Orlando Harmon
Goannually is a UK-based company that offers insurance services, including car insurance. However, reviews on Trustpilot suggest that the company is a scam, with multiple users reporting negative experiences and warning others not to use the company. Goannually has a rating of 2 out of 5 stars on Trustpilot, with users reporting issues such as fraudulent behaviour, fake insurance certificates, and unauthorised charges. The Financial Conduct Authority (FCA) has also issued a warning about Goannually, stating that it is not authorised or registered by the FCA but has been targeting people in the UK by claiming to be an authorised firm. When considering insurance providers, it is important to do your research and only deal with financial firms that are authorised by the FCA to ensure greater protection.
| Characteristics | Values |
|---|---|
| Trustpilot Rating | 2/5 |
| Trustpilot Reviews | 13 |
| Trustpilot Comments | Scam, fake insurance company, fraudulent, elaborate scam, fake company, ghost company, not regulated by FCA, scammers |
| FCA Authorisation | Not authorised |
| FCA Comments | Clone firm, not authorised but pretending to be, fraudsters, scammers |
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What You'll Learn
Goannually's poor Trustpilot rating
Goannually has received a poor Trustpilot rating of 2/5 stars. Several reviews on Trustpilot have labelled the company as a scam, with some reviewers claiming that the company is fake and does not exist. Some reviewers have also mentioned that Goannually has taken money out of their bank accounts without their consent and has caused them issues with the police.
One reviewer has mentioned that Goannually is a clone of an FCA-authorised firm, pretending to be an authorised firm. The reviewer has warned others not to deal with this firm, as they will not have access to the Financial Ombudsman Service if they have a complaint. Another reviewer has advised others to contact their bank and put a block on the site and its payment scheme.
When determining whether to trust a particular product or service, it is recommended to look out for red flags, such as checking the Business Transparency section of the profile. Additionally, it is worth noting that even well-known and trusted businesses may have unexpected reviews, and smaller businesses that are more active on the site may have more useful reviews.
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Goannually's scam accusations
Goannually has received multiple scam accusations from customers on Trustpilot, with an overall rating of 2/5 stars. The Financial Conduct Authority (FCA) has also issued a warning about Goannually, stating that it is a clone firm that is not authorised or registered by the FCA but has been targeting people in the UK by claiming to be an authorised firm.
Several Trustpilot reviews have claimed that Goannually is a fraudulent company that scammed them out of their money and caused issues with the police. One reviewer mentioned that they didn't realise the document provided by Goannually was fake until a few months later, and by then, they couldn't find the company's website. Another reviewer advised others not to pay any money to Goannually, stating that it is a fake insurance company with a UK address at a mailbox in a private PO box company. They also mentioned that Goannually claims to be associated with a Kent Montgomery broker, which is also a fake company with French and Spanish addresses.
Some reviewers have also warned others to contact their banks and block Goannually from making any further transactions, as they continued to take money from their accounts even after the initial payment. They emphasised that Goannually is not regulated by the FCA and is a scam site.
The FCA has confirmed that Goannually is not authorised by them and has warned people to only deal with financial firms that are authorised by the FCA, as it provides greater protection if issues arise. The FCA also advised people to check their Financial Services Register to ensure a firm is authorised and has permission for the services it offers.
To avoid falling victim to scams, it is important to be vigilant and aware of common scam tactics. For example, be cautious of unsolicited messages or calls requesting personal or financial information, as legitimate companies rarely contact individuals in this manner. Additionally, be wary of offers that seem too good to be true, such as promises of large benefits or discounts in exchange for upfront payments. Always do your research and verify the authenticity of any company or individual requesting your personal or financial information.
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Goannually's fake insurance claims
Goannually, a company with a poor rating on Trustpilot, has been flagged by several customers as a fraudulent firm that scams people by selling fake insurance. The company, which is not authorised or registered by the FCA (Financial Conduct Authority), has been targeting people in the UK by pretending to be an authorised firm. This is what the FCA calls a "clone firm".
The FCA has warned people to be wary of dealing with this unauthorised firm and has provided ways to protect oneself from scammers. The financial regulator has clarified that if a financial firm is authorised by them, it gives greater protection to customers if things go wrong.
Several customers have reported losing money to this scam, with some even facing issues with the police due to unknowingly using fake insurance documents. One customer has reported continuing to be charged by Goannually even after an initial payment for insurance. Another customer has reported not receiving any documents from the company despite making payments.
While there are no specific details available regarding the nature of fake insurance claims made by Goannually, here are some general signs of fraudulent insurance claims:
- Inconsistent statements: Contradictory or changing descriptions of an incident by the claimant over time can be a red flag.
- Delayed reporting: Legitimate claims are usually reported promptly, so a significant time gap may indicate an attempt to manipulate the situation.
- Pre-existing damage: Claimants may attempt to pass off pre-existing damage as a recent event.
- Exaggerated injuries or losses: Claimants who exaggerate their injuries, symptoms, or the extent of their losses may be trying to inflate their insurance payout.
- History of frequent claims: Individuals with a history of filing multiple claims can raise suspicion.
- Lack of specific details: Legitimate claims typically include specific descriptions of the incident, damage, or injuries. Vague information in the claim can be a warning sign.
- Falsified documents: The submission of falsified or altered documents, such as invoices, receipts, or photographs, is a clear indicator of fraudulent activity.
- Lifestyle changes: Claimants filing large insurance claims may exhibit sudden lifestyle changes that do not align with their supposed losses, indicating fraudulent intent.
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$10.15 $19.99
Goannually's unauthorised status by the FCA
Goannually is not authorised or registered by the FCA. The company has been targeting people in the UK, pretending to be an authorised firm. This is what the FCA calls a "clone firm", where fraudsters pretend to work for an authorised firm to scam people. Goannually has been flagged by the FCA as a clone of an FCA-authorised firm.
The FCA advises that people should only deal with financial firms that are authorised by them. If a financial firm is authorised by the FCA, it provides greater protection if things go wrong. People can check the Financial Services Register to make sure a firm is authorised and has permission for the service it is offering. If someone is contacted unexpectedly by a financial business or individual, they should reply using the contact details on the FS Register.
Goannually has been flagged for using false details, including email addresses, telephone numbers, postal addresses, and Firm Reference Numbers. They may mix these details with the genuine details of authorised firms. They may also change their contact details over time. The FCA has provided the following details that are being used to scam people:
- Website: www.goanually.co.uk, www.goanually.com, https://goanually.net/, https://www.go-annually.co.uk/
- Address: Beaufort House 15 St. Botolph Street London, EC3A 7BB, UNITED KINGDOM
If someone deals with an unauthorised firm, they may not have access to the Financial Ombudsman Service if they have a complaint. They also won't be protected by the Financial Services Compensation Scheme (FSCS) if the firm goes out of business, making it unlikely that they will get their money back.
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Goannually's clone firm tactics
Goannually, also known as Cover Fast, is a clone firm that has been targeting people in the UK by pretending to be an authorised firm. It is not authorised or registered by the FCA (Financial Conduct Authority) and has been flagged as a scam by multiple users on Trustpilot.
Fraudsters often copy the details of authorised firms to convince people of their legitimacy. They may use the name, address, and even the firm reference number of a genuine firm, while also providing false details such as email addresses, telephone numbers, and postal addresses. In the case of Goannually, they have been known to use the following websites: www.goanually.co.uk, www.goanually.com, https://goanually.net/, https://www.go-annually.co.uk/. They have also provided the address: Beaufort House 15 St. Botolph Street London, EC3A 7BB, UNITED KINGDOM, which is not associated with the genuine firm.
To protect yourself from such scams, the FCA recommends only dealing with financial firms authorised by them. You can use their Financial Services Register to check if a firm is authorised and has permission to offer the service in question. If you are contacted unexpectedly by a financial business or individual, use the contact details provided on the FS Register to respond. Additionally, you can use the FCA Firm Checker to verify if a firm is authorised and has the necessary permissions. If you cannot find the firm on the Firm Checker, you can contact the FCA directly on 0800 111 6768 or via their contact form.
If you believe you have been a victim of the Goannually scam, it is recommended that you contact your bank to block the site and their payment scheme. You should also consider filing a police report, as some individuals have had issues with the police due to the use of fake documents provided by Goannually.
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Frequently asked questions
No, Goannually insurance is not legitimate. It is a fraudulent company that has scammed people out of their money. It is not authorised or registered by the FCA but has been targeting people in the UK, claiming to be an authorised firm.
If you have been scammed by Goannually, you should contact your bank and have a block put on the site and their payment scheme. You can also try to get your money back by disputing the charges with your credit card company or through legal action.
To protect yourself from being scammed by fake insurance companies, only deal with financial firms that are authorised by the FCA. You can check the Financial Services Register to make sure a firm is authorised and has permission for the service it is offering.
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