Who Owns Direct Auto Insurance? Parent Company Explained

Direct Auto Insurance is a subsidiary of National General, which is owned by Allstate. Direct Auto Insurance was founded in 1991 and is headquartered in Nashville, Tennessee. The company offers auto and life insurance, emergency protection plans, and roadside assistance. They are known for their belief that everyone should have access to the coverage they need, regardless of their driving, insurance, or credit history. Direct Auto Insurance operates independently and specializes in non-standard insurance for high-risk drivers.

Direct Auto is a subsidiary of National General

Direct Auto Insurance, headquartered in Nashville, Tennessee, is a subsidiary of National General. National General Insurance acquired Direct Auto in 2016, and in 2021, Allstate purchased National General and its subsidiaries, including Direct Auto.

Direct Auto was founded in 1991 as a non-standard car insurance company, specialising in policies for high-risk drivers. High-risk drivers include those with bad credit, a lapse in insurance coverage, or a history of driving violations or claims. Direct Auto offers flexible payment plans, and customers can pay for their policies in cash by visiting one of their 400 office locations.

Direct Auto operates independently of its parent companies, retaining its name and focus on providing insurance for high-risk drivers. The company offers several types of car insurance, including liability, comprehensive, and collision insurance, as well as SR-22 filings and non-owner insurance policies.

Direct Auto is also a proud member of National General, a fast-paced, dynamic, and entrepreneurial organisation. Direct Auto has rapidly expanded across the Southeast, providing a range of products and services, including auto and life insurance, emergency protection plans, and roadside assistance. The company strives to work directly with its customers to help them determine the best policies for their needs and find all the discounts they are entitled to.

National General is owned by Allstate

National General provides personal and commercial auto insurance, homeowners insurance, umbrella insurance, recreational vehicle insurance, motorcycle insurance, lender-placed insurance, supplemental health insurance, and other niche insurance products. Auto insurance represents approximately 60% of its premium income, with a significant presence in the non-standard auto market. Its property-casualty business was built through a combination of organic growth and strategic acquisitions.

The acquisition of National General by Allstate was part of Allstate's strategy to increase its market share in personal property-liability insurance. By combining Encompass and Allstate's Independent Agent businesses with National General, Allstate became one of the top 5 personal lines carriers in the independent agent distribution channel. This move also expanded Allstate's presence in the non-standard auto insurance market, catering to high-risk drivers.

National General operates as a subsidiary of Allstate, and both companies continue to operate independently while benefiting from each other's strengths. National General's focus on innovative solutions, fast and fair claim resolutions, and leveraging technology to enhance the customer experience aligns with Allstate's commitment to providing protection and peace of mind to its customers.

Direct Auto offers insurance for high-risk drivers

Direct Auto Insurance is a subsidiary of National General, which is owned by Allstate, one of the largest insurance companies in the US. Direct Auto, National General, and Allstate operate independently of each other. Direct Auto Insurance is a specialist in non-standard insurance for high-risk drivers and operates in 14 states.

High-risk drivers are those who have one or more of the following on their records: a history of tickets, accidents, or DUI/DWI convictions, or characteristics such as being a young or inexperienced driver or having poor credit. Direct Auto offers several types of car insurance for high-risk drivers, including liability, comprehensive, and collision insurance.

High-risk drivers often face higher insurance costs because insurers think they are more likely to make a claim or have a claim made against them. High-risk drivers can take steps to lower their premiums, such as taking a defensive driving course, improving their credit score, and bundling their insurance policies.

Direct Auto is not the only option for high-risk drivers. Other companies that offer high-risk car insurance include:

• State Farm: Top pick for high-risk drivers and our top pick for car insurance overall for customer satisfaction.
• Erie: Best for at-fault accidents.
• Geico: Best for speeding tickets.
• Progressive: Best for DUI/DWI.
• USAA: Best for military members and veterans.

Direct Auto operates in 14-18 states

Direct Auto Insurance is a subsidiary of National General and operates in 14 states. National General, a property and casualty insurance company, is owned by Allstate, who purchased the former in 2021. Direct Auto is, therefore, part of the Direct General Group, owned by National General Holdings Corp. and headquartered in New York City.

Direct Auto Insurance provides various insurance services, including car, motorcycle, and life insurance. The company offers insurance coverage, assistance with understanding policies, and help in setting up affordable payment plans. Direct Auto also specialises in non-standard insurance for high-risk drivers, including liability, comprehensive, and collision insurance.

The specific states in which Direct Auto operates are not explicitly mentioned. However, given the company's presence in the US insurance market and its association with National General, it is likely that Direct Auto's operations span multiple states.

Direct Auto Insurance's website allows users to search for locations by city, state, or ZIP code, indicating that the company has a widespread presence across the country. The ability to search by state suggests that Direct Auto operates in more than one state, and potentially in a larger number of states, with specific locations within each.

While the exact number of states Direct Auto operates in is unclear, it is confirmed that the company has a presence in at least 14 states as of 2022.

Direct Auto was founded in 1991

Direct Auto Insurance was founded in 1991 as a non-standard car insurance company. The company is headquartered in Nashville, Tennessee, and has rapidly expanded across the Southeast.

Direct Auto was founded with the belief that everyone should be able to get the coverage they need, regardless of their driving, insurance, or credit history. The company offers a variety of products and services, including auto and life insurance, emergency protection plans, and roadside assistance.

Direct Auto specializes in policies for high-risk drivers, who are typically those with bad credit, a lapse in insurance coverage, or a history of driving violations or claims. The company offers flexible payment plans, and customers can pay cash for their policies by visiting one of their 400 office locations.

In 2016, National General Insurance acquired Direct Auto, and in 2021, Allstate purchased National General and its subsidiaries, including Direct Auto. Despite the change in ownership, Direct Auto has continued to operate independently and keep its name.

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