Finding The Best Auto Insurance Rates In Wisconsin

The average cost of car insurance in Wisconsin is $47 per month for minimum coverage and $167 per month for full coverage. The cheapest car insurance in Wisconsin in 2024 tends to come from Rural Mutual, Geico, and Erie Insurance. The average annual cost of Wisconsin car insurance is $1,773 for full coverage and $421 for minimum coverage.

Cheapest car insurance in Wisconsin

The average cost of car insurance in Wisconsin is $1,773 for full coverage and $421 for minimum coverage. However, the cheapest car insurance in Wisconsin will depend on your age, gender, vehicle type, credit history, ZIP code and driving record.

For example, the cheapest car insurance for a 35-year-old driver with a clean driving record is offered by Geico, at $889 per year for male drivers and $817 for female drivers. For a 17-year-old male driver, USAA offers the lowest average rates at $2,278 per year.

The average cost of car insurance in Wisconsin also varies by city. For example, drivers in Milwaukee pay an average of 29% more than the state average, while those in Waukesha pay 11% less.

Cheapest car insurance in Wisconsin for teens

The cost of car insurance in Wisconsin varies depending on age, gender, driving record, and location. The average cost of car insurance in Wisconsin is $47 per month for minimum coverage and $167 per month for full coverage.

Cheapest Car Insurance for Teens in Wisconsin

According to US News, the cheapest car insurance for teens in Wisconsin is offered by USAA and Auto-Owners. USAA's rates for 17-year-old female and male drivers are $1,978 and $2,278, respectively. Auto-Owners offers the next cheapest rates for teens, with an average of $2,267 for 17-year-old female drivers and $3,060 for 17-year-old male drivers.

Cheapest Car Insurance for Young Adults in Wisconsin

Geico offers the cheapest car insurance for young adults in Wisconsin, with an average rate of $828 for 25-year-old female drivers and $854 for 25-year-old male drivers.

Cheapest Car Insurance for Seniors in Wisconsin

USAA offers the cheapest car insurance for seniors in Wisconsin, with an average rate of $614 for 60-year-old female drivers and $622 for 60-year-old male drivers. However, since USAA policies are exclusive to military members, most drivers will find the lowest rates with West Bend Mutual, which offers an average rate of $823 for 60-year-old female drivers and $810 for 60-year-old male drivers.

Cheapest car insurance in Wisconsin for drivers with a speeding ticket

A speeding ticket in Wisconsin can increase your insurance premiums significantly. The average cost of full coverage in the state with one speeding ticket on your record is $2,158 per year. However, the cheapest insurers in Wisconsin for drivers with a speeding ticket are:

• Geico: $1,347 per year
• Rural Mutual: $25 per month for minimum coverage
• Auto-Owners: $58 per month for minimum coverage
• Erie: $91 per month for full coverage

The average cost of full coverage in Wisconsin is $1,744 per year, but a speeding ticket can push that rate up to $2,075.

How to get the cheapest car insurance in Wisconsin

To get the cheapest car insurance in Wisconsin, you can:

• Shop around and compare quotes from multiple insurers
• Look for discounts, such as bundling policies, multi-vehicle rewards, loyalty discounts, or discounts for owning a home
• Choose the right car—some vehicles are cheaper to insure due to having more safety features, cheaper parts, or a lower likelihood of accidents
• Increase your deductible—before your car insurance coverage will pay for a claim, you’re responsible for paying the deductible

Cheapest car insurance in Wisconsin for drivers with an accident on their record

The cost of car insurance in Wisconsin varies depending on factors such as age, driving record, credit score, and location. The average cost of car insurance in Wisconsin is $47 per month for minimum coverage and $167 per month for full coverage.

For drivers with an accident on their record, the cheapest car insurance in Wisconsin is offered by Rural Mutual, with an average rate of $31 per month for minimum coverage. For full coverage, the cheapest option is Erie, with an average rate of $111 per month.

It is important to note that car insurance rates can vary significantly between different drivers, so it is recommended to compare quotes from multiple insurers to find the best rate.

Cheapest car insurance in Wisconsin for drivers with a DUI

Drivers with a DUI in Wisconsin can expect to pay an average of $1,857 per year for car insurance. The cheapest car insurance for drivers with a DUI in Wisconsin is offered by State Farm, with a sample rate of $1,101 per year. Allstate has the highest rates on average for this group of drivers: $3,184 per year.

The cheapest car insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage:

• Cheapest Company Annual Rate
• State Farm: $1,101
• Cheapest Company Monthly Rate
• State Farm: $92
• Progressive: $1,102 or $92 per month
• Geico: $1,254 or $105 per month
• Western National: $1,270 or $106 per month
• Rural Mutual: $1,317 or $110 per month

Drivers with a DUI in Wisconsin can expect to pay an average of $82 per month for minimum coverage and $272 per month for full coverage. The cheapest car insurance estimate for drivers with a DUI in Wisconsin is $51 per month from both Erie Insurance and Progressive for minimum coverage.

Frequently asked questions