Jeffrey Wade
Florida requires applicants for insurance licenses to submit their fingerprints for a criminal background check. The fingerprints are submitted electronically to the Florida Department of Law Enforcement (FDLE) and searched against the database maintained by the Federal Bureau of Investigation (FBI). The results of the fingerprint-based criminal history check are then submitted to the Florida Department of Financial Services. Florida's process involves the use of Live Scan fingerprinting, where fingerprints are captured electronically and rolled across a glass plate for faster, cleaner, and more accurate results. The state has designated IdentoGO Centers as the preeminent live scan fingerprinting provider, with locations across Florida. The cost of fingerprinting services is $49.50 to $50.75, plus local Florida county sales tax.
| Characteristics | Values |
|---|---|
| Who is required to submit fingerprints? | Applicants for resident producer and adjuster insurance licenses, even if they have a reciprocal license. |
| Who is exempt from submitting fingerprints? | Individuals who are currently licensed and are seeking an additional license, and have been fingerprinted within the last 48 months or four years. |
| How often do you need to submit fingerprints? | Fingerprint/criminal history results are valid for only one year for applicants who do not currently hold a valid Florida Insurance agent license. |
| How do you submit fingerprints? | Electronically via LiveScan or by mailing fingerprint cards to Prints Inc. IdentoGO Florida Card Scan Operations. |
| How much does fingerprinting cost? | $49.50 or $50.75, plus local Florida county sales tax. |
| Who do you pay for fingerprinting? | Registration and payment must be made to IdentoGO by Idemia. |
| Who do you submit your fingerprints to? | The Florida Department of Law Enforcement. |
| Who processes the fingerprints? | The Florida Department of Law Enforcement (FDLE) and the FBI. |
| Who receives the results of the fingerprint-based criminal history check? | The Florida Department of Financial Services. |
| How long does processing take? | Usually within three to five business days from the scan date. |
| How long are fingerprint results retained for? | The Florida Department of Law Enforcement retains the prints for 180 days. The DBPR retains results for 12 months from the date your digital fingerprints were electronically received. |
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What You'll Learn
Florida requires fingerprints for insurance licensing
Florida requires fingerprinting for insurance licensing as part of a criminal background check. This is a unique requirement, as most states only require a general background check, which does not require fingerprinting. The fingerprints are used to search criminal databases and law enforcement records, including FBI records.
The Florida Department of Insurance requires exclusive fingerprinting through their vendor, IdentoGo, which is now known as Idemia. Applicants can register and pay for fingerprinting on the IdentoGo website. The cost is $49.50 or $50.75, plus local Florida county sales tax. After payment, applicants must submit their fingerprints electronically via LiveScan. A list of LiveScan locations will be provided following registration. Alternatively, applicants can submit their fingerprints by mail using fingerprint cards.
Once submitted to IdentoGo, the fingerprints are sent electronically to the Florida Department of Law Enforcement (FDLE). The FDLE then provides the results of the fingerprint-based criminal history check to the Florida Department of Financial Services. IdentoGo never has access to the fingerprint-based criminal history.
If the first fingerprint submission is illegible, IdentoGo will request a new LiveScan submission at no additional charge if submitted within 90 days of the first submission. If both submissions are illegible, applicants are not required to submit new fingerprints. Instead, the Bureau of Licensing will submit a name check request to the FBI, which can take up to 45 days for processing.
It is important to note that fingerprint/criminal history results are only valid for one year for applicants who do not currently hold a valid Florida Insurance agent license. For applicants who are already licensed and seeking an additional license, fingerprints are valid for four years, and they will not be required to submit new fingerprints unless specifically requested by the Department.
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The fingerprints are used for criminal background checks
Florida requires applicants for insurance licenses to submit their fingerprints for criminal background checks. This is a common requirement for resident producer and adjuster insurance licenses across the US, although the process varies by state.
In Florida, applicants must submit their fingerprints electronically via LiveScan to IdentoGO by Idemia (formerly MorphoTrust USA). IdentoGO is a certified FBI Channeling Agent and the preeminent live scan fingerprinting provider for the state. The company serves a wide range of state agencies, programs, and industries, including insurance.
The fingerprints are then submitted to the Florida Department of Law Enforcement (FDLE), which processes them along with the Federal Bureau of Investigation (FBI). The FDLE retains the prints for 180 days, while the DBPR retains the results for 12 months from the date the fingerprints are received. The results of the fingerprint-based criminal history check are then submitted electronically to the Florida Department of Financial Services.
The purpose of this process is to conduct a criminal background check as part of the application, employment, and/or licensing process. This check involves searching the applicant's fingerprints against the FBI's database and the central repository of criminal history records maintained by the Florida Department of Law Enforcement.
It is important to note that non-US officers, directors, and/or owners of agencies/firms must email the Department with their name, agency/firm name, and federal tax ID number before mailing their fingerprints. Additionally, applicants have the right to review their records if they believe their criminal history records are incomplete or inaccurate.
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The process is done electronically
Florida requires applicants for insurance licenses to submit their fingerprints for a criminal history background check. This process is typically done electronically, using LiveScan fingerprinting services provided by IdentoGO by Idemia (formerly MorphoTrust USA).
- Applicants register and pay for fingerprinting on the IdentoGO website. The cost is $49.50 or $50.75, plus local Florida county sales tax.
- After payment, applicants must submit their fingerprints electronically via LiveScan. A list of LiveScan locations will be provided after registering with IdentoGO.
- During the LiveScan process, applicants' fingerprints are rolled across a glass plate and scanned. This method is faster, cleaner, and more accurate than the traditional ink-and-roll method.
- Once the fingerprints are submitted to IdentoGO, they are then submitted electronically to the Florida Department of Law Enforcement (FDLE).
- The FDLE/FBI processes the fingerprints and provides the results of the fingerprint-based criminal history check electronically to the Florida Department of Financial Services.
- The Florida Department of Financial Services notifies applicants of their license or registration status by email and their MyProfile account.
It is important to note that non-US officers, directors, and/or owners of agencies/firms must email the Department with their name, agency/firm name, and federal tax ID number prior to mailing their fingerprints. Additionally, the Department does not accept faxed court documents.
The electronic process offers convenience, speed, and accuracy in obtaining fingerprints for insurance licensing in Florida.
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The fingerprints are valid for one year for new applicants
Florida requires applicants for resident producer and adjuster insurance licenses to get fingerprinted. This is done as part of a criminal background check, which is carried out by the Federal Bureau of Investigation (FBI).
Effective July 1, 2018, fingerprint and criminal history results are valid for one year for new applicants who do not hold a valid Florida Insurance agent license. This means that if an individual is seeking their first Florida Insurance agent license, their fingerprint and criminal history results will be valid for one year. After this one-year period, the applicant will be required to submit new fingerprints and undergo another criminal history background check if they still wish to obtain a license.
For applicants who already hold a valid Florida Insurance agent license and are seeking an additional license, they will not be required to submit new fingerprints if they have been fingerprinted within the last 48 months or four years. However, if specifically requested by the Department, they may be required to submit new fingerprints.
The fingerprinting process in Florida is typically handled by IdentoGO by Idemia, formerly known as MorphoTrust USA. Applicants can register, find locations, and pay the required fee (around $50, plus local Florida county sales tax) on their website. After registration and payment, applicants will receive instructions and fingerprint cards to submit their prints by mail. Alternatively, applicants can visit an IdentoGO center for live scan (electronic) fingerprinting, which is faster, cleaner, and more accurate than the traditional ink-and-roll method. Once the fingerprints are submitted, they are sent electronically to the Florida Department of Law Enforcement (FDLE) for processing. The FDLE then submits the results of the fingerprint-based criminal history check to the Florida Department of Financial Services. It is important to note that IdentoGO by Idemia never has access to the fingerprint-based criminal history information.
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Non-US applicants must email the Department prior to mailing fingerprints
Non-US applicants seeking an insurance license in Florida must follow specific procedures for fingerprinting and background checks. Firstly, non-US officers, directors, or owners of agencies or firms must email the Department of Financial Services at [email protected] before mailing their fingerprints. This email should include their name, the name of their agency or firm, and their federal tax ID number.
After sending this initial email, the non-US applicant must register with IdentoGO by Idemia (formerly MorphoTrust USA). Registration and payment for fingerprinting can be completed on their website, with a cost of around $50, plus local Florida county sales tax. During the registration process, applicants can select their preferred cost and shipping method for the fingerprint packet, which includes instructions and two fingerprint cards.
Once the registration and payment are complete, applicants must mail the completed fingerprint cards to Prints Inc. IdentoGO Florida Card Scan Operations at the provided address in Tallahassee, Florida. It is important to note that no documents should be included with the fingerprint cards when they are mailed.
After receiving the fingerprint cards, IdentoGO by Idemia submits the fingerprints electronically to the Florida Department of Law Enforcement (FDLE). The FDLE, in turn, processes the fingerprints and provides the results of the fingerprint-based criminal history check to the Florida Department of Financial Services. This entire process ensures that IdentoGO by Idemia never has access to the applicant's fingerprint-based criminal history information.
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Frequently asked questions
Fingerprinting is used to perform a criminal background check, which is a requirement for obtaining an insurance license in Florida.
You can get fingerprinted through IdentoGO by Idemia, a live scan fingerprinting provider for the state of Florida. You can register, find locations, and pay for fingerprinting on their website.
Once you have submitted your fingerprints, they will be sent electronically to the Florida Department of Law Enforcement (FDLE). The FDLE/FBI will process the fingerprints and provide the results to the Department of Business and Professional Regulation (DBPR).
Fingerprint/criminal history results are valid for one year for applicants who do not currently hold a valid Florida Insurance agent license. For individuals who are currently licensed and seeking an additional license, fingerprints are valid for four years.
Non-US officers, directors, and/or owners of agencies/firms must email the Department with their name, agency/firm name, and federal tax ID number prior to mailing fingerprints to Prints, Inc.
