vehicle, and driver profile. On average, you can expect to pay around $1,874 to $3,231 per year for insurance, with monthly costs ranging from $158 to $286. The Land Rover Range is the most expensive model to insure, costing around $2,463 to $3,669 per year for a 40-year-old driver. The Land Rover Discovery is a more affordable option, with an average annual insurance cost of $1,952 to $2,566.

Several factors contribute to the high insurance costs for Land Rovers. Firstly, they are luxury vehicles with high MSRPs, which means repairs and replacements can be costly. Additionally, Land Rovers are not known for their reliability and are often criticised for frequent breakdowns. While they are not commonly targeted by car thieves, their high value makes them expensive to insure.

Despite the high insurance costs, Land Rovers offer safety features that can help mitigate the impact of accidents and reduce insurance premiums. These include driver alertness warnings, automatic emergency braking, terrain response systems, and multiple airbags. When insuring a Land Rover, it is essential to compare quotes from different insurance providers and consider factors such as age, driving record, and location to find the best rates.

Land Rover insurance costs are $381 more per year than the average vehicle

The cost of insurance for a Land Rover also depends on the model. The Land Rover Discovery costs $1,952 per year to insure, while the Land Rover Range costs $2,463 per year for drivers aged 40. The Land Rover Range Rover costs around $1,900 a year or $158 each month to insure. The Land Rover Range Rover Evoque costs $2,042 a year to insure, while the Land Rover Range Rover costs $3,698 per year.

The age of the car also impacts insurance costs. For example, the average insurance cost for a 2017 Land Rover Range Rover is $1,900, while the insurance cost for a 2010 Land Rover Range Rover is $1,496, a difference of $404.

Driver age also affects insurance rates. 20-year-old drivers pay approximately $2,323 more per year than 30-year-old drivers for Land Rover Range Rover insurance. The cheapest age to insure a Range Rover is 60, while the most expensive age is 20.

Location is another factor that influences insurance rates. For example, drivers in Phoenix may pay $1,045 less per year than drivers in Los Angeles.

Safety features can help mitigate the high cost of Land Rover insurance. Land Rovers are equipped with safety features such as driver alertness warnings and automatic emergency braking, which can reduce the severity of accidents and keep insurance rates lower. Additionally, Land Rovers are not frequently targeted by thieves, which can also help keep insurance costs down.

The average yearly cost to insure a Land Rover is $1,873.75

The Land Rover is the only brand of cars sold in the U.S. that strictly offers SUVs, and it is able to devote itself to producing superior SUVs with some of the best features available today. Compared with many other SUVs, Land Rovers are rather pricey. However, they are associated with refinement and luxury and are also prized for their ability to perform well off the road.

The cost of insurance for a Land Rover also depends on the model. The Land Rover Discovery, for instance, costs $1,952 per year to insure, while the Land Rover Range costs $2,463 per year for drivers aged 40. The age of the car also affects the insurance cost, with newer models generally having higher insurance rates.

The driver's age is another factor that influences insurance rates. For example, 20-year-old drivers pay approximately $2,323 more per year than 30-year-old drivers for a Land Rover Range Rover. Additionally, the location of the driver can impact the cost of insurance, with insurance rates varying across different states.

Despite the high cost of insuring a Land Rover, there are ways to find cheaper insurance rates. Comparing quotes from different insurance companies, taking advantage of discounts, improving your driving record, and considering higher deductibles can all help lower the cost of insurance.

The Land Rover Discovery is the cheapest model to insure

Auto insurance for a Land Rover is generally more expensive than for other vehicles. The average Land Rover insurance costs $3,231 per year for drivers aged 40, while the average insurance for other cars is around $1,200 to $1,600 per year.

However, the cheapest Land Rover model to insure is the Land Rover Discovery, which costs $1,952 per year to insure, according to Insurance.com. This is significantly cheaper than the Land Rover Range, which costs $2,463 per year to insure. The Land Rover Discovery is also cheaper than other SUVs, which typically cost around $1,500 per year to insure.

The Land Rover Discovery is a popular choice for families and those who live in the countryside, as it has plenty of space and handles well in rough terrain. It also comes with an infotainment system called Pivi Pro and has luxurious interiors. The Discovery insurance rates tend to decrease for older models, with a 2016 Land Rover Discovery costing 36% less to insure than a newer model.

While the Land Rover Discovery is the cheapest Land Rover model to insure, it is still considered one of the most expensive cars to insure in the SUV segment. This is due to the high repair and replacement costs associated with Land Rover vehicles. Additionally, the engine size of the Land Rover Discovery also contributes to its higher insurance costs.

To save money on Land Rover Discovery insurance, consider getting multiple quotes from different insurance providers and comparing rates. You can also ask about discounts for factors such as low mileage, experienced drivers, and advanced safety features.

The average insurance cost for a Land Rover is $688 more per year than the average vehicle

The cost of insuring a Land Rover is significantly higher than the average vehicle. On average, insurance for a Land Rover is $688 more per year than the average vehicle in the US. This is due to the high MSRP of Land Rovers, which are priced at a premium with a focus on luxury and performance. As a result, insurance providers know they will have to pay more to repair such vehicles, so they charge higher premiums.

The average Land Rover insurance cost is $2,676 per year, compared to the US national average of $1,988. This makes Land Rover the 29th most expensive out of 36 makes to insure. The cost varies depending on the model, with the Land Rover Discovery costing $1,952 per year to insure and the Land Rover Range costing $2,463 per year. The age of the vehicle also impacts the insurance cost, with older models generally being cheaper to insure. For example, the average cost to insure a 2016 Land Rover Discovery is $1,881 per year, 36% less than the 2023 model.

In addition to the make, model, and age of the vehicle, insurance rates are also influenced by factors such as the driver's age, gender, driving record, and location. The cheapest age to insure a Land Rover is 60, while the most expensive is 20. Furthermore, Land Rovers are not targeted by thieves, which helps to keep insurance costs down. However, they are expensive to repair or replace, which contributes to the high insurance costs.

When compared to other luxury brands, Land Rover insurance is slightly more affordable. It costs 1.4% less than Audi, 0.1% less than BMW, 15.7% more than Volvo, and 9.9% less than Mercedes-Benz. However, when compared to non-luxury brands, Land Rover insurance is generally more expensive due to the higher purchase price of the vehicles.

The most expensive state for Range Rover insurance is Louisiana

The cost of insuring a Land Rover varies depending on the model, the driver's age, location, and driving record. On average, Land Rover insurance costs $2,378 yearly, or around $198 a month. However, the most expensive model to insure is the Land Rover Range, which costs $2,463 per year for drivers aged 40.

When it comes to insurance rates by state, Louisiana stands out as the most expensive. The exact rates vary across insurance providers, but Louisiana consistently ranks as the state with the highest insurance costs for Range Rovers. This is due to various factors, including historical claims data, accident injury costs, vehicle repair costs, and state laws.

Theft rates also play a significant role in determining insurance premiums. An uptick in theft rates of luxury vehicles, including Range Rovers, can lead to increased insurance premiums. Louisiana's theft rates and other factors contribute to making it the most expensive state for Range Rover insurance.

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