Jeffrey Wade
GoReady Insurance, part of the APRIL Group, is a company that designs, markets, and sells insurance and assistance solutions. It offers a range of travel insurance plans, including the Go Ready Choice Plan, the Go Ready Trip Cancellation Plan, and the Go Ready Annual/Multi-Trip Primary Plan. GoReady Insurance has received mixed reviews, with a rating of 1.8/5 on Trustpilot but has also been reviewed by NerdWallet.
| Characteristics | Values |
|---|---|
| Company Name | GoReady Insurance |
| Parent Company | APRIL Group |
| Year Founded | 1988 |
| Country | France |
| Trustpilot Rating | 1.8/5 |
| Number of Reviews on Trustpilot | 23 |
| Customer Service | 24-hour service across multiple time zones and in a variety of languages |
| Plan Options | Annual/Multi-Trip Primary Plan, Choice Plan, Trip Cancellation Plan, VIP Plan, Specialty Plans |
| Coverage Options | Cancel For Any Reason, Increased Medical and Evacuation Limits, Coverage For Sports and Business Equipment, Trip Interruption upgrades, Baggage Delay, Cruise Coverage, Vacation Rental Coverage, Pandemic Plus Coverage |
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What You'll Learn
- GoReady Insurance is part of the APRIL Group, founded in 1988 in France
- GoReady Insurance has a 1.8/5 rating on Trustpilot
- GoReady Insurance offers 24-hour customer service in multiple languages
- GoReady Insurance offers a range of travel insurance plans, including cruises and vacation rentals
- GoReady Insurance has a Trip Cancellation plan that can be useful if you have separate medical insurance
GoReady Insurance is part of the APRIL Group, founded in 1988 in France
GoReady Insurance is a legitimate company that is part of the APRIL Group, a French insurance company founded in 1988 in Lyon, France. The APRIL Group, or APRIL Assurances, was co-founded by Bruno Rousset and Xavier Coquard and started with just fifteen employees.
The company designs, markets, and sells various insurance and assistance solutions for individuals, professionals, and businesses. It offers a range of services, including health and personal protection, loan insurance, international medical insurance, property and casualty niche insurance, and wealth management.
GoReady Insurance, formerly known as April Travel Protection, is a subsidiary of the APRIL Group that provides travel insurance. They offer single trip, multi-trip, and trip cancellation plans. GoReady Insurance has a global assistance network with offices in over 40 countries, ensuring their clients can access support worldwide.
While GoReady Insurance is a legitimate company, some customer reviews on websites like ConsumerAffairs.com report negative experiences, primarily regarding issues with customer service and delays in claims processing. However, it is important to consider that these reviews may not be representative of all customers' experiences and that the company has responded to some reviews, addressing the concerns raised.
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GoReady Insurance has a 1.8/5 rating on Trustpilot
GoReady Insurance, a part of the APRIL Group, has a rating of 1.8/5 on Trustpilot. This is based on the reviews of 23 customers. While GoReady Insurance offers a range of insurance and assistance solutions, including travel insurance, the reviews on Trustpilot highlight some negative experiences.
One customer shared their experience of purchasing travel insurance from Go Ready for a family trip to Israel in December 2023, which they had to cancel due to terrorism and an ongoing war in the country. Despite providing a detailed article from the Jerusalem Post documenting the terrorism event, the company denied their claim, citing the simultaneous war as the reason for the denial. The customer also mentioned that Go Ready only covers trip interruptions from delays due to specific reasons, such as weather, mechanical breakdown, or labour strikes, and does not cover delays caused by other factors.
Another reviewer mentioned that GoReady's policy "incentivizes irresponsible behaviour" regarding COVID-19 self-administered home tests without medical proctoring. The company responded to this review, explaining that they accept medically proctored tests by a telemedicine company with the required data, but they prefer "in-person" tests now that physician offices are open.
GoReady Insurance offers various travel insurance plans, including the Go Ready Choice Plan, which allows customers to customise benefits like Cancel For Any Reason, Increased Medical and Evacuation Limits, Coverage For Sports and Business Equipment, and Cancellation For Work Reasons. They also have the Go Ready Annual/Multi-Trip Primary Plan, ideal for frequent travellers, and specialty plans for vacation rentals and cruises.
While GoReady Insurance provides a range of insurance options, the negative reviews on Trustpilot highlight specific issues with claim denials and limitations on trip interruption coverage. It is important for customers to carefully review the terms and conditions of their policies to understand the scope of coverage and any potential limitations.
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GoReady Insurance offers 24-hour customer service in multiple languages
GoReady Insurance, part of the APRIL Group, is a company that designs, markets, and sells various insurance and assistance solutions. It offers 24-hour customer service in multiple languages, catering to clients worldwide.
GoReady Insurance clients are serviced by their own Global Assistance Network, with offices strategically located in over 40 countries. This extensive network enables them to provide multilingual support and assistance to their customers, no matter the time or location.
The company offers a range of travel insurance plans, including the Go Ready Choice Plan, which is a robust and customizable option. This plan includes benefits such as Cancel For Any Reason, Increased Medical and Evacuation Limits, Coverage For Sports and Business Equipment, and Cancellation For Work Reasons. The Go Ready Trip Cancellation Plan is ideal for those seeking coverage specifically for trip cancellations, offering an economical option without compromising on essential protection.
GoReady Insurance also provides specialty plans, such as the Pandemic Plus coverage, Vacation Rental coverage, and Cruise coverage, catering to diverse travel needs. Their Annual/Multi-Trip Primary Plan is designed for frequent travelers, offering primary insurance benefits for multiple trips within a year, demonstrating their adaptability to varying customer requirements.
While GoReady Insurance provides comprehensive coverage options, it is worth noting that they have received mixed reviews online. Some customers have expressed dissatisfaction with their claims process, particularly regarding trip interruptions and specific requirements for filing claims. However, the company actively responds to customer concerns, indicating their commitment to addressing issues and improving their services.
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GoReady Insurance offers a range of travel insurance plans, including cruises and vacation rentals
GoReady Insurance, part of the APRIL Group, is a legitimate company that designs, markets, and sells various insurance and assistance solutions. It offers instant travel insurance coverage with a range of travel insurance plans, including the Go Ready Choice Plan, the Go Ready Trip Cancellation Plan, and the VIP Plan.
The Choice Plan is a robust plan that includes customizable benefits such as Cancel For Any Reason, Increased Medical and Evacuation Limits, Coverage For Sports and Business Equipment, Cancellation For Work Reasons, and many others. This plan is ideal for individuals who want travel insurance for a single trip and travellers who want to fully customize their travel insurance plan.
The Trip Cancellation Plan is a lower-cost, economical option for travellers who only want coverage for trip cancellations. This plan can be purchased as complementary coverage if you already have separate medical insurance.
The VIP Plan offers the highest amount of coverage for any policy that GoReady Insurance offers.
In addition to these plans, GoReady Insurance offers specialty plans for pandemic-related coverages, those staying at vacation rentals, and cruise coverage. Their travel insurance plans can also protect you in the event of a medical emergency during your trip, including medical evacuation, and can cover you if you have to cut your trip short due to a family emergency.
GoReady Insurance clients are serviced by their own Global Assistance Network with offices strategically located in over 40 countries.
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GoReady Insurance has a Trip Cancellation plan that can be useful if you have separate medical insurance
GoReady Insurance, part of the APRIL Group, is a legitimate company that designs, markets, and sells various insurance and assistance solutions. It offers a Trip Cancellation plan that can be useful if you have separate medical insurance. This plan is an economical option for travellers who are concerned about the possibility of their trip being cancelled. It provides reimbursement for unused, non-refundable, prepaid trip costs if a covered reason causes you to cancel your trip.
The Go Ready Trip Cancellation Insurance Plan offers a 15-day free look period during which you can receive a full refund of your policy premium if you haven't filed a claim or departed on your trip. This plan also has a Trip Interruption upgrade option, which provides reimbursement for additional transportation costs if your trip is interrupted due to a covered event. The specific benefits of this plan include reimbursement for trip cancellation due to sickness, injury, or death of the insured or a family member, as well as COVID-related cancellation, interruption, or delay coverage.
It's important to note that the Go Ready Trip Cancellation Insurance Plan does not include emergency medical care, evacuation, or repatriation. These aspects would only be applicable if the Trip Interruption upgrade was purchased separately. Additionally, this plan may be particularly appealing to those travelling within the U.S. since their domestic health insurance provider may already cover them during their trip.
GoReady Insurance's Trip Cancellation plan can provide peace of mind for travellers worried about potential trip cancellations. With its reimbursement and upgrade options, it ensures that travellers don't incur unnecessary financial losses due to unforeseen circumstances. However, it is essential to carefully review the terms and conditions of the plan, understand the exclusions, and assess if it aligns with your specific needs and preferences.
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Frequently asked questions
GoReady Insurance, part of the APRIL Group, is a company that designs, markets, and sells various insurance and assistance solutions. It is legitimate and services clients through its Global Assistance Network with offices in over 40 countries.
The Go Ready Choice Plan is a comprehensive plan that includes customizable benefits like Cancel For Any Reason, Increased Medical and Evacuation Limits, Coverage For Sports and Business Equipment, and Cancellation For Work Reasons.
The Go Ready Trip Cancellation Plan is ideal for travellers who want coverage for trip cancellation and those who want to add the Cancel For Any Reason coverage to their policy.
The Go Ready Annual/Multi-Trip Primary Plan is suitable for frequent travellers as it covers multiple trips in a year. It provides Primary Insurance benefits, which is uncommon in many other policies.
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