Haris Ashley
The Hawaii Medical Service Association (HMSA) is a nonprofit health insurer in Hawaii, serving over 700,000 people. HMSA offers a range of health plans, including Medicare Advantage and Medicaid (QUEST Integration) plans. HMSA's Medicaid plan provides medical and behavioral health services at no cost to eligible individuals, which typically includes people with low incomes or resources. In addition to insurance, HMSA provides members with various resources and discounts related to health and wellness, such as the HMSA365 program, which offers discounts on selected health and wellness services in Hawaii.
| Characteristics | Values |
|---|---|
| Name | Hawaii Medical Service Association (HMSA) |
| Type | Nonprofit health insurer |
| Location | Hawaii |
| Year founded | 1938 |
| Number of people served | More than 700,000 |
| Headquarters | 818 Keeaumoku Street, Honolulu |
| Services | Medical and behavioural health services, dental options, travel program, health coaching, online care, maternal health, telehealth, complex case management, condition care program, health and well-being support, pregnancy support, preventive care, diabetes prevention program, health education workshops, mental health resources |
| Plans | Medicare Advantage, Oahu Plans, Neighbor Island Plans, Dual Care Plan, QUEST (Medicaid) |
| Membership | HMSA365 offers discounts on selected health and wellness services |
| Contact | 808-948-5555, 1-800-620-4672 |
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What You'll Learn
- HMSA is a nonprofit health insurer in Hawaii, serving over 700,000 people
- HMSA offers a range of health plans, including Medicare Advantage and Medicaid (QUEST Integration)
- HMSA provides access to quality care, freedom to choose doctors, and wellness resources
- Individuals can buy HMSA insurance directly or through the federal marketplace at HealthCare.gov
- HMSA has historically maintained low premiums despite Hawaii's high healthcare costs
HMSA is a nonprofit health insurer in Hawaii, serving over 700,000 people
The Hawaii Medical Service Association (HMSA) is a non-profit health insurer in Hawaii that has been providing quality health plans to over 700,000 people for more than 87 years. HMSA offers a range of health plans to meet the diverse needs of its members, including Medicare Advantage plans, Medicaid plans, and employer-sponsored group plans.
HMSA's Medicare Advantage plans vary based on the island a member lives on. These plans offer medical and behavioural health services at no cost to the member. HMSA also offers Medicaid plans through Hawaii QUEST, a state program that provides medical, dental, and behavioural health benefits to Medicaid or State Health Insurance Program recipients.
HMSA understands that health care needs are unique to each individual, which is why they offer a variety of plan options to choose from. Members can manage their plans online through HMSA's My Account, which provides convenient access to plan information, claims, and benefits. HMSA also offers resources for well-being, including discounts on local fitness centres, massage therapists, and chiropractic care.
HMSA is committed to keeping its members healthy throughout their lives. With HMSA, members can count on access to quality care, the freedom to choose their own doctors, and resources for their health and well-being. HMSA also provides support for specific health concerns, such as the HMSA Diabetes Prevention Program and mental health services.
In addition to its health insurance offerings, HMSA is dedicated to health promotion, education, and research, as well as the promotion of social welfare. The HMSA Foundation, a non-profit organisation, actively contributes to these initiatives through programmes such as the HMSA Teen Video Awards Contest, which encourages middle school and high school students to create public service announcements promoting health and social welfare issues.
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HMSA offers a range of health plans, including Medicare Advantage and Medicaid (QUEST Integration)
The Hawaii Medical Service Association (HMSA) is a nonprofit health insurer in the state of Hawaii. HMSA was founded in 1938 and is an independent licensee of the Blue Cross Blue Shield Association. HMSA covers more than half of the state's population and is the largest insurer in Hawaii.
In addition to these offerings, HMSA has a long history of developing health plans for diverse groups, including senior citizens, college students, and the unemployed. They introduced drug, dental, and vision plans, as well as preventive benefits, as early as the 1960s. HMSA also pioneered the Community Health Program, its first Health Maintenance Organization (HMO), in 1972.
Individuals can obtain HMSA health plans through their employer or directly from HMSA. These plans offer freedom to choose healthcare providers and provide access to quality care and resources for health and well-being. HMSA also offers special enrollment periods for individuals who have experienced qualifying life events, such as those who lost their health insurance due to the 2023 Maui wildfires.
HMSA health plans are designed to meet the needs of Hawaii residents, with options tailored to the specific island of residence. With a commitment to keeping premiums low, HMSA has established itself as a trusted and accessible health insurer for the people of Hawaii.
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HMSA provides access to quality care, freedom to choose doctors, and wellness resources
The Hawaii Medical Service Association (HMSA) provides access to quality care, freedom to choose doctors, and wellness resources. HMSA offers a variety of well-being programs, from nutrition and physical activity to preventive care and managing chronic illness. HMSA Medicare Advantage members can get a fitness centre membership and a Home Fitness Kit each year. They also have access to telehealth, urgent care, or emergency care based on their health needs.
HMSA members have access to more than 1.7 million doctors and hospitals worldwide. They can choose a plan that works for them and their families and manage their plans online with HMSA’s My Account, which provides convenient access to health plan information. HMSA also offers health and well-being support through its Condition Care Program, Complex Case Management Program, and health education workshops.
HMSA works with the National Committee for Quality Assurance to ensure that its health plans meet high standards for quality care. HMSA plans are accredited for service and clinical quality, meeting the NCQA’s rigorous requirements. HMSA is committed to ongoing audits and evaluations to meet the changing needs of its members.
HMSA members can take advantage of discounts on local fitness centres, massage therapists, chiropractic care, and more. They can also access HMSA’s health and well-being magazine, which features stories, recipes, and other exclusive online content. Overall, HMSA provides its members with the tools and resources they need to maintain and improve their well-being.
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Individuals can buy HMSA insurance directly or through the federal marketplace at HealthCare.gov
The Hawaii Medical Service Association (HMSA) offers a range of health insurance plans to individuals. These plans can be purchased directly from HMSA or through the federal health insurance marketplace at HealthCare.gov.
There are several ways to obtain health insurance, including through an employer, the government, or by purchasing it individually. For those who do not have health insurance through their job or the government, buying an individual health plan is a viable option. While the short-term costs may be higher compared to employer-sponsored plans, individuals can benefit from significant savings in the long run. HMSA offers a variety of health plan options that cater to different health needs and budgets.
By choosing an HMSA health plan, individuals can access quality care and freedom to choose their own doctors. HMSA plans also provide resources for health and well-being, such as online care, maternal health support, tobacco cessation programs, telehealth services, and discounts on fitness centres, massage therapy, and chiropractic care.
Additionally, individuals can explore the federal health insurance marketplace at HealthCare.gov to compare different insurance options and find a plan that suits their needs. This platform allows individuals to review and select from various insurance providers, including HMSA. Depending on their financial situation, individuals may also be eligible for financial assistance, which is exclusively available through the federal marketplace.
It is important to note that Medicaid, a joint federal-state program providing health benefits to individuals with low incomes or resources, is called QUEST Integration in Hawaii. HMSA offers a Medicaid plan, known as QUEST, which provides medical and behavioural health services at no cost to the recipient.
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HMSA has historically maintained low premiums despite Hawaii's high healthcare costs
The Hawaii Medical Service Association (HMSA) has a long history of providing quality health plans to the people of Hawaii, with sources citing their services as far back as 1984. HMSA offers a range of health plans, including Medicare Advantage and Medicaid (known as QUEST Integration in Hawaii) plans, to meet the diverse needs of its members.
Despite Hawaii's high healthcare costs, HMSA has been able to maintain relatively low premiums over the years. In 1991, annual premiums for three of the most common health plans in Hawaii were lower than the US average by $358 to $396 for comparable coverage. This is partly due to the reduced cost shifting in Hawaii, as the state mandates that all eligible employees must accept health insurance, resulting in a wider risk pool that includes both healthy and less healthy individuals.
Another factor contributing to HMSA's low premiums is the high rate of insurance coverage in the state. As a result, the cost of providing uncompensated care is spread across a larger number of insured individuals, minimizing the impact on premium costs. Additionally, many employers in Hawaii contribute to their employees' health insurance premiums, further reducing the burden on individuals.
HMSA also provides a range of resources and services to support its members' health and well-being. These include online care, maternal health services, tobacco cessation programs, telehealth services, health coaching, and discounts on fitness centres, massage therapy, and chiropractic care. By focusing on preventative care and providing access to a large network of healthcare providers, HMSA helps to keep healthcare costs down for its members.
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Frequently asked questions
Hawaii Medical Service Association (HMSA) is a nonprofit health insurer in the state of Hawaii. HMSA was founded in 1938 and is an independent licensee of the Blue Cross Blue Shield Association. It is the largest insurer in the state, serving more than 700,000 people.
Medicaid is a joint federal-state program that provides a wide range of health plan benefits to people with low incomes or resources. Hawaii's Medicaid program is called QUEST Integration.
Yes, HMSA offers a Medicaid plan called QUEST (Medicaid) that offers medical and behavioral health services at no cost.
