Navigating Medical Insurance: A Guide To Washington State Coverage

Washington residents can compare and shop for health insurance through the state Health Benefit Exchange website, Washington Healthplanfinder. Applying for coverage through Washington Healthplanfinder is the best way to learn if you qualify for a free or reduced-cost plan. Washington Healthplanfinder offers health and dental plans that meet the health reform standards of the Affordable Care Act. Washington Healthplanfinder can be used by undocumented immigrants, under the terms of a 2023 waiver that the state obtained from the federal government.

Washington Healthplanfinder website

Washington Healthplanfinder is the official website for health and dental insurance in Washington state. Answer a few questions about your household to see what plans and savings you may be eligible for. Based on your eligibility, browse your options and select a plan. Your insurance carrier will send you your insurance card. Sign in to your account to upload documents, renew your coverage, or make any changes to your application. Local support is available in your community and virtually to help you answer questions and get enrolled. Services are often free. Help is available in over 200 languages.

Applying for coverage through Washington Healthplanfinder is the best way to learn if you qualify for a free or reduced-cost plan. When you apply through Washington Healthplanfinder, the application will ask questions about your household and finances to see if you qualify for many different health coverage programs, including the free Apple Health (Medicaid) program or a reduced-cost private plan. All plans on Washington Healthplanfinder cover essential benefits, including doctors visits, trips to the emergency room, and preventative care.

You have several options to apply for or renew coverage:

• Online: Go to Washington Healthplanfinder - select the "Apply Now" button.
• Mobile app: Download the WAPlanfinder app​ – select “sign in” or “create an account”.
• Phone: Call the Washington Healthplanfinder Customer Support Center at 1-855-923-4633.
• Paper: Submit an Application for health care coverage (18-001P).
• In-person: Local resources who, at no additional cost, can help you apply for health coverage.

Life happens— whether it's a job loss, birth, adoption, marriage, and more. When life events happen, we have special enrollment available. Washington Healthplanfinder offers plans from the carriers you know, and savings not available anywhere else.

Compare and shop for health insurance

Washington residents can compare and shop for health insurance through the state Health Benefit Exchange website, Washington Healthplanfinder, that offers health and dental plans that meet the health reform standards of the Affordable Care Act. Applying for coverage through Washington Healthplanfinder is the best way to learn if you qualify for a free or reduced-cost plan. When you apply through Washington Healthplanfinder, the application will ask questions about your household and finances to see if you qualify for many different health coverage programs, including the free Apple Health (Medicaid) program or a reduced-cost private plan.

Washington Healthplanfinder™ is the place to shop for health and dental insurance in Washington state. Answer a few questions about your household to see what plans and savings you may be eligible for. Based on your eligibility, browse your options and select a plan. Your insurance carrier will send you your insurance card. Sign in to your account to upload documents, renew your coverage, or make any changes to your application. Local support is available in your community and virtually to help you answer questions and get enrolled. Services are often free. Help is available in over 200 languages.

Washington runs its own health insurance exchange (Marketplace), called Washington Healthplanfinder. Residents who need to buy their own health insurance – including those who aren’t eligible for Medicare, Medicaid, or an affordable employer-sponsored health plan – can use Washington Healthplanfinder to compare plans and enroll in coverage. Eleven private insurers offer 2025 coverage through Washington’s exchange, with varying service areas. And as detailed below, enrollment in Washington Marketplace coverage for 2025 had reached a new record high, well before the end of open enrollment.

Washington’s exchange can be used by undocumented immigrants, under the terms of a 2023 waiver that the state obtained from the federal government. While there is no longer a tax penalty for being uninsured, health plans can offer important financial protection when you need health care. There are two ways for Washington residents to buy an individual health plan: through the state’s official “Exchange” website (Washington Healthplanfinder) or “off-Exchange” directly with an insurance company.

If you have affordable insurance available through an employer, you still can buy individual insurance as supplemental coverage, but you may not qualify for government financial assistance. For example: Employer-Sponsored Insurance. If you have other coverage options, you may not need to buy individual insurance.

Apply for coverage

To apply for medical insurance in Washington state, you can use the Washington Healthplanfinder website. This is the official health plan marketplace and the best way to learn if you qualify for a free or reduced-cost plan.

When you apply through Washington Healthplanfinder, the application will ask questions about your household and finances to see if you qualify for many different health coverage programs, including the free Apple Health (Medicaid) program or a reduced-cost private plan.

Washington Healthplanfinder is the place to shop for health and dental insurance in Washington state. Answer a few questions about your household to see what plans and savings you may be eligible for. Based on your eligibility, browse your options and select a plan. Your insurance carrier will send you your insurance card. Sign in to your account to upload documents, renew your coverage, or make any changes to your application.

Local support is available in your community and virtually to help you answer questions and get enrolled. Services are often free. Help is available in over 200 languages.

Washington runs its own health insurance exchange (Marketplace), called Washington Healthplanfinder. Residents who need to buy their own health insurance – including those who aren’t eligible for Medicare, Medicaid, or an affordable employer-sponsored health plan – can use Washington Healthplanfinder to compare plans and enroll in coverage. Eleven private insurers offer 2025 coverage through Washington’s exchange, with varying service areas.

Learn if you qualify for free or reduced-cost plan

If you are a resident of Washington, you can compare and shop for health insurance through the state Health Benefit Exchange website, Washington Healthplanfinder. This website offers health and dental plans that meet the health reform standards of the Affordable Care Act. Applying for coverage through Washington Healthplanfinder is the best way to learn if you qualify for a free or reduced-cost plan. When you apply through Washington Healthplanfinder, the application will ask questions about your household and finances to see if you qualify for many different health coverage programs, including the free Apple Health (Medicaid) program or a reduced-cost private plan.

Washington Healthplanfinder is the place to shop for health and dental insurance in Washington state. Answer a few questions about your household to see what plans and savings you may be eligible for. Based on your eligibility, browse your options and select a plan. Your insurance carrier will send you your insurance card. Sign in to your account to upload documents, renew your coverage, or make any changes to your application. Local support is available in your community and virtually to help you answer questions and get enrolled. Services are often free. Help is available in over 200 languages.

Washington runs its own health insurance exchange (Marketplace), called Washington Healthplanfinder. Residents who need to buy their own health insurance – including those who aren’t eligible for Medicare, Medicaid, or an affordable employer-sponsored health plan – can use Washington Healthplanfinder to compare plans and enroll in coverage. Eleven private insurers offer 2025 coverage through Washington’s exchange, with varying service areas. And as detailed below, enrollment in Washington Marketplace coverage for 2025 had reached a new record high, well before the end of open enrollment. Washington’s exchange can be used by undocumented immigrants, under the terms of a 2023 waiver that the state obtained from the federal government.

Most Washington residents get health insurance through an employer or government source. If you have other coverage options, you may not need to buy individual insurance. For example: Employer-Sponsored Insurance. If you have affordable insurance available through an employer, you still can buy individual insurance as supplemental coverage, but you may not qualify for government financial assistance.

Apply through Washington Healthplanfinder

Washington Healthplanfinder is the official website for health and dental insurance in Washington state. Washington residents can compare and shop for health insurance through this website. Applying for coverage through Washington Healthplanfinder is the best way to learn if you qualify for a free or reduced-cost plan.

When you apply through Washington Healthplanfinder, the application will ask questions about your household and finances to see if you qualify for many different health coverage programs, including the free Apple Health (Medicaid) program or a reduced-cost private plan. Local support is available in your community and virtually to help you answer questions and get enrolled. Services are often free. Help is available in over 200 languages.

Washington Healthplanfinder is the place to shop for health and dental insurance in Washington state. Answer a few questions about your household to see what plans and savings you may be eligible for. Based on your eligibility, browse your options and select a plan. Your insurance carrier will send you your insurance card. Sign in to your account to upload documents, renew your coverage, or make any changes to your application.

Washington runs its own health insurance exchange (Marketplace), called Washington Healthplanfinder. Residents who need to buy their own health insurance – including those who aren’t eligible for Medicare, Medicaid, or an affordable employer-sponsored health plan – can use Washington Healthplanfinder to compare plans and enroll in coverage. Eleven private insurers offer 2025 coverage through Washington’s exchange, with varying service areas. Washington’s exchange can be used by undocumented immigrants, under the terms of a 2023 waiver that the state obtained from the federal government.

Frequently asked questions