Jane Dotson
Cell phones have become an integral part of our daily lives, serving as our primary means of communication, entertainment, and more. With the increasing reliance on these devices, it is essential to consider the value of insuring them. GRIP phone insurance, offered by Cell Brokerage, LLC, is one such option that provides extended warranty coverage for smartphones, mobile broadband devices, and tablets. It covers accidental damage, loss, theft, or malfunction after the manufacturer's warranty expires. However, the reputation of GRIP insurance has been questioned, with some users expressing concerns about its legitimacy and difficulty in cancelling the service. The monthly cost of GRIP insurance varies depending on the device, with some users reporting increases in their premiums. Ultimately, the decision to enrol in GRIP phone insurance depends on individual needs and preferences, weighing the benefits of protection against potential drawbacks in terms of cost and customer service.
| Characteristics | Values |
|---|---|
| Provider | Cell Brokerage, LLC |
| Coverage | Accidental damage, loss, theft, or malfunction after the manufacturer's warranty expires |
| Cost | Monthly and annual plans available, cost varies by device |
| Billing | Billed to a credit card on file |
| Cancellation | Can be cancelled anytime, no minimum commitment terms |
| Claims | A deductible must be paid before receiving a replacement device |
| Transferability | Coverage can be transferred to a new phone if no previous claims have been made |
| Customer Service | Can be contacted via phone or email |
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What You'll Learn
- Grip insurance covers accidental damage, loss, theft or malfunction
- Monthly and annual coverage plans are available
- Grip insurance is an extended warranty offered by Cell Brokerage, LLC
- Grip insurance is transferable to a new phone if no previous claim has been made
- Grip insurance has been criticised for its billing practices and automatic renewal clause
Grip insurance covers accidental damage, loss, theft or malfunction
Grip insurance is a mobile device protection plan offered by Cell Brokerage, LLC, a company founded in 2009 and headquartered in Las Vegas, Nevada. The company's main objective is to provide cellular insurance options to customers.
Grip insurance covers accidental damage, loss, theft, or malfunction of mobile devices after the manufacturer's warranty expires. It is an extended warranty that offers peace of mind to customers by protecting their devices from various risks. The coverage includes smartphones, mobile broadband devices, tablets, basic broadband devices, Apple devices, hotspots, jetpacks, and HPCs.
The cost of Grip insurance varies depending on the device being covered. Smartphone plans cost approximately $9 per month, while tablets and Apple devices cost $10 per month, and other devices cost around $5 per month, as of December 2015. The price may also differ between the Complete and Value coverage options. For Complete coverage, one device will cost $9.99 per month, while Value coverage costs $7.99 per month. The more devices enrolled, the greater the savings.
Grip insurance provides comprehensive protection for mobile devices, covering a wide range of risks. Customers can rest assured that their devices are protected against accidental damage, loss, or theft, giving them peace of mind and financial protection in the event of any mishaps.
However, it is important to note that Grip insurance does not cover normal wear and tear or purely cosmetic damage. Additionally, there have been mixed reviews about the ease of claiming insurance and the company's payment methods, with some customers reporting difficulties in these areas. Overall, Grip insurance can be worth considering for individuals seeking extended protection for their mobile devices, but it is essential to carefully review the terms and conditions, as well as customer experiences, before making a decision.
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Monthly and annual coverage plans are available
GRIP phone protection is an extended warranty offered by Cell Brokerage, LLC for smartphones, mobile broadband devices, and tablets. It covers accidental damage, loss, theft, or malfunction after the manufacturer's warranty expires. The warranty must be purchased simultaneously with a handset or communication device from an authorized retailer.
The coverage is transferable to a newly purchased phone if no previous claim has been made. There are no minimum commitment terms, and customers can cancel their coverage anytime. Payments can be made monthly or annually and charged to a credit card separate from the carrier bill.
GRIP phone protection is similar to other cell phone insurance plans, which typically protect against accidental damage or mechanical and electrical breakdowns. When a phone is damaged, a claim must be filed, and a service fee or deductible must be paid before repairs can be made. Cell phone insurance provides peace of mind, especially considering how often phones are used and the likelihood of damage. The monthly cost of insurance, plus the deductible, is usually much lower than the out-of-pocket cost to repair or replace a device.
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Grip insurance is an extended warranty offered by Cell Brokerage, LLC
Grip Insurance, also known as Grip Phone Protection, is an extended warranty offered by Cell Brokerage, LLC, a company founded in 2009 and headquartered in Las Vegas, Nevada. The main objective of Cell Brokerage, LLC, is to provide cellular insurance options to customers, including protection plans for mobile devices, smartphones, tablets, and smartwatches.
Grip Insurance covers accidental damage, loss, theft, or malfunction of the device after the manufacturer's warranty expires. However, it's important to note that normal wear and cosmetic damage are not covered under the policy. The coverage can be purchased at the time of buying a new device from an authorized retailer or within 30 days of purchase. Grip offers both monthly and annual coverage plans, with the premium cost depending on the type of device being covered.
One advantage of Grip Insurance is the flexibility it offers. Customers can choose between monthly or annual payments, and the coverage can be transferred to a new device if needed. Additionally, Grip Insurance provides a quick claims approval process, and customers are required to pay a deductible to receive a replacement device.
However, there have been some concerns raised about Grip Insurance. Some customers have reported issues with the company's payment policies, including automatic renewal clauses and a strong insistence on accessing customers' credit cards. There have also been mixed reviews about the reputation of Grip Insurance, with some users questioning its legitimacy and expressing dissatisfaction with their experience.
Overall, Grip Insurance offered by Cell Brokerage, LLC, can be a viable option for those seeking extended warranty coverage for their mobile devices. It provides protection against accidental damage, loss, and theft, and offers flexible payment options. However, it is important for customers to carefully review the terms and conditions, consider the reputation of the company, and make an informed decision based on their individual needs and preferences.
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Grip insurance is transferable to a new phone if no previous claim has been made
Grip insurance is a mobile device protection plan offered by Cell Brokerage, LLC. It covers accidental damage, loss, theft, or malfunction after the manufacturer's warranty expires. The coverage is transferable to a new device if no previous claim has been made. This means that if you haven't had to make a claim on your current device, you can transfer your Grip insurance to a new phone when you get one.
Grip insurance has received mixed reviews. Some people appreciate the peace of mind that comes with having insurance for their device, especially if it is lost, stolen, or damaged. The insurance provides a replacement device, which can be a significant saving compared to the cost of a new device without insurance. Monthly and annual coverage plans are available, with smartphone plans costing around $9 per month as of December 2015.
However, there have also been some negative experiences with Grip insurance. Some customers have reported difficulties in cancelling their policies and issues with making claims. There are reports of additional requirements, such as notarized forms, and delays in processing claims. There are also concerns about the company's insistence on having access to customers' credit card information and the automatic renewal clause.
It's important to weigh the benefits of having device protection against the potential drawbacks of dealing with insurance companies and the additional costs involved. While Grip insurance can be transferred to a new phone if no previous claim has been made, it's up to the individual to decide if the insurance is worth the cost and potential hassle.
Overall, Grip insurance can provide valuable protection for your device, but it's essential to do your research, understand the terms and conditions, and carefully consider your options before signing up.
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Grip insurance has been criticised for its billing practices and automatic renewal clause
Grip insurance, offered by Cell Brokerage, LLC, has faced criticism for its billing practices and automatic renewal clause. The company has been known to charge customers' credit cards without their explicit consent and to require acceptance of automatic renewals, resulting in continuous charges unless the customer actively cancels the service. This has raised concerns about the company's aggressive billing practices and lack of flexibility in payment options.
The billing practices of Grip insurance have been a source of contention among customers. The company insists on charging customers' credit cards for the insurance premiums, and the monthly fees vary based on the type of device insured. While Grip offers monthly and annual coverage plans, the premiums are determined by the device, with smartphones costing around $9 per month, tablets and Apple devices $10 per month, and other devices approximately $5 per month, as of 2015. The fees have been criticised for being relatively high, with increases of up to $2.00 per month for some customers, depending on their device.
The automatic renewal clause has also drawn criticism. Grip requires customers to accept this clause, resulting in continuous charges unless the customer actively cancels the coverage. This has raised concerns among customers who feel that the company is too focused on charging their credit cards without providing a straightforward way to opt out of automatic renewals. The combination of aggressive billing practices and the automatic renewal clause has left a negative impression on some customers, leading them to question the company's transparency and flexibility in payment options.
In addition to the billing and automatic renewal concerns, Grip insurance has faced criticism for its cancellation process. Customers have reported difficulties in cancelling their coverage, with some encountering non-working phone numbers and others having to resort to mailing a written request to the company's physical address. The cancellation process has been described as cumbersome and time-consuming, adding to the overall frustration with Grip's practices.
Overall, while Grip insurance may offer protection for mobile devices, the company has been criticised for its billing practices, automatic renewal clause, and challenging cancellation process. These issues have raised questions about Grip's transparency, flexibility, and customer service, prompting some customers to seek alternative insurance providers that offer more straightforward and user-friendly options.
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Frequently asked questions
GRIP phone insurance, also known as GRIP Phone Protection, is an extended warranty offered by Cell Brokerage, LLC for smartphones, mobile broadband devices, and tablets. It covers accidental damage, loss, theft, or malfunction after the manufacturer's warranty expires.
The decision to purchase GRIP phone insurance depends on individual needs and preferences. While some people may find it valuable for peace of mind and financial protection in case of damage or loss, others may consider it unnecessary if they are confident in their ability to care for their device. It's important to consider the cost of the insurance, the likelihood of needing to make a claim, and the potential benefits and drawbacks of having coverage.
The cost of GRIP phone insurance varies depending on the device being covered. As of December 2015, smartphone plans cost approximately $9 per month, tablets and Apple devices cost $10 per month, and other devices cost around $5 per month. Monthly and annual coverage plans are available, and the premium cost is based on the device. Additionally, there is a 30-day waiting period for enrolled used devices, and coverage starts on the 31st day.
