Alyssa Lane
Vision coverage is an important aspect of healthcare, and Blue Cross and Blue Shield of Illinois (BCBSIL) offer various options for those seeking eye care benefits. BCBSIL provides vision insurance plans that can help individuals and families save on eye care costs, including discounts on frames, lenses, and contact lenses. They also offer routine eye exams, which can help detect common issues like glaucoma or cataracts, as well as early signs of larger health concerns. BCBSIL has partnered with EyeMed Vision Care to administer vision benefits, providing a wide network of providers for their members. This paragraph introduces the topic of vision coverage included in medical insurance through Blue Cross in Illinois, highlighting the key features and partnerships offered by BCBSIL.
| Characteristics | Values |
|---|---|
| Vision Coverage | Administered through a contract agreement with EyeMed Vision Care |
| Routine Eye Exams | Covered every 12 months |
| Contact Lens Examination and Fitting | Covered every 12 months when performed on the same day as your eye examination |
| Discounts | Frames, lenses, and contact lenses |
| Vision Plan Options | Individual Vision Plans and Family Vision Plans |
| Vision Plan Savings | Help pay for eye care costs and lower out-of-pocket costs |
| Vision Plan Providers | Heritage Vision Plans, Inc., powered by VSP |
| Dental and Vision Coverage | Available as add-ons to medical coverage |
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What You'll Learn
Vision benefits for Blue Cross Community Health Plans members
As a Blue Cross Community Health Plans member, you are covered for eye care. You can see an eye doctor within the plan network without needing prior approval from your PCP.
Blue Cross and Blue Shield of Illinois (BCBSIL) vision plans can help you save on eye care costs. Vision coverage is administered through a contract agreement with EyeMed Vision Care, a leading national provider of routine vision care programs. All HMO members and their covered dependents are eligible to receive an eye examination every 12 months for the cost of a wellness services copayment. Coverage also includes one contact lens examination and fitting every 12 months when performed on the same day as your eye examination.
You can also receive discounts on frames, lenses, and contact lenses, as well as an extra 40% savings on additional pairs of glasses and discounts on contact lenses, LASIK vision correction, and more.
BCCHP has also partnered with Heritage Vision Plans, Inc., powered by VSP, to give you vision services. Heritage Vision Plans is a vision benefit company dedicated to providing exceptional service and quality. Their goal is to ensure you receive the best eye care.
You can find vision providers by searching under All Specialties in the Provider Finder.
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Vision Insurance Plans for individuals and families
Vision Insurance Plans are a great way to save on eye care costs and gain access to a range of eye care services. Vision plans can be purchased as individual plans or as family plans.
Blue Cross and Blue Shield of Illinois (BCBSIL) offer vision plans that can help you save on eye care costs. The BCBSIL vision plans have different levels with discounts and allowances that may help lower your out-of-pocket costs. As a Blue Cross Community Health Plans (BCCHP) member, you have eye care benefits and can visit any eye doctor within the plan network without needing approval from your PCP. BCCHP has partnered with Heritage Vision Plans, Inc., powered by VSP, to provide vision services.
VSP also offers individual vision plans with no waiting period and affordable rates. The VSP plan covers annual eye exams, frames, and prescription lenses. It also provides access to a nationwide network of eye doctors and retail locations.
Aetna also provides vision insurance plans for individuals and families, offering convenient access to thousands of independent eye doctors, top optical retailers, and online options. They have a broad network of neighbourhood eye doctors and private practices, as well as national chains like LensCrafters, Pearle Vision, and Target Optical.
UnitedHealthcare offers vision insurance plans with a variety of individual coverage options. Their plans cover eye exams, contacts, glasses, and more. You can choose a provider from their large national network or go out of network and still receive benefits by paying the difference.
Vision Insurance Plans provide essential coverage for eye care needs, helping individuals and families manage their vision care costs effectively.
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Vision benefits for members of HMOs
Vision benefits are available for members of HMOs with Blue Cross and Blue Shield of Illinois (BCBSIL). These vision benefits are administered by EyeMed Vision Care, a leading national provider of routine vision care programs.
All HMO members are eligible to receive an eye examination every 12 months for the cost of their wellness services copayment. This includes coverage for one contact lens examination and fitting every 12 months, provided it is performed on the same day as the eye examination.
Additionally, members can receive discounts on frames, lenses, and contact lenses. There is also the option to purchase glasses or contact lenses online using Glasses.com and ContactsDirect.com, which are both in-network providers, so benefits apply at checkout. Members can also choose frames from their favorite brands and receive an extra 40% discount on additional pairs of glasses.
Vision coverage is also available to HMO employer groups, with a variety of benefit plan designs to choose from, including exam, lens, and frame frequencies, allowances, and copayments.
BCBSIL vision plans can help members save on eye care costs, with discounts and allowances that can lower out-of-pocket expenses. Routine eye exams can help detect common eye concerns like glaucoma or cataracts, as well as early signs of bigger health issues.
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Vision benefits for groups and employers
Blue Cross and Blue Shield of Illinois (BCBSIL) vision plans can help groups and employers save on eye care costs. The vision plans offer savings and discounts that can help pay for eye care. Routine eye exams can help spot common concerns like glaucoma or cataracts, and they can also help catch early signs of bigger health issues. BCBSIL has Individual Vision Plans and Family Vision Plans with different levels that have discounts or allowances that may help lower out-of-pocket costs.
Blue Cross Community Health PlansSM (BCCHPSM) members have eye care benefits and do not need approval from their PCP to see an eye doctor within the plan network. BCCHP has partnered with Heritage Vision Plans, Inc., powered by VSP®, to give members vision services. Members aged 21 and older are eligible for vision services every two years, and members under 21 are eligible as needed. There is also additional reimbursement toward a pair of upgraded eyeglass frames and contact lenses when medically necessary if glasses cannot provide the intended result.
Blue Cross and Blue Shield also offer the Federal Employee Program® (FEP®) which includes vision benefits for federal workers and retirees in the Federal Employees Health Benefits (FEHB) Program. FEP also includes telehealth services provided by Teladoc.® These services can be used for the treatment of minor acute conditions, dermatology care, behavioral health, and counseling for substance use disorders.
Blue Cross and Blue Shield Association (BCBSA) offers medical, prescription drug, dental, and vision plans to employees and eligible spouses and dependents. They also offer a range of financial wellness programs, including online resources, discounted financial planning, and financial education workshops.
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Dental, vision and hearing discounts through Blue365
Blue Cross and Blue Shield of Illinois (BCBSIL) vision plans can help you save on eye care costs. You can gain savings that may help you pay for eye exams, which can help spot common concerns like glaucoma or cataracts. You can also save on the cost of eyeglass frames and contact lenses when medically necessary.
BCBSIL has also partnered with Heritage Vision Plans, Inc., powered by VSP®, to give you vision services. Heritage Vision Plans is a vision benefit company dedicated to giving you exceptional service and quality.
In addition to the above, BCBSIL members with active health plan coverage can also take advantage of the Blue365 discount program. Blue365 provides members with exclusive health and wellness deals, including discounts from top national retailers and brands. This includes up to 60% off hearing aids, discounts on LASIK surgery, and more. There are no claims to file, and no referrals or prior authorizations are needed. Members can sign up to receive weekly deals directly to their email inbox.
Please note that Blue365 is not insurance, and some of the services offered may be covered under your health plan. Refer to your benefit booklet or contact customer service for specific benefit information.
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Frequently asked questions
Vision benefits are included in Blue Cross Community Health Plans (BCCHP). Members of HMOs of Blue Cross and Blue Shield of Illinois (BCBSIL) have their vision benefits administered by EyeMed Vision Care.
Vision insurance plans can help you save on eye care costs. The Individual Vision Plan and Family Vision Plan levels have discounts or allowances that may help lower your out-of-pocket costs.
The vision insurance plan covers eye examinations every 12 months for the cost of your wellness services copayment. It also covers one contact lens examination and fitting every 12 months when performed on the same day as your eye examination. Discounts on frames, lenses and contact lenses are also included.
You can visit the Provider Finder to find vision providers. Search under All Specialties to find vision specialists and other providers.
