Jeffrey Wade
Cigna Healthspring, formerly known as Cigna-HealthSpring Medicare, is a Medicare plan provider that offers a range of Medicare plans, including Medicare Supplement Insurance, Medicare Advantage, and Medicare Part D prescription drug plans. Cigna Healthspring administers Cigna's Medicare Advantage plans, which combine Medicare Part A, Part B, and Part D benefits into a single plan. In addition to providing a variety of Medicare coverage options, Cigna Healthspring also offers personalized care through its Cigna Medical Group (CMG) clinics, where doctors work as a team to provide coordinated care tailored to the patient's needs, goals, and lifestyle. Cigna Healthspring's Medicare Supplement plans are available in most states, with the exception of Wisconsin, Minnesota, and Massachusetts, which have their own standardized Medicare Supplement options.
| Characteristics | Values |
|---|---|
| Company | Cigna HealthSpring |
| Type of Insurance | Medicare |
| Medicare Options | Medicare Advantage, Medicare Supplement Insurance, Medicare Part D prescription plans |
| Medicare Advantage | Combines Medicare Part A, Part B, and Part D benefits in one plan |
| Medicare Supplement Insurance | Helps pay out-of-pocket costs like copays, deductibles, and coinsurance |
| Medicare Part D | Prescription drug plans with options like Cigna Essential Rx and Cigna HealthSpring Rx |
| Coverage | Standardized nationwide except for Wisconsin, Minnesota, and Massachusetts, which have their own Medicare Supplement options |
| Enrollment | Available to persons eligible for Medicare due to disability in select states |
| Ratings | A-rated by A.M. Best, Moody's, and Standard & Poor's |
| Customer Service | Access to claims, coverage, ID cards, and more through the myCigna website and 24/7/365 support |
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What You'll Learn
Cigna Medicare Supplement plans
Cigna HealthSpring is a Medicare plan provider. Their plans take over and administer your Medicare benefits for you. Cigna offers Medicare Supplement plans, also known as Medigap, which is private health insurance that adds on to Original Medicare (Part A and B). It helps pay for some costs that Original Medicare does not cover. For example, Medicare covers around 80% of healthcare costs, and Medicare Supplement Insurance can help pay for the remaining 20%.
Cigna offers a range of Medicare Supplement plans, including Plan A, Plan F, Plan G, Plan HDG, and Plan N. These plans may be subject to medical underwriting, and coverage may be denied based on previous health history or medical conditions. Cigna also offers prescription and dental plans, many with lower-cost monthly premiums.
You can save up to 25% with Cigna Healthcare, including a premium discount of up to 20% plus an additional 5% if you apply online. However, this discount is not available in all states.
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Cigna Medicare Advantage plans
Cigna Healthspring is a Medicare plan provider. Their plans take over and administer your Medicare benefits for you. Cigna offers several types of Medicare Advantage plans, such as HMOs, PPOs, SNPs, and PFFSs in many states. They also offer separate Medicare Part D plans. Medicare Advantage plans combine Medicare Part A, Part B, and often Part D coverage into one plan. Some plans even include dental, vision, and hearing.
You can enroll in a Cigna Healthcare Medicare Advantage plan online, or by phone, mail, or fax.
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Cigna Part D Prescription Drug plans
Cigna-HealthSpring is a Medicare plan provider. Their plans take over and administer your Medicare benefits. Cigna offers Medicare Advantage, Medicare Supplement Insurance, and Medicare Part D prescription drug plans. Cigna's Part D prescription drug plans provide custom prescription medication, low copays, and large pharmacy networks.
Cigna's Part D prescription drug plans are offered through their Cigna-HealthSprings company. Their most popular prescription drug coverages are their Cigna Essential Rx and Cigna HealthSpring Rx plans. Cigna's Part D prescription drug plans cover various brand-name drugs and generic drugs. Generic drugs have the same active ingredients as brand-name drugs and are usually more affordable.
Each Medicare Part D Prescription Drug Plan must follow the rules set by Medicare for covering Part D drugs and be approved by Medicare annually. Medicare Part D Prescription Drug Plans must include a minimum of two drugs in every category. They must also ensure convenient access to retail pharmacies and provide a process for requesting exceptions to the drug list. Additionally, these plans should offer useful information, such as how drug lists and medication management programs work, tips on saving money with generic drugs, and details on grievance and appeal processes.
The cost of a Cigna Part D prescription drug plan depends on the chosen plan and the enrollee's location. Most people pay the standard monthly Medicare Prescription Drug Plan (Part D) premium. However, late enrollment may result in a penalty, leading to higher costs.
To enrol in a Cigna Part D prescription drug plan, individuals can sign up online or by phone, mail, or fax.
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Cigna Medicare coverage options
Cigna Healthspring is a Medicare plan provider that administers Medicare Advantage plans, which combine Medicare Part A, Part B, and sometimes Part D coverage into one plan. Cigna-HealthSpring also offers Medicare Supplement Insurance and Part D prescription drug plans.
Cigna Medicare Advantage plans are available in most states and are offered through the company's Cigna-HealthSpring brand. These plans typically have zero or low monthly premiums and include additional benefits not usually covered by Medicare, such as dental, vision, and hearing coverage.
Cigna's Medicare Supplement Insurance plans help pay for out-of-pocket costs associated with Original Medicare, including copays, deductibles, and coinsurance. These plans are standardized across the country, except for Wisconsin, Minnesota, and Massachusetts, which have their own Medicare Supplement options.
Cigna's Part D prescription drug plans offer protection from high prescription drug costs. Their most popular prescription drug coverages are their Cigna Essential Rx and Cigna HealthSpring Rx plans.
Cigna also offers Special Needs plans for those who qualify, as well as other plan options tailored to meet different lifestyle needs.
Cigna Healthcare is a trusted company with over 189 million customers and has been in business for over 225 years. Their website, myCigna, offers customers 24/7 access to their coverage, claims, premium payments, ID cards, and more.
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Cigna Medicare insurance companies' ratings
Cigna Healthspring is a Medicare plan provider, administering Medicare benefits for its customers. Cigna offers Medicare Advantage plans, Medicare Supplement Insurance, and Medicare Part D prescription plans. Cigna's Medicare Supplement Insurance is widely available and offers low prices and large discounts. However, it has higher-than-average complaint rates, and there is little variety in plan types or extra perks. Cigna's Medigap premiums are among the lowest of all Medigap companies reviewed by NerdWallet. Cigna advertises stacking discounts of up to 25% off premiums.
Cigna is ranked No. 8 among Insure.com's 2025 Best Health Insurance Companies, earning 3.84 stars out of 5. Cigna received 4.13 out of 5 stars for customer satisfaction. Cigna has a strong 3.24 out of 5 stars rating from the National Committee for Quality Assurance. 83% of Cigna customers said they would recommend the company to others, and 77% rated it as trustworthy.
Cigna National Health Insurance Company is an A-rated carrier by A.M. Best of 2023. They offer highly competitive rates and great added benefits like household discounts as high as 20% and gym memberships. Cigna has low prices and offers significant discounts, but it gets more member complaints than average, and there are only a few plan types to choose from.
Cigna Medicare Advantage plans are under its Cigna-HealthSpring brand. Cigna-HealthSpring's most popular prescription drug coverages are their Cigna Essential Rx and Cigna HealthSpring Rx plans. A.M. Best provides Cigna with an “A” excellent rating, while Moody's provides an “A2” good rating, and Standard & Poors gives them an “A” very strong rating.
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Frequently asked questions
Cigna Healthspring Medicare, now known as Cigna Medicare, is a Medicare plan provider. Their plans take over and administer your Medicare benefits for you. Cigna offers Medicare Supplement, Medicare Advantage, and Part D prescription drug plans.
Cigna Healthspring Medicare combines Medicare Part A, Part B, and Part D benefits in an all-in-one plan. Medicare Part C plans also include additional wellness benefits that Medicare doesn't typically cover. Cigna's Medicare Advantage plans are under its Cigna-HealthSpring brand.
Cigna Healthspring Medicare plans are standardized nationwide except for Wisconsin, Minnesota, and Massachusetts, which have their own Medicare Supplement options. Medicare Supplement plans are also not approved for use in Minnesota and Oregon.
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