U.S. Auto Insurance Discounts From Usaa

USAA offers a wide range of auto insurance discounts, including those for safe driving, driver training, good students, new vehicles, multi-vehicle policies, annual mileage, and family members. Safe drivers with a clean record for over five years can benefit from reduced rates, as can those who take an approved defensive driving course or driver's education class. Good students aged 16-25 enrolled full-time in high school or college with a B average or above are also eligible for discounts.

USAA also offers discounts for those insuring new vehicles less than three years old, as well as for those with multiple vehicles on the same policy. Annual mileage discounts are available for those who drive less than 12,000 miles per year, and family members under 25 with a clean driving record who were previously listed on a family member's policy can also save.

Other USAA auto insurance discounts include those for military installation, stored vehicles, and length of membership.

USAA Auto Insurance Discounts

Safe driver discount

Safe driving can save you money on your USAA auto insurance. The SafePilot program offers a discount of up to 10% for enrolling and up to 30% for safe driving habits. The program is available in 37 states and is only for current and former members of the military and their families.

SafePilot uses a mobile app to track and score driving behaviour. The app monitors hours driven, braking, mileage, location, time of day, and phone usage. While all participants receive an initial discount, top performers can net a higher discount on their premiums. The more safely you drive, the higher your score and the larger your performance discount.

USAA also offers a safe driver discount for maintaining a clean driving record for more than five years. This discount is separate from the SafePilot program and does not require the use of a mobile app.

In addition to safe driver discounts, USAA offers a variety of other auto insurance discounts, including:

• Defensive driver discount for passing an approved course
• Driver training course discount for drivers under 21 years old
• Good student discount for college students and teenagers with a "B" average or higher
• Multi-vehicle discount for insuring more than one car
• Annual mileage discount for driving less than 12,000 miles per year
• Military installation discount of up to 15% for storing your vehicle on a military base

Driver training discount

USAA offers a driver training discount for drivers under the age of 21 who take a basic driver training course. This discount is available to those who take a driver's training course before turning 21, as opposed to or in addition to learning to drive from a family member or friend. The discount amount varies and depends on factors such as your state and age.

The driver training course can be taken online or in person, and it covers practical driving skills that can be used in hazardous and dangerous situations on the road, such as bad weather driving. The course typically takes between four and six hours to complete, and you can work at your own pace. Once you have completed the course, you will receive a completion certificate, which you can forward to your insurance provider to claim your savings.

It is important to note that the driver training discount may not be available in all locations and is subject to change. Additionally, USAA insurance is only available to military personnel and their families.

Good student discount

USAA offers a good student discount for auto insurance to help young drivers save money on their premiums. The discount is available to students who are enrolled full-time in high school or college and maintain good grades.

To qualify for the good student discount, students must meet certain academic requirements. Most insurance companies require a minimum B average, which is equivalent to a 3.0-grade point average or a "B-" letter grade. Students can provide a copy of their report card, transcript, or other proof of their grades to their insurance agent to demonstrate that they meet these requirements.

In addition to good grades, USAA also requires students to be between the ages of 16 and 25. Students can also qualify for the discount if they are ranked in the top 20% of their class, included in the Dean's List, Honor Roll, or another list designating scholastic achievement.

The good student discount is a great way for young drivers to save money on their auto insurance. By studying hard and maintaining good grades, they can benefit from lower insurance premiums. This is especially beneficial for young drivers, who typically face higher insurance rates due to their lack of driving experience.

The amount of savings offered by the good student discount can vary. While some insurers offer discounts of up to 25%, the average discount is around 14%. It's important to note that the availability and amount of the discount may differ by state, so it's always worth checking with USAA to see if you qualify.

New vehicle discount

USAA offers a new vehicle discount for customers who insure a brand-new car. This discount is applicable if your vehicle is less than three years old. The new vehicle discount is one of the 14 auto insurance discounts offered by USAA.

The company offers low rates and impressive customer service, making it a solid choice for those eligible for membership. USAA is especially beneficial for first-time drivers, new vehicle owners, and homeowners with expensive homes. The company's coverage for active service members includes waving deductibles and a 60% discount when storing vehicles while deployed.

In addition to the new vehicle discount, USAA offers several other vehicle-related discounts. These include the multi-vehicle discount, where customers can save money by insuring more than one car under the same policy. There is also the annual mileage discount, where drivers aged 29 or older can get a discount based on the number of miles driven each year.

USAA also provides a vehicle storage discount, where customers can receive up to a 60% discount on their premiums if they are deployed and store their vehicle for at least 30 consecutive days.

Multi-vehicle discount

USAA offers a multi-vehicle discount for drivers who insure more than one car on the same policy. This discount is available to those who have policies on two or more vehicles. The discount can help you save on your insurance premium.

The multi-vehicle discount is ideal for families with multiple cars or individuals who own more than one car. By insuring all their vehicles under one policy, they can benefit from reduced rates. This discount is especially advantageous for those with older cars or those who drive infrequently, as it can help offset the cost of insurance.

It is important to note that the multi-vehicle discount is subject to certain restrictions and may not be available in all locations. Therefore, it is recommended to verify eligibility with a USAA representative. Additionally, USAA offers other discounts that can be combined with the multi-vehicle discount, allowing for even greater savings on insurance premiums.

USAA is known for its competitive rates and comprehensive coverage options, including collision coverage, personal injury protection, uninsured motorist coverage, and liability insurance. Their basic policies include collision coverage, personal injury protection, and uninsured motorist coverage. They also offer add-on policies such as rental reimbursement and roadside assistance.

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