Orlando Harmon
Oscar Insurance is a health insurance company that was formed in 2012. It was created to cater to those who do not qualify for Medicaid, Medicare, or employer benefits. The company offers a range of health insurance plans, including EPO plans, with varying tiers of coverage and prices. Oscar's health insurance plans are available in several states, including New York, New Jersey, California, Texas, Florida, and Arizona. The company aims to provide quality care that is easy to understand and navigate, with features such as free doctor visits, discounted brand-name medications, and a Concierge Team to guide members.
| Characteristics | Values |
|---|---|
| Year of Formation | 2012 |
| Target Group | Those who do not qualify for Medicaid, Medicare, or employer benefits |
| Plan Availability | Individual, family, and child-only plans |
| Plan Benefits | Free visits to the doctor, free generic medicine, free practical care services, discounted pricing on brand name medications, cash rewards for meeting fitness goals |
| Plan Tiers | Platinum, gold, silver, and bronze |
| States Where Plans are Sold | New York, New Jersey, California, Texas, Florida, Virginia, Arizona, Georgia, Oklahoma, Pennsylvania, Illinois, North Carolina |
| Plan Affordability | Average monthly cost for a 30-year-old is $162.09 for the secure plan; $3 prescriptions |
| Customer Service | Concierge Team to guide members and handle customer service questions; online app and doctor on-call service |
| Cancellation | Call Oscar health at 1-855-672-2788 or cancel through your account at healthcare.gov or your state's health exchange marketplace |
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What You'll Learn
Oscar Insurance is designed for those who don't qualify for Medicaid
Oscar Insurance was formed in 2012 in the wake of the Affordable Care Act (ACA). It was designed for those who do not qualify for Medicaid, Medicare, or employer benefits. The company's intention is to provide benefits that are easy to understand and quality care that saves both time and money. Oscar Insurance is a reliable company with positive ratings in customer service. Users find the online app and doctor-on-call service helpful. The company offers a range of health insurance plans, including EPO plans, with options for individuals, families, and small business owners.
Oscar Insurance sells health plans from all four metal tiers (platinum, gold, silver, and bronze) in the states of New York, New Jersey, California, and Texas. The average monthly cost for a 30-year-old is $162.09 for the secure plan, with a deductible of $7,900. Oscar's health plans include benefits such as free visits to the doctor, free generic medicine, and more than 75 free practical care services, such as flu and immunization shots and pregnancy screenings. Oscar plans also feature other cost-saving benefits, such as discounted pricing on brand-name medications and urgent care visits, as well as cash rewards for meeting fitness goals.
One of the key features of Oscar Insurance is its Concierge Team, which guides members and handles customer service questions and coordination of clinical care. The company also offers a Care Team that helps members find quality care in their area and save money. Oscar Primary Care is available in select states and provides access to providers employed by Oscar Medical Group, although prescriptions, visits, and services may be limited at the provider's discretion.
Oscar Insurance's coverage and plans vary by state. For example, plans sold in New York are underwritten by Oscar Insurance Corporation, while plans in Florida are underwritten by Oscar Insurance Company of Florida, and plans in Texas use different policy and associated form numbers. It is important to note that Oscar Insurance may not be available in all states, and specific details of coverage, costs, and exclusions may vary. To get a comprehensive understanding of Oscar Insurance's offerings, individuals can shop online to compare benefits and options or contact a licensed agent or Oscar sales representative.
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Oscar Insurance offers EPO plans
Oscar Insurance is a health insurance company that was formed in 2012. It offers EPO plans, along with a range of other health insurance options. EPO stands for Exclusive Provider Organization, and these plans are available to individuals, families, and small business owners.
EPO plans are a type of managed care plan where members generally have more flexibility compared to an HMO plan. With Oscar's EPO plans, members can use the Oscar app to refill prescriptions, message their Care Team, and look up benefits. EPO plans are available in Northern and Central Florida markets, and there may be a cost share associated with visits.
Oscar Insurance offers plans from all four metal tiers: platinum, gold, silver, and bronze. These plans are available in New York, New Jersey, California, and Texas. The company was created in the wake of the Affordable Care Act (ACA) and is designed for those who do not qualify for Medicaid, Medicare, or employer benefits.
Oscar's EPO plans are just one of the many options available to consumers. Health insurance is a highly personalized product, and Oscar offers a range of plans to suit different needs and budgets. The company aims to provide benefits that are easy to understand and quality care that is efficient and cost-effective.
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Oscar Insurance has positive customer service ratings
Oscar Insurance was formed in 2012 in the wake of the Affordable Care Act (ACA). The company's plans are available in New York, New Jersey, California, and Texas. They are designed for those who do not qualify for Medicaid, Medicare, or employer benefits.
Despite generally poor customer satisfaction ratings, some customers have praised Oscar Insurance for its positive customer service. On bestcompany.com, one reviewer notes that Oscar's customer service is "quick to respond and very friendly". The reviewer also highlights the helpfulness of the "Doctor on Call" feature, which allows customers to avoid long waits at urgent care. The same reviewer mentions that Oscar has been "fabulous" and has helped them when providers tried to overcharge for out-of-pocket expenses, deductibles, prescription costs, and co-insurance.
Oscar Insurance's mobile app has also received positive reviews. Customers appreciate the app's ease of use, clear steps for signing up, and simple payment and coverage understanding. The app includes interactive maps, reviews, and ratings to aid in provider selection. Oscar's website also allows shoppers to browse plans and the company's health insurance doctor network.
Oscar Insurance provides several customer service contacts and a fast enrollment process. The company offers a range of customer benefits, including free doctor visits, free generic medicine, and more than 75 free practical care services, such as flu and immunization shots and pregnancy screenings. Oscar's plans also feature cost-saving benefits, such as discounted brand-name medications and cash rewards for meeting fitness goals.
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Oscar Insurance provides a Concierge Team to guide members
Oscar Insurance, formed in 2012, is a health insurance company that provides plans in New York, New Jersey, California, Texas, Florida, Virginia, and Ohio. The company was designed for those who do not qualify for Medicaid, Medicare, or employer benefits. Oscar Insurance provides a Concierge Team, or a Care Team, to guide members and help them navigate their plans.
The Care Team is dedicated to answering members' questions and helping them understand the ins and outs of their plans, coverage, and claims. They can also help members find virtual or local, in-person providers who specialize in their needs. For instance, Oscar Primary Care providers are available to members aged 18 and older. The Care Team can explain any copayments and run cost estimates to help members understand the financial aspects of their care.
Oscar members can easily access their Care Team through various means such as calls, texts, or messages. The team can also help troubleshoot any issues related to the member's plan and provide support as needed. With thousands of plans to choose from nationwide, the Care Team assists members in making informed choices about their healthcare options.
Oscar Insurance's Concierge Team plays a crucial role in guiding members through the complexities of their health insurance plans. By offering personalized support and answering questions, the team ensures that members can navigate their coverage options effectively and make informed decisions about their healthcare. This level of assistance is designed to provide peace of mind and improve the overall healthcare experience for Oscar Insurance members.
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Oscar Insurance offers plans in Texas, New York, California, and New Jersey
Oscar Insurance was formed in 2012 in the wake of the Affordable Care Act (ACA). It was designed with a specific group in mind: those who do not qualify for Medicaid, Medicare, or employer benefits. The company's intention is to provide benefits that are easy to understand and quality care that saves time and money.
In Texas, Oscar offers HMO products and EPO plans, while in New York, plans are underwritten by Oscar Insurance Corporation located in New York, New York. In New Jersey, plans are underwritten by the Oscar Garden State Insurance Corporation. In California, Oscar offers plans through the Oscar Insurance Company.
Oscar's Virtual Urgent Care offerings are not available in US territories or internationally. However, Oscar Primary Care is available in Texas and New York, with some exclusions. Oscar also provides a Doctor hotline called Doctor on Call, which is available to all members in these states.
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Frequently asked questions
Oscar Insurance is a health insurance company that was formed in 2012. It was created in the wake of the Affordable Care Act (ACA) to cater to those who do not qualify for Medicaid, Medicare, or employer benefits. The company offers health plans from all four metal tiers (platinum, gold, silver, and bronze) in select states.
Oscar Insurance is designed for individuals who do not qualify for Medicaid or other government-provided insurance programs. It provides an alternative option for those who may not have access to Medicaid or prefer a private insurance plan.
Oscar Insurance offers a range of benefits that may not be covered by Medicaid. These include free doctor visits, free generic medicine, and over 75 free practical care services such as flu shots and pregnancy screenings. Oscar also provides cost-saving benefits, such as discounted brand-name medications and cash rewards for meeting fitness goals.
