Texassure, or TexasSure, is a legitimate program created by the Texas Legislature to verify whether owners of motor vehicles have obtained the required insurance coverage. The program is a partnership between the Texas Department of Insurance, the Texas Department of Public Safety, Texas Department of Motor Vehicles, and Texas Department of Information Resources. It is designed to reduce the number of uninsured motorists in Texas, which is currently estimated to be around 20% of drivers, costing responsible Texans almost $900 million a year. TexasSure is an automated database that quickly identifies vehicle owners without mandatory insurance coverage, with insurers required to report their full book of business weekly. The program sends two types of notices to Texas consumers: 'Unmatched' and 'Uninsured'. While there is no penalty for receiving these notices, they are intended to ensure that all insured drivers are accurately reflected in the TexasSure system.
Characteristics | Values |
---|---|
Purpose | To reduce the number of uninsured motorists in Texas |
Operated by | Texas Department of Insurance, Texas Department of Public Safety, Texas Department of Motor Vehicles, and Texas Department of Information Resources |
Users | Local, county, and state law enforcement and vehicle registration offices |
Information | Registered vehicle information matched with insurance policy information |
Effectiveness | As of June 2009, an estimated 23.22% of motorists on Texas roads were uninsured |
Security | No instances of data being inappropriately accessed or modified, but security improvements recommended |
What You'll Learn
- TexasSure's goal is to reduce the number of uninsured motorists in Texas
- TexasSure is a partnership between four Texas departments
- TexasSure is an automated database
- TexasSure is used by law enforcement and vehicle registration offices
- TexasSure sends two types of notices to Texas consumers: Unmatched and Uninsured
TexasSure's goal is to reduce the number of uninsured motorists in Texas
TexasSure is a legitimate program with a clear goal: to reduce the number of uninsured motorists in Texas. The program was created by the 79th Texas Legislature, Regular Session, in Senate Bill 1670. It is a joint effort by the Texas Department of Insurance, the Texas Department of Public Safety, the Texas Department of Motor Vehicles, and the Texas Department of Information Resources.
TexasSure is an automated database that connects auto insurance carriers with local, county, and state law enforcement, vehicle registration offices, and tax offices. This allows authorized users to confirm whether a Texas-registered passenger vehicle has a valid auto liability insurance policy. All 254 county Tax Assessor-Collectors and the DPS Texas Highway Patrol use TexasSure, and it is available to all Texas local law enforcement.
Texas law requires drivers to show proof that they can pay for any accidents they may cause, which is usually done by purchasing auto liability insurance. After buying insurance, the insurance company reports the information to TexasSure. When a customer receives an insurance policy, they should check that the Vehicle Identification Number (VIN) on their vehicle matches the one on their policy and vehicle registration. If there is a discrepancy, the customer should notify their insurance company.
TexasSure sends two types of notices to Texas consumers: "Unmatched" and "Uninsured". An "Unmatched Notice" is sent to insured customers when TexasSure cannot match their insurance information to a Texas-registered vehicle. An "Uninsured Notice" is sent to owners of Texas-registered vehicles that appear to be uninsured. There are no penalties associated with either of these notices.
The TexasSure program helps to get uninsured motorists off the road, reducing the likelihood of accidents that cost auto insurance carriers and their customers extra money. This, in turn, helps to lower automobile insurance rates for Texas drivers.
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TexasSure is a partnership between four Texas departments
TexasSure is a legitimate program created by the Texas Legislature to verify whether owners of motor vehicles have the required insurance coverage. It is a joint project and partnership between four Texas departments: the Texas Department of Insurance, the Texas Department of Public Safety, the Texas Department of Motor Vehicles, and the Texas Department of Information Resources.
The Texas Legislature enacted TexasSure, a centralized vehicle insurance verification program, to address the issue of uninsured motorists in the state. Texas has one of the highest rates of uninsured drivers in the country, with an estimated 20% of Texas drivers lacking insurance. This program is designed to reduce the number of uninsured drivers and cut costs for responsible Texans, who pay a significant amount each year to protect themselves against uninsured drivers.
TexasSure is an automated database that quickly identifies vehicle owners without mandatory insurance coverage. It is used by all 254 county Tax Assessor-Collectors, the DPS Texas Highway Patrol, and all local law enforcement in Texas. The system contains registered vehicle information that is matched with insurance policy information. After purchasing insurance, a motorist's company will report coverage to TexasSure. It is important for motorists to ensure that the Vehicle Identification Number (VIN) on their vehicle matches the one on their insurance policy and vehicle registration.
TexasSure sends two types of notices to Texas consumers: Unmatched and Uninsured. An Unmatched Notice is sent to insured customers when TexasSure cannot match their insurance to a registered vehicle after 60 days. An Uninsured Notice is sent to owners of registered vehicles that appear to be uninsured. There are no penalties associated with these notices. TexasSure also provides a call center for assistance, which customers can respond to by mail, website, or phone.
TexasSure is a valid and secure program that helps ensure all insured drivers are accurately reflected in the system. It is a useful tool for law enforcement and vehicle registration offices to confirm insurance coverage for vehicles registered in Texas, reducing the number of uninsured motorists on Texas roads.
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TexasSure is an automated database
TexasSure is a centralized vehicle insurance verification program that verifies whether owners of motor vehicles have established financial responsibility by obtaining the required insurance coverage. It is an automated system that contains registered vehicle information matched with insurance policy information. TexasSure is a partnership between the Texas Department of Insurance, the Texas Department of Public Safety, Texas Department of Motor Vehicles, and Texas Department of Information Resources.
Texas law requires drivers to show proof that they can pay for any accidents they may cause, and most drivers do this by purchasing auto liability insurance. After buying insurance, the company reports this to TexasSure. When you receive your insurance policy, it is important to check that the VIN on your vehicle matches the one on your policy and vehicle registration.
TexasSure is used by all 254 county Tax Assessor-Collectors and the DPS Texas Highway Patrol and is available to all Texas local law enforcement. TexasSure sends two types of notices to Texas consumers: Unmatched and Uninsured. An Unmatched Notice is sent to insured customers that TexasSure has been unable to match to a Texas-registered vehicle for at least 60 days. An Uninsured Notice is sent to owners of Texas-registered vehicles that appear to be uninsured. There are no penalties associated with either of these notices.
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TexasSure is used by law enforcement and vehicle registration offices
TexasSure is a program created by the state of Texas to reduce the number of uninsured motorists in the state. It is a partnership between the Texas Department of Insurance, the Texas Department of Public Safety, the Texas Department of Motor Vehicles, and the Texas Department of Information Resources.
Local, county, and state law enforcement and vehicle registration offices use TexasSure to check if vehicles registered in Texas have auto insurance. All 254 county Tax Assessor-Collectors and the DPS Texas Highway Patrol use TexasSure, and it is available to all Texas local law enforcement.
Texas law requires drivers to show proof that they can pay for any accidents they may cause. Most drivers do this by purchasing auto liability insurance. After purchasing insurance, the insurance company will report this to TexasSure. When a driver receives their insurance policy, they should check that the VIN on their vehicle matches the one on their policy and vehicle registration. If the numbers do not match, the driver should inform their insurance company.
The Texas Department of Motor Vehicles (TxDMV) manages vehicle registration for the state. Before registering a vehicle, it must pass a state inspection. To register a vehicle, drivers must show insurance coverage for the required minimums per person, per accident, and for property damage. They must then obtain their vehicle registration and sticker from their local county Tax Assessor-Collector office.
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TexasSure sends two types of notices to Texas consumers: Unmatched and Uninsured
TexasSure is a program created by the state of Texas to reduce the number of uninsured motorists in the state. It is a partnership between the Texas Department of Insurance, the Texas Department of Public Safety, the Texas Department of Motor Vehicles, and the Texas Department of Information Resources. TexasSure allows authorized users, including law enforcement and vehicle registration offices, to confirm whether a Texas-registered passenger vehicle has a valid auto liability insurance policy.
To ensure the accuracy of the TexasSure system, insurance agents play a crucial role in providing their customers with accurate information and assistance. As part of this process, TexasSure sends two types of notices to Texas consumers: Unmatched and Uninsured.
Unmatched Notices
An "Unmatched Notice" is sent to insured customers when TexasSure has been unable to match their insurance policy to a Texas-registered vehicle for at least 60 days. Customers receive guidance to help them determine the reason for the non-match, such as inaccurate information from the insurance company or a vehicle registered outside of Texas. If no response or resolution is received within 30 days, a second notice is sent, although there is no penalty for not responding.
Uninsured Notices
An "Uninsured Notice" is sent to owners of Texas-registered vehicles that appear to be uninsured. This notice provides vehicle registration information and specific instructions to help customers correct their insurance status. There is no penalty associated with this notice. Reasons for receiving an "Uninsured Notice" may include a vehicle being out of service due to the owner's active military service or a recent sale of the vehicle without updating the transaction information with the Texas Department of Motor Vehicles (TxDMV).
It is important to note that TexasSure is a valid program, and these notices are intended to ensure that all insured drivers are accurately reflected in the system. Customers who receive these notices can seek assistance from the TexasSure call center, insurance agents, or the Texas Department of Insurance.
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Frequently asked questions
TexasSure is a program created by the Texas Legislature to reduce the number of uninsured motorists in Texas. It is a centralized vehicle insurance verification program that verifies whether owners of motor vehicles have obtained the required insurance coverage.
TexasSure is an automated database that matches registered vehicle information with insurance policy information. It is a joint project of Texas' departments of motor vehicles, insurance, public safety, and information resources.
TexasSure is used by local, county, and state law enforcement, vehicle registration offices, and all 254 county Tax Assessor-Collectors and DPS Texas Highway Patrol. It is also available to all Texas local law enforcement.
After you buy insurance, your insurance company will report it to TexasSure. Check that the VIN on your vehicle matches the one on your insurance policy and vehicle registration. If the numbers don't match, contact your insurance company.