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Seven Corners offers a wide variety of travel insurance plans for different types of travellers. The company provides two main types of travel insurance: trip protection plans and travel medical plans. The cost of Seven Corners travel insurance depends on the plan purchased and can be paid for annually or monthly. Trip protection plans reimburse travellers for non-refundable prepaid trip costs in the event of cancellation, interruption, or delay. Travel medical plans, on the other hand, provide medical coverage for illnesses and injuries that occur while travelling.
| Characteristics | Values |
|---|---|
| Type of insurance | Travel insurance |
| Types of plans | Trip Protection Basic, Trip Protection Choice (or Economy and Elite, in select states), Annual Multi-Trip, Single-trip, Domestic-only, Medical-specific, Expat, Cruise travel insurance |
| Coverage | Trip cancellation, Trip interruption, Baggage delays and damage, Medical emergencies, Emergency evacuation and repatriation, Missed connections, Rental car insurance, Sports and golf equipment rental, Event ticket registration fee coverage |
| Cost | Depends on the plan |
| Payment | Can be done online or over the phone |
| Customer service | 24/7 multilingual urgent travel assistance via phone, text, WhatsApp, email and phone from 8 a.m. to 9 p.m. EST Monday to Friday |
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What You'll Learn
Seven Corners offers annual travel insurance plans
Seven Corners offers a range of travel insurance plans, including annual, single-trip, student, medical, domestic-only, expat, and cruise travel insurance. The company was founded in 1993 and is known for its responsive and helpful customer service representatives.
The annual travel insurance option is called the Seven Corners Trip Protection Annual Multi-Trip plan. This plan offers coverage for trips of up to 40 days (30 days for Florida residents) and includes benefits such as trip cancellation, trip interruption, baggage delays and damage, medical emergencies, emergency evacuation, and repatriation. The annual plan also offers optional upgrades, such as Cancel for Any Reason (up to 75% of the total trip cost).
The cost of the Seven Corners annual plan starts at $2,500 per year and can go up to $10,000 per year, depending on the chosen maximum coverage. To get a quote, individuals need to provide information such as their age, country and state of residence, destination, and travel dates.
In addition to the annual plan, Seven Corners offers two main single-trip insurance plans: Trip Protection Basic and Trip Protection Choice (or Economy and Elite in select states). These plans cover trip cancellation and interruption, baggage delays and damage, medical emergencies, emergency evacuation, travel delays, and missed connections. The Choice or Elite plan offers more comprehensive coverage and is suitable for travellers taking expensive trips.
Seven Corners also provides medical-specific travel insurance plans, which offer high limits of medical coverage for individuals travelling outside their home country. This type of plan can be purchased separately or in addition to trip protection plans.
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Trip Protection Basic and Trip Protection Choice plans
Seven Corners offers two main types of travel insurance: trip protection plans and travel medical plans. Trip protection plans are available for both domestic and international travel.
Trip Protection Basic Plan
The Trip Protection Basic plan is a budget-friendly option for travellers seeking travel insurance coverage. The plan includes coverage for trip cancellation and interruption, lost or delayed luggage, emergency medical issues, emergency evacuation, travel delays, and missed cruise or flight connections. However, it is important to note that the coverage limits under this plan are more modest compared to the Trip Protection Choice plan.
Trip Protection Choice Plan
The Trip Protection Choice plan, also known as the Elite plan in certain states, offers the most comprehensive travel insurance coverage available from Seven Corners. This plan is ideal for travellers seeking extensive coverage and those embarking on expensive trips. The Choice plan offers higher coverage limits and additional benefits compared to the Basic plan.
The specific benefits covered by both the Basic and Choice plans include:
- Trip cancellation and interruption coverage: Reimbursement for non-refundable, prepaid trip costs such as airfare and hotel rooms if the trip is cancelled or interrupted due to covered reasons.
- Baggage coverage: Protection for lost or delayed luggage, including reimbursement for replacing items.
- Medical coverage: Coverage for emergency medical expenses incurred during the trip, including emergency dental expenses.
- Emergency evacuation: Coverage for emergency evacuation to the nearest medical facility if adequate medical treatment is not available in the immediate area.
- Travel delays: Coverage for reasonable expenses, such as meals and lodging, incurred during trip delays.
- Missed connections: Coverage for costs associated with reaching your destination after a missed tour, cruise, or flight connection.
It is important to note that both plans have exclusions and limitations. For example, pre-existing medical conditions are typically excluded from coverage, and certain benefits, such as Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR), may be available at an additional cost and are subject to eligibility criteria.
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Travel insurance for non-US citizens
Seven Corners offers travel insurance for non-US citizens who are travelling to the US or internationally. The company was founded in 1993 and provides a variety of travel insurance policies for different types of travellers.
Trip Protection Plans
Trip protection plans protect US residents travelling within the US or abroad. This includes reimbursement for non-refundable, prepaid trip costs such as airfare and hotel rooms if you need to cancel, interrupt, or delay your trip for covered reasons.
Travel Medical Plans
Travel medical plans provide high limits of medical coverage when you travel outside your home country. You can choose the medical coverage limit and deductible that best meets your needs while also providing the mandatory level of coverage for countries that require health insurance.
International Travel Medical Insurance
Seven Corners offers international travel medical insurance for non-US residents travelling to the US or internationally. This includes coverage for medical care if you get sick or injured while travelling, emergency medical evacuation and repatriation, and more. The company provides 24/7 multilingual urgent travel assistance and access to their international network of medical providers.
Cost of Seven Corners Travel Insurance
The cost of Seven Corners travel insurance depends on the plan you purchase. You can generate a quote on their website or by calling them. A sample quote for a 44-year-old traveller from Arizona heading to South Africa for two weeks with a total trip cost of $4,000 would give you an idea of the cost.
Reviews of Seven Corners Travel Insurance
Reviews of Seven Corners travel insurance are mixed. Some customers praise the company for its good customer service, while others complain about the slow claim process and limitations of trip cancellation insurance. It is important to carefully review the exclusions and limitations of any travel insurance policy before purchasing.
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Seven Corners' customer service
Seven Corners offers a wide variety of travel insurance plans, including single-trip, annual, medical, domestic, expat, and cruise travel insurance. The company provides responsive and helpful customer service, with 24/7 multilingual urgent travel assistance via phone. Standard support is also available via text, WhatsApp, email, and phone from 8 a.m. to 9 p.m. EST, Monday to Friday.
Seven Corners' travel insurance plans cover important situations such as trip cancellation and interruption, baggage delays and damage, medical emergencies, and emergency evacuation and repatriation. The company offers two main single-trip travel insurance plans: Trip Protection Basic and Trip Protection Choice (or Economy and Elite in select states). The Basic plan is more affordable but has lower coverage limits, while the Choice plan offers more extensive coverage for travelers who want higher limits.
The cost of Seven Corners travel insurance depends on the specific plan chosen and factors such as traveler age, country and state of residence, destination, and trip duration. The company provides an easy online process for generating a quote and purchasing a policy. Additionally, Seven Corners offers 24/7 travel assistance services, and customers can make changes to their plans through their online accounts.
Reviews of Seven Corners' customer service are generally positive, with one customer on Trustpilot praising the company's responsiveness and efficiency in resolving their issue. However, another customer on Trustpilot noted that the claim process could be slow, even though they received the maximum coverage amount.
Overall, Seven Corners provides a range of travel insurance options with comprehensive coverage and responsive customer support to meet the diverse needs of travelers.
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Trip cancellation and trip interruption
Seven Corners offers two main types of travel insurance: trip protection plans and travel medical plans. Trip protection plans cover trip cancellation and trip interruption, among other benefits. Trip cancellation and trip interruption coverage allow you to cancel or interrupt your trip for a list of covered reasons. For instance, if you or your travel companion's pet becomes ill, or you have a falling out with a friend you were supposed to vacation with. Additionally, you can purchase optional Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR) coverage, which will reimburse 75% of your trip cost. However, CFAR only applies to trip cancellation, not trip interruption.
Trip protection plans also cover reimbursement for prepaid, non-refundable trip expenses in the event of cancellation, interruption, or delay. This includes reimbursement for non-refundable, prepaid trip costs such as airfare and hotel rooms. Seven Corners also provides emergency medical expense coverage in the event that you get sick or hurt during your trip. This includes emergency medical evacuation coverage if adequate treatment is not available in your immediate area.
The two single-trip travel insurance plans offered by Seven Corners are the Trip Protection Basic and Trip Protection Choice (or Economy and Elite, in select states) plans. The Basic plan is more budget-friendly, but the Choice plan offers more comprehensive coverage and is ideal for travellers taking expensive trips. The Choice plan also offers higher coverage limits compared to the Basic plan.
It is important to note that trip protection plans are designed for groups of 10 or more people travelling together. However, this is not group insurance within the meaning of state insurance laws, but rather a retail travel protection program that covers a principal insured and nine or more travelling companions.
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Frequently asked questions
The cost of Seven Corners Insurance is dependent on the plan purchased and the duration of the trip. They offer annual plans as well as single-trip plans. Annual plans are paid per year, whereas single-trip plans are paid per trip.
Seven Corners Insurance offers two main types of travel insurance plans: Trip Protection plans and Travel Medical plans. Trip Protection plans cover trip cancellations, interruptions, baggage issues, medical emergencies, and evacuations. Travel Medical plans provide medical coverage for travelers outside their home country.
The Trip Protection Basic plan includes coverage for trip cancellation, interruption, lost or delayed luggage, emergency medical issues, evacuation, travel delays, and missed connections. It is a more affordable option but with lower coverage limits.
The Trip Protection Choice plan offers more comprehensive coverage, including emergency medical benefits of $500,000 per person, $1,000,000 per person for emergency evacuation, and $20,000 per person for non-medical evacuation. This plan is more expensive but provides greater protection.
You can purchase a Seven Corners Insurance policy online through their website or over the phone. You will need to provide information such as your age, country and state of residence, destination, and travel dates to generate a quote and purchase the plan.
