Ucare Private Insurance: What You Need To Know

UCare is a community-based, nonprofit health plan that provides health coverage and services to over 300,000 members in Minnesota and western Wisconsin. Founded in 1984, UCare offers a range of Medicare plans, including Medicare Advantage plans, Minnesota Senior Health Options (MSHO), and Individual and Family Plans (IFP). UCare is the number one plan on MNsure, with a variety of options to suit different lifestyles and budgets. The company works in partnership with healthcare providers and community organizations to serve Medicare-eligible individuals, families, and individuals enrolled in Minnesota Health Care Programs.

UCare offers a range of Medicare plans

UCare is an independent, nonprofit health plan that provides health coverage and services to more than 300,000 members in Minnesota and western Wisconsin. It was created in 1984 by the Department of Family Practice and Community Health at the University of Minnesota Medical School and is now the fourth-largest health plan in Minnesota.

Medicare Advantage plans combine hospital insurance (Part A) and medical insurance (Part B) into one simple plan, which includes prescription drug coverage. UCare's Medicare Advantage plans also include dental, prescription eyewear, hearing aids, and fitness benefits.

Medicare Supplement (or Medigap) plans help pay for costs that Original Medicare (Part A and Part B) doesn't cover, such as copays, coinsurance, and deductibles. These plans allow individuals to see any doctor in the U.S. who accepts Medicare.

Medicare Group plans are offered by employers to their retirees and provide excellent coverage and benefits.

UCare also offers plans for people with lower incomes, people with disabilities, and those eligible for both Medicare and Medicaid. Their plans have most Minnesota providers in their network and also provide access to out-of-state providers at in-network rates through the MultiPlan Network.

UCare's 2025 Medicare plans offer benefits such as coverage when travelling, One Pass® fitness benefits, community education class allowances, and $0 copay for mental health office visits.

UCare provides health coverage for individuals and families

UCare is a community-based, nonprofit health plan that provides health coverage and services to more than 300,000 members in Minnesota and western Wisconsin. It was established in 1984 by the Department of Family Practice and Community Health at the University of Minnesota Medical School and has since become the fourth-largest health plan in Minnesota.

UCare offers a range of Medicare plans, including Medicare Advantage plans, to meet the diverse needs and budgets of individuals and families. Their plans are designed to be flexible and affordable, with varying levels of premiums, cost-sharing, and networks. UCare is the number one plan on MNsure, offering some of the lowest rates on a variety of plans that cater to different lifestyles and budgets.

UCare's individual and family plans are ideal for those who need to purchase health coverage on their own. This includes retirees who are not yet eligible for Medicare, small business owners, or employees of companies that do not provide health insurance. UCare provides a wide range of plan options, ensuring that individuals and families can find a plan that suits their unique needs and preferences.

In addition to their standard plans, UCare also offers plans for people with lower incomes, individuals with disabilities, and those who qualify for dual plans that combine Medicare and Medicaid benefits. They also provide Minnesota Senior Health Options (MSHO) for individuals aged 65 and older who have both Medicare and Medical Assistance. UCare is committed to serving a diverse range of individuals and families, ensuring that everyone has access to the healthcare they need.

UCare's priority is to simplify healthcare plans and make them accessible to everyone. With their range of options, helpful resources, and commitment to community, UCare is dedicated to improving the health and well-being of its members.

UCare is a nonprofit organisation

UCare is an independent, community-based health plan, offering a range of Medicare and Medicaid plans to meet the diverse needs of its members. The organisation works in partnership with healthcare providers and community organisations to provide coverage and services to a wide range of individuals, including those from diverse cultures, adults with disabilities, and people from all ages and stages of life.

UCare's Medicare Advantage plans are available across Minnesota and parts of Wisconsin, and the organisation also offers Minnesota Senior Health Options (MSHO) for individuals aged 65 and older who have both Medicare and Medical Assistance. In addition, UCare provides Institutional Special Needs Plans (I-SNPs), Individual and Family Health Plans, and Minnesota Senior Care Plus (MSC+) for those aged 65 and older on Medical Assistance.

The organisation also offers UCare Connect plans, specifically designed for adults with physical, developmental, or mental disabilities. UCare Connect + Medicare is available for adults with disabilities who have both Medicare and Medical Assistance. Furthermore, UCare has established partnerships with Essentia Health and M Health Fairview to offer EssentiaCare and North Memorial Health Medicare Advantage partnership plans, respectively.

UCare is committed to improving the health of its members and has been recognised as a Star Tribune Top 200 Workplace for its people-centred culture and commitment to giving employees a voice. The organisation provides valuable member perks, such as savings on gym memberships and healthy groceries, and offers a variety of plan options to suit different lifestyles and budgets.

UCare has been recognised as a Star Tribune Top 200 Workplace

UCare is an independent, nonprofit health plan that provides health coverage and services to more than 600,000 members in Minnesota and western Wisconsin. The company has been recognised as a Star Tribune Top 200 Workplace for 15 consecutive years since the awards program began in 2010. This consistent appearance on the list is a testament to UCare's strong and positive company culture, which embraces diversity, cultural competency, and member experience.

UCare's commitment to its members and employees is evident in its dedication to removing barriers to care and offering uncomplicated, comprehensive insurance with exceptional service. The company addresses health and racial equity and care access issues through grants and various community initiatives.

UCare offers a range of Medicare plans, including options for individuals, families, people with disabilities, and seniors. They also provide income-based Medical Assistance and MinnesotaCare coverage. The company is known for its competitive rates and ability to cater to diverse needs, making it the number one plan on MNsure for Minnesotans purchasing health coverage independently.

UCare's workplace culture is characterised by its collaborative, inclusive, and innovative environment, where employees are valued and supported in their professional and personal growth. The company offers comprehensive employee benefits and perks, including flexible work arrangements, expanded paid time off, extensive parental leave, and an award-winning employee wellness program.

UCare's consistent recognition as a Star Tribune Top 200 Workplace reflects its commitment to creating a positive and inclusive work environment, fostering a culture of giving back to the community, and delivering exceptional healthcare services to its members.

UCare provides health insurance in Minnesota and Wisconsin

UCare is an independent, nonprofit health plan that provides health coverage and services to more than 300,000 members in Minnesota and western Wisconsin. It was created in 1984 by the Department of Family Practice and Community Health at the University of Minnesota Medical School and is now the fourth-largest health plan in Minnesota.

UCare offers a range of Medicare plans, including Medicare Advantage plans, to fit the diverse needs and budgets of its members. The company serves Medicare-eligible individuals, as well as families and individuals enrolled in Minnesota Health Care Programs such as MinnesotaCare and Medical Assistance.

UCare has plans for people of all ages, including those with lower incomes, people with disabilities, and those who qualify for dual plans (combining Medicare and Medicaid benefits). Their Medicare Advantage plans are available across Minnesota and parts of Wisconsin, and they also offer Minnesota Senior Health Options (MSHO) for those aged 65 and older who have both Medicare and Medical Assistance.

In addition to its Medicare offerings, UCare provides Individual and Family health plans, including plans with M Health Fairview and North Memorial Health available through MNsure. They also offer Minnesota Senior Care Plus (MSC+) for individuals aged 65 and older who are on Medical Assistance, as well as UCare Connect plans for adults with physical, developmental, or mental disabilities.

UCare works in partnership with healthcare providers and community organizations to improve the health of its members and promote values such as integrity, community, quality, flexibility, and respect.

Frequently asked questions