Jeffrey Wade
Bivvy Pet Insurance was a Wisconsin-based company that offered a unique approach to pet insurance by providing a single, affordable plan with a preset deductible, reimbursement percentage, and annual payouts. The company was not Better Business Bureau (BBB)-accredited and did not have ratings from J.D. Power or the BBB. Bivvy's plans were underwritten by CUMIS Insurance Society Inc., a well-established insurance provider. However, as of July 2023, Bivvy is no longer issuing new policies and is reportedly going out of business. This has left some customers disappointed, as they face challenges in finding alternative insurance coverage for their pets, especially with pre-existing conditions.
| Characteristics | Values |
|---|---|
| Current Business Status | Out of Business |
| Current Policy Status | Not issuing new policies |
| Policy Pricing | $10 to $20 a month |
| Policy Coverage | Accident & Illness, Wellness Care |
| Customer Reviews | Mixed |
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What You'll Learn
Bivvy Pet Insurance is no longer issuing new policies
Bivvy's pet insurance stood out for its affordability and comprehensive coverage, including accident and illness insurance for a range of family pets beyond cats and dogs. Their accident and illness plan covered diagnostic tests, treatments for congenital and hereditary conditions, and prescription medications. However, Bivvy's plan had limitations such as low coverage limits, a lengthy waiting period, and the exclusion of pre-existing conditions.
Bivvy received mixed reviews from customers. Some praised the company for its affordable rates and ease of reimbursement, while others criticised the company for denying claims and providing unsatisfactory customer service. There were also concerns about the company's legitimacy due to its lack of accreditation and ratings from reputable organisations.
With Bivvy Pet Insurance no longer issuing new policies, pet owners will need to explore alternative options for insuring their furry friends. It is important for pet owners to carefully review the features, limitations, and customer feedback of different pet insurance providers before making a decision to ensure their pets are adequately covered.
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The company is going out of business
Bivvy Pet Insurance is a former pet insurance company that is now out of business. Bivvy was a Wisconsin-based enterprise and a newcomer to the pet insurance marketplace. It offered an affordable and comprehensive "one plan for all" policy with an optional wellness plan add-on. The company charged a flat rate based on location, rather than breed or age, with rates starting at $10 per month. Bivvy's policies were underwritten by CUMIS Insurance Society Inc., an insurance provider with over 55 years of experience.
Despite its competitive pricing, Bivvy faced some criticism and negative reviews from customers. Some policyholders expressed dissatisfaction with denied claims, lack of coverage for pre-existing conditions, and limitations such as low coverage limits and a lengthy waiting period. In response to inquiries, Bivvy encouraged prospective customers to consider alternative options, specifically recommending Spot Pet Insurance as one of the top picks for pet insurance companies.
Bivvy's website does not provide much information about its current status, but the company has confirmed that it is no longer issuing new policies. As of July 2023, Bivvy Pet Insurance is in the process of going out of business.
The news of Bivvy's closure may come as a disappointment to pet owners who found their services beneficial, especially those with older pets or service animals. However, it is important for pet owners to explore other insurance options to ensure continued coverage for their furry companions.
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Bivvy offered affordable pet insurance
Bivvy Pet Insurance offered an affordable and comprehensive policy with an optional wellness plan add-on. Their "one plan for all" approach meant that all policies were the same price, with rates starting at $10 per month. Unlike many other providers, Bivvy charged a flat rate based on location, rather than taking into account the pet's age, breed, or medical history. This meant that older pets, which typically attract higher insurance premiums, could be covered at a lower cost.
Bivvy's Accident & Illness plan covered illnesses, accidental injuries, chronic conditions, cancer treatments, emergency care, congenital and hereditary conditions, diagnostic treatments, blood tests, ultrasounds, X-rays, surgical procedures, hospitalization, orthodontic treatment, and prescription medications. The additional Wellness Care plan covered preventive and routine services, including vaccinations, wellness examinations, heartworm tests, tick and flea prevention, deworming, urinalysis, and microchipping.
Bivvy's policies were underwritten by CUMIS Insurance Society Inc., an insurance provider with over 55 years of history. Despite this, Bivvy is no longer issuing new policies and is going out of business.
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$29.99
Customers have mixed reviews
Some customers have praised Bivvy for its affordability. One customer on Trustpilot said they were happy with Bivvy as they couldn't afford other companies' premiums. They also praised Bivvy for being there for them during the loss of their service dog. Another Trustpilot reviewer said that they liked Bivvy because they paid smaller claims with just a receipt, but they cancelled their policy after their larger claim was denied. A customer on Pawlicy Advisor also praised Bivvy for being among the least expensive options on the market.
However, some customers have criticised Bivvy for denying their claims. One customer on Reddit said that Bivvy denied their X-ray claims, and the representatives just read from a script without further investigation. Another Reddit reviewer shared a similar experience, saying that Bivvy denied their X-ray claim due to a "pre-existing condition". A Trustpilot reviewer also said that Bivvy dropped their dog from coverage for no reason, and now they can't get any other insurance for their dog.
Despite these mixed reviews, it seems that Bivvy is now out of business. As of July 2023, Bivvy is no longer issuing new policies and is encouraging prospective customers to purchase pet insurance coverage with Spot Pet Insurance.
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The company is not Better Business Bureau (BBB)-accredited
Bivvy Pet Insurance is no longer issuing new policies and is going out of business. The company is encouraging customers to purchase pet insurance coverage with Spot Pet Insurance. Bivvy's website does not provide much information, but a representative has confirmed that the company is going out of business.
Bivvy was a pet insurance company that offered affordable but limited plans. Its accident and illness plan had low coverage limits, a lengthy waiting period, and excluded pre-existing conditions. The company charged a flat rate based on location, rather than breed or age, and its rates started at $10 per month, although pets in some states cost more to insure. Bivvy also offered an additional wellness plan that covered preventive and routine services, including vaccinations and wellness examinations.
Bivvy is not Better Business Bureau (BBB)-accredited and is not rated by J.D. Power or the BBB. The company was a legitimate pet insurance provider owned by CUMIS Insurance Society, Inc., which has provided insurance, financial, and technological services for over 55 years. Bivvy's policies were underwritten by CUMIS Insurance Society, Inc., a member of a financially strong insurance group that has been around for 80 years.
Bivvy received mixed reviews from customers. Some customers complained that the company denied their claims, provided poor customer service, and raised premiums without notice. Others were happy with the affordable premiums and easy reimbursement from Bivvy.
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Frequently asked questions
Yes, Bivvy Pet Insurance is no longer issuing new policies and is going out of business.
Bivvy offered a flat rate of $10 to $20 a month for pet health insurance, depending on the state. They offered an Accident & Illness plan and an additional Wellness Care plan.
Some alternative pet insurance companies include MetLife, Pets Best, and Spot.
