Farmers Insurance And Nationwide: A Comprehensive Comparison Guide

Farmers Insurance Group and Nationwide are two of the most popular car insurance companies in the United States. Farmers Insurance Group, founded in 1928, is an American insurance group of vehicles, homes, and small businesses, also providing other insurance and financial services products. It is the trade name for three reciprocal exchanges, Farmers, Fire, and Truck, each managed by Farmers Group, Inc. as attorney-in-fact on behalf of their respective policyholders. Nationwide, founded in 1926, has a similar range of insurance products and services, including car, motorcycle, boat, homeowners, pet, farm, life, and commercial insurance. Both companies offer competitively priced coverage in most American states, with Nationwide generally offering cheaper rates than Farmers for drivers with poor credit scores or a history of at-fault accidents.

Farmers Insurance is available in all 50 states

Farmers Insurance offers a wide range of insurance products, including vehicle, home, and small business insurance, as well as financial services. The company has a strong history of community involvement and has been recognised for its quick response to disasters, such as Hurricane Rita in 2005 and the October 2007 California wildfires.

Farmers Insurance is known for its personalised customer service, with knowledgeable claims representatives providing assistance as quickly as possible. The company also offers a Catastrophe Response Team that can be dispatched in a Mobile Claims Center bus to process claims on-site in real time during large-scale disasters.

Farmers Insurance has a long-standing reputation for providing industry-leading products and first-rate services to its customers. The company's dedication to upholding its founding ideals and adapting to meet the changing needs of Americans has contributed to its nationwide presence and recognition.

Farmers Insurance's nationwide availability and commitment to customer service make it a reliable choice for individuals and businesses seeking insurance coverage across the United States.

Farmers Insurance offers a wide range of insurance products

Farmers Insurance has been around since 1928, when it was founded to provide insurance for farmers and ranchers, who were seen as lower-risk drivers. Since then, it has grown to become one of the largest insurers of vehicles, homes, and small businesses in the country, serving over 10 million households.

• Auto Insurance: Comprehensive coverage, collision coverage, deductibles, medical payments, and more.
• Home Insurance: Coverage for homes, property, and liability, including specialty options for landlords, renters, condos, mobile homes, earthquakes, floods, and more.
• Renters Insurance: Protection for tenants whose possessions may not be covered by their landlord's insurance.
• Landlord and Rental Property Insurance: Coverage to protect rental properties and help manage tenant-related issues.
• Life Insurance: Term life insurance, whole life insurance, and universal life insurance to provide financial support for loved ones after the policyholder's death.
• Business Insurance: Customizable insurance packages for small and medium-sized businesses, including liability coverage, property insurance, commercial auto insurance, and workers' compensation insurance.
• Motorcycle Insurance: Coverage for motorcycle enthusiasts, with discounts for responsible riders and multi-bike policies.
• Recreational Insurance: Coverage for boats, ATVs, RVs, and travel trailers, with flexible options and discounts.
• Umbrella Insurance: Additional liability coverage above and beyond auto and home insurance policies, protecting assets and future earnings.

With a range of insurance products and a history of adapting to meet the changing needs of its customers, Farmers Insurance provides comprehensive protection and peace of mind for individuals, families, and businesses across the nation.

Farmers Insurance has a large network of agents and employees

The company's history dates back to 1928 when its co-founders, John C. Tyler and Thomas E. Leavey, shared a dream of providing reasonable insurance to farmers and ranchers, believing that they deserved lower premiums due to their better driving records. Starting with just four employees, Farmers Insurance has grown exponentially over the years.

The company takes pride in its personalized attention and support, with agents delivering customized service and assistance to customers shopping for coverage or filing claims. This dedication to customer satisfaction has earned Farmers Insurance a reputation as one of the leading insurance providers in the country.

Farmers Insurance offers a wide range of insurance products, including vehicle, home, and small business insurance, as well as financial services. The company has adapted to meet the changing needs of Americans while remaining true to its founding ideals of providing industry-leading products and exceptional services.

The large network of agents and employees at Farmers Insurance is a testament to the company's success and commitment to serving its customers. With their expertise and dedication, Farmers Insurance continues to be a trusted choice for individuals and businesses nationwide.

Farmers Insurance has a history of community involvement

Farmers Insurance has a long history of community involvement. The company was founded in 1928 by John C. Tyler and Thomas E. Leavey, who believed that farmers and ranchers deserved lower insurance premiums due to their lower-risk driving. During the Great Depression, Farmers was one of the few companies able to pay out claims in cash. The company also has a history of participating in parades and community events across the nation, including the Pasadena Rose Parade.

Farmers Insurance is committed to diversity, equity, inclusion, and belonging (DEI&B), which guides their mission to positively impact the communities they serve. They support nonprofit organizations that share their values and vision for meaningful community engagement. One of their major focuses is on disaster resilience, helping communities prepare for, respond to, and recover from natural disasters. They also prioritize economic empowerment, working with organizations to eliminate financial barriers for low- and moderate-income communities.

Farmers Insurance and its employees have a strong history of giving back and supporting others. The Farmers Family Fund has provided over $4 million in grants to support employees facing financial hardships. Employees also contribute their time and skills to support communities, such as through the Rebuild Initiative, where they assist in rebuilding homes damaged by natural disasters. The company further encourages employee volunteerism through programs like the Volunteer Incentive Program, which recognizes and supports employees' volunteer efforts.

Farmers Insurance has also raised millions of dollars for charities through sponsorships and partnerships. For example, they have been the title sponsor of the Farmers Insurance Open PGA tournament since 2010, raising millions for San Diego charities. Additionally, they have supported health research, vaccines, and education by raising over $40 million in donations for the March of Dimes over 25 years.

Farmers Insurance has a deep-rooted commitment to the communities they serve, and their history of community involvement is a testament to that. Through financial support, employee initiatives, and partnerships, they strive to make a positive and lasting impact.

Farmers Insurance has a mobile app for customers

Farmers Insurance is a well-known American insurance company that has been in business since 1928. The company offers a wide range of insurance products, including auto, home, life, and small business insurance, as well as financial services. With over 48,000 exclusive and independent agents and nearly 21,000 employees, Farmers Insurance serves more than 10 million households across all 50 states.

To enhance the customer experience, Farmers Insurance has developed a mobile app that offers a range of convenient features. The Farmers Mobile App is available for both iOS and Android devices and provides customers with easy access to their insurance policies anytime, anywhere.

• Bill Payment and Management: Customers can easily review and pay their bills, as well as manage their payment options and methods. This includes the convenience of bill pay through Siri for iOS users.
• Proof of Insurance: The app provides digital access to proof of insurance for auto and home policies. The digital ID cards can be stored in Apple Wallet and accessed through Siri, offering added convenience.
• Policy Document Access: Customers can view and manage their policy documents directly from the app, making it easy to stay informed about their coverage.
• Roadside Assistance: Requesting roadside assistance is made simple with the app. Customers can quickly get help with towing, changing a tire, charging a battery, or other vehicle-related issues.
• Claims Reporting and Tracking: The Farmers Mobile App allows users to start a claim directly from their phone and track its status in real time. This feature streamlines the claims process, providing customers with timely updates.
• Agent Contact Information: The app enables customers to easily find and connect with their dedicated Farmers agent. This facilitates quick communication and personalized service.
• Push Notifications: The app sends critical account-related notifications directly to customers' devices, helping them stay informed about important updates.
• Electronic Delivery of Documents: Customers can choose to receive their policy documents and billing notices electronically through the app, reducing paper waste and providing convenient access to their records.

The Farmers Mobile App is designed to provide customers with a user-friendly and efficient way to manage their insurance policies on the go. With its range of features, the app empowers customers to handle various insurance-related tasks directly from their mobile devices, offering convenience and peace of mind.

Frequently asked questions