Quartz Private Insurance: Is It Worth The Cost?

Quartz is a health insurance company that offers a range of health plans for individuals, families, groups, and businesses in the American Midwest. With over 350,000 customers, Quartz is one of the fastest-growing insurance companies in the region, serving Illinois, Iowa, Minnesota, and Wisconsin. The company is committed to providing high-quality, affordable coverage and has a particular focus on community-based healthcare and direct access to local healthcare providers. Quartz offers a variety of plan options, including traditional metal-tier health insurance plans, Medicare Advantage plans, and Medigap plans. In addition, Quartz provides access to digital tools such as the myStrength health management app and the QuartzWell digital wellness program.

Quartz offers a range of health insurance plans for individuals, families, groups, and businesses

Quartz is a private health insurance company that offers a wide range of health insurance plans for individuals, families, groups, and businesses. With over 350,000 customers and a constantly expanding physician network, Quartz Benefits is one of the fastest-growing insurance companies in the American Midwest.

For individuals and families, Quartz offers a range of plans, including traditional metal-tier health insurance plans and high-deductible HSA-qualified plans. These plans provide comprehensive coverage for essential health benefits, such as emergency services, hospitalization, maternity and newborn care, mental health services, and prescription drugs.

Quartz also offers group and employer plans, catering to both small and large businesses. Small group plans are available for businesses with 1-50 employees, while large group plans cater to businesses with 51 or more employees. Self-funded ASO plans are also available, making employee health benefits more accessible and affordable.

In addition to the range of options, Quartz enrollees benefit from access to a user-friendly digital tool suite. This includes the myStrength health management app for stress management and sleep monitoring, the QuartzWell digital wellness program, and the Thrive app for family planning and childcare resources.

Quartz is committed to supporting its members' overall health and well-being. Through its network, members can access nationally recognized providers and trusted local services, with a focus on community-based healthcare.

With its range of innovative health plans and dedication to member well-being, Quartz offers tailored solutions for individuals, families, and businesses seeking quality health insurance coverage.

The company also provides Medicare Advantage and Medigap plans

Quartz is a private health insurance company that offers Medicare Advantage plans. These plans are available in Illinois, Iowa, Minnesota, and Wisconsin. Each plan has separate county eligibility requirements, premiums, and benefits.

Quartz Medicare Advantage is an HMO plan with a Medicare contract. It offers a Dual Eligible plan for those with both Medicaid and Medicare. This plan includes all the benefits of Original Medicare, plus additional benefits without extra monthly costs.

Quartz also provides Medigap plans, also known as Medicare Supplement plans. These plans help cover the out-of-pocket costs that Original Medicare doesn't, such as copayments, coinsurance, and deductibles. Medigap plans are purchased through private insurance companies and are designed to fill the gaps in Original Medicare coverage.

Medigap plans are standardized, with 10 types of plans offering letter names from A to N. These plans cover costs like deductibles, coinsurance, and copays, but they don't typically cover prescription drugs. People enrolled in Original Medicare who want prescription drug coverage need to purchase a separate Medicare Part D plan or a Medicare Advantage plan that includes drug coverage.

Medigap plans are ideal for those who want to mitigate the costs of healthcare not covered by Original Medicare. However, it's important to note that these plans don't cover long-term care, vision, dental, eyeglasses, or hearing aids.

Overall, Quartz offers a range of Medicare Advantage and Medigap plans to meet the diverse needs of its members, providing quality healthcare coverage and additional benefits.

Quartz enrollees get access to a suite of digital tools, including the myStrength app and the QuartzWell wellness program

Quartz is a private health insurance carrier that offers its enrollees a suite of digital tools to support their health and wellness journey. These tools are designed to simplify health management and provide easy access to various resources and services. One such tool is the myStrength app, which offers 24/7 digital self-care tools for mental well-being. myStrength allows eligible members to connect with mental health professionals and schedule one-on-one coaching or therapy sessions within five business days, ensuring they get the support they need.

In addition to myStrength, Quartz enrollees also have access to the QuartzWell wellness program, a comprehensive digital wellness program. QuartzWell, in collaboration with Virgin Pulse, offers a personalized and engaging experience to improve overall well-being. The program allows users to track over 120 healthy behaviours, set customized goals, and connect with friends and coworkers to stay motivated. By completing daily activities, challenges, and preventive care tasks, users can earn points and redeem them for gift cards or health and wellness products.

The QuartzWell program also includes features such as the Health Check Survey, which tailors the platform to the user's specific needs, and the ability to sync tracking devices or compatible mobile apps to monitor activities and progress. QuartzWell is designed to encourage and incentivize users to adopt healthy habits and make informed choices to improve their overall health and quality of life.

Quartz is committed to providing its enrollees with innovative and inclusive programs that cater to their mind, body, and overall well-being. By offering digital tools like myStrength and QuartzWell, Quartz empowers its members to take control of their health and make positive changes in their lives. These resources are easily accessible and provide valuable support for managing mental and physical health, helping individuals achieve their wellness goals.

The company is committed to community well-being and has initiatives to support healthy living

Quartz is a health insurance company that is committed to community well-being and has initiatives to support healthy living. The company manages four nationally recognized, provider-sponsored health insurance plans: Quartz Health Benefit Plans Corporation, Quartz Health Plan Corporation, Quartz Health Plan MN Corporation, and Quartz Health Insurance Corporation. Quartz focuses on local, community-based healthcare and services for more than 300,000 members in Illinois, Iowa, Minnesota, and Wisconsin.

The company offers a wide range of health insurance plans for individuals, families, groups, and businesses, as well as Medicare Advantage and Medigap plans. Quartz enrollees enjoy access to a suite of digital tools, including the myStrength health management app, the QuartzWell digital wellness program, and the Thrive app for family planning and childcare resources.

Quartz is dedicated to being active in local communities and offers sponsorship and paid internship opportunities. They are committed to championing diversity and inclusion and have received awards for their efforts, including the Boys & Girls Clubs of Dane County (BGCDC) 2024 Hearts for Helping Corporate Volunteer Engagement Award.

The company also supports initiatives that promote healthy living, such as the Wisconsin Healthy Food Incentive Program, which makes fruits and vegetables more accessible to families. Quartz also encourages physical activity through initiatives like the Fitness Court presented by the National Fitness Campaign.

Overall, Quartz is committed to supporting community well-being and offers a range of initiatives and programs to promote healthy living for its members and the communities it serves.

Quartz has a wide network of providers and serves over 300,000 members in multiple states

Quartz is a health insurance company that offers a wide range of health insurance plans for individuals, families, groups, and businesses. They have a strong presence in multiple states, including Wisconsin, Illinois, Iowa, and Minnesota. With over 300,000 members, Quartz is one of the fastest-growing insurance companies in the American Midwest.

The company manages four nationally recognized, provider-sponsored health insurance plans: Quartz Health Benefit Plans Corporation, Quartz Health Plan Corporation, Quartz Health Plan MN Corporation, and Quartz Health Insurance Corporation. Quartz is committed to providing high-quality, affordable health care to its members. They offer a variety of plan options, including individual and family plans, group and employer plans, and Medicare Advantage plans.

One of Quartz's strengths is its extensive provider network. They have a wide network of nationally recognized providers, including top-ranked hospitals and doctors. This gives their members access to the best-in-class healthcare services, ensuring they receive the care they need. Quartz's provider network includes major health systems such as UW Health, UnityPoint Health, Gundersen Health System, and Advocate Aurora Health.

In addition to their provider network, Quartz also focuses on community-based healthcare and services. They serve members in Illinois, Iowa, Minnesota, and Wisconsin, offering direct access to local healthcare providers. Quartz is dedicated to being active in local communities and provides various sponsorship and internship opportunities. They are committed to supporting and improving the well-being of the communities they serve.

Quartz's large and expanding network of providers ensures that their members have access to a diverse range of healthcare services and supports their commitment to helping people live healthier lives. With their wide reach and comprehensive services, Quartz is well-equipped to meet the needs of their members across multiple states.

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